Livingston Reporting - page 236

Creating A Life After Bankruptcy Second Installment

In our previous installment on life after bankruptcy we discussed the curveball filing for bankruptcy can throw at you.  In this installment we will continue to review ways in which you can rebuild your financial life after filing for chapter 7 bankruptcy or chapter 13 bankruptcy.

Bankruptcy attorneys recommend that individuals who have filed for bankruptcy begin to re-establish their credit as soon as they possibly can.  One way to accomplish this is by establishing a personal line of credit that is secured through a savings account.  This helps to establish credit without the risk of spending more than you have available to spend.  The one element to remember is that the interest you will pay for the line of credit will far outweigh what you will earn in interest on your savings account.

Hold off on buying a car until you have built there has been time to establish credit again.  It takes about two years to get to the point when you should start searching out loans such as home loans and automobile loans.  Continue re-building credit during this time to ensure you can obtain a loan when you start looking into larger financial purchases.

If a credit card is obtained use it only for emergency situations.  Do not card hop between credit card companies either.  Stick with one or two companies to help improve the long term credit record that is being established.

Be cautious of scams after filing for bankruptcy.  Many scams exist and scam artist prey on individuals who they believe to be susceptible.  Vulnerability is often a symptom experienced after an experience like bankruptcy.   Don’t give into it.  Never believe that anyone that promises to fix your credit.  There is no magic method in establishing credit after your bankruptcy is settled.

Rebuilding credit after bankruptcy takes time.  While you are re-establishing your financial life be wary of any offers that sound too good to be true.  Your bankruptcy attorney will recommend taking time before accepting any offers of extended credit or instant credit fixes.  Research all companies offering anything.  It is more likely than not that a quick online search will offer you a great deal of information on any and all companies that are known to be scam artists.

After researching an offer, if there is still any doubt don’t go further with the deal being presented.  Walk away from offers that aren’t a hundred percent above board.  When re-establishing your credit it is your financial reputation on the line be sure to protect it at all costs.

Bohikian Law Group specializes in chapter 7 and chapter 13 bankruptcies in Michigan. Contact us today to find a bankruptcy attorney that will help you in debt relief at http://www.bohikianlaw.com/ today.

Tips To Consider Before Purchasing Diagnostic Imaging Equipment

Are you in the market to replace diagnostic imaging equipment that is out of date or broken down?  Are you looking to purchase the latest and greatest in Linacs systems?  If this describes where you are at it is crucial to purchase the right equipment for your working environment.  When purchasing IMRT Equipment, otherwise known as Intensity-Modulation Radiation Therapy, Linear Accelerators, CT Simulators, or CT Scanner look at pieces that encompass the whole organization including patients and technicians.

Consider the benefits that your organization will gain with the purchase of the new equipment. How will they benefit from the latest, most up to date technology? Does it make sense to replace your 16 slice CT scanner with a 64 slice CT scanner?  Are patient satisfied with 3D images or do they prefer 4D images?  It will totally depend on whether your organization will benefit or not from the purchase of new equipment before making a purchase.  Due diligence, research and fore thought are needed before making a purchase of such magnitude for your facility, patients and employees.  Consider if and how everyone will benefit from the purchase.

Below you will find tips to consider before purchasing diagnostic imaging equipment.

  • Price: No matter if you are purchasing new or refurbished diagnostic imaging equipment the cost is always a consideration.  Consider the initial price, the cost to maintain the piece, the service cost and the accessibility to parts to repair the equipment if it does fail.  Each piece of equipment that you consider to purchase should be evaluated in the same manner to ensure it is properly considered.
  • Environmental Consequences: Within many organizations it is important to not only provide top quality equipment but for it also to be friendly to our environment. When purchasing an imaging piece consider the impact it has on the environment especially if this is of importance within your organization.  The initial cost of equipment that is environmentally friendly may initially cost more however in the long run may cost less than other pieces being that repairs are often cheaper.
  • Treatment: Consider how often and when the equipment will be used. Will the features on this new or refurbished equipment meet the treatment needs that you are in need of it treating?  Does it truly meet the needs to the people in which it will be servicing?
  • Technicians: Consider the level of the skills that the technicians possess.  Will they be able to use the new equipment without much training or support?  Is training online or in person and how much will this cost the organization?  Does the end user feel the piece meets the overall needs of the company?  Meet with the technicians before major purchases within the organization.  They are the ones that truly know what is needed and the impact it will have on their jobs as well as the patients.
  • Service Contract/Technical Support: Establish what is and what is not covered within the service contract. How much support are the end users given when the equipment is not operating properly?  Negotiate all technical support within the initial purchase agreement to be sure that your needs will be properly met after the sale.
  • Repairs, Parts and Access: Another consideration is fixing each piece if it is to break down. Are new parts available?  If not how accessible and reliable are refurbished parts?  What is the budget to maintain this equipment?  How hard is it to diagnosis issues that are occurring? Are the technicians trained to quickly and properly fix and maintain the equipment with what is available to them?

Such large purchases are difficult to make. Organizations, especially those in need of imaging equipment, are not often allowed unlimited budgets.  The cost of such pieces along with maintaining them is always important.  Knowing this information before you make a purchase ensure you have done due diligence in purchasing such a large line item for your company.

Acceletronics is dedicated to delivering the best equipment performance and service reliability from Linear Accelerators and CT Scanners across all major brands and models.  Our highly qualified oncology equipment specialists provide a quality customer experience across the USA with timely field maintenance.  We sell, repair, refurbish, move and finance a variety of oncology medical systems check out more at http://www.acceletronics.com.

Qualifying For A Home Loan In 2016

Getting approved for a mortgage loan is not something that is second nature to most of us.  It is something many will only do a handful of times in their lives.  With concern in the market about rising interest rates the spring of 2016 is seeing many first time home buyers jumping in on the real estate scene.

Qualifying for a home loan isn’t as simple as getting a car loan which is something first time home purchasers don’t realize.  Put your anxiety to rest with proper preparations.  Educate yourself on the preapproval process, home buying process, mortgage process in order to less the stress that comes along from those unexpected surprises that occur along the way.

First things first; if you are thinking about purchasing a home anytime soon take a few minutes and pull a copy of your recent credit report.  Your credit score will be one of the most crucial elements in identifying your credit worthiness.  This numbers allows lenders to place a value on how risky lending money to you is.  Don’t assume your credit is good enough to qualify for a home loan.  Take the time to review your entire credit report.  Take time to clean up any errors that exist while working to maintain on-time payments decreasing your overall debt ratio.

Cash is king.  When you are looking to purchase a home it is crucial that you have access to cash.  Mortgage companies differ in the loans that are offered to individuals.  Most companies however require a substantial down payment to ensure that the individual is vested in the purchase.  Without a reasonable down payment home purchasers are often penalized by having to take out private mortgage insurance.  This can add hundreds of dollars to your monthly mortgage payment none of which is applied to your actual mortgage premium.

Stay working at your current job until after you have received a mortgage.  Changes in employment while applying for a mortgage can stop or greatly delay the process.  It is crucial that you stick with your employer and your current income status throughout the mortgage process in order for a smooth transaction.

In the months before obtaining a mortgage preapproval it is important that you work to save money, pay down debt and that you avoid any new debt.  This doesn’t mean you have to have all of your credit cards and loans paid off in order to obtain a mortgage but lenders will look at your debt to income ratio when determining how much you can afford to take on.

Just because you are preapproved for a mortgage doesn’t mean that you have to purchase a home of that value.  It is important that you are comfortable with the payment.  If you are used to traveling or such and will not want to stop doing that just because you now own a home consider that when looking at houses to buy.  It is okay to buy a home that has a comfortable monthly payment over one to fulfill the preapproval amount.  Just because it costs more doesn’t make it right for you.

There is a lot of consideration that go into obtaining a mortgage.  When getting serious about finding a home meet with a local mortgage broker to go over available options and to begin the preapproval process.  This will ensure that you have the right guidance throughout one of the largest financial commitments you will make in your lifetime.

Cross Country Mortgage in Brighton, Michigan provide mortgage services for clients including new home loans, refinancing, reversed mortgages, new purchase home mortgages and home equity loans to the entire Livingston County area including Brighton, Howell and Livingston County. Cross Country Mortgage Brighton, MI at http://brightoncrosscountry.com/.

Real Estate Agents Make the Buying and Selling Process Simpler

It is that time of year when purchasing a home starts to pique people’s interest.  It is important to understand that although you can navigate the home buying process on your own it is much simpler when a qualified real estate is in your corner helping you along the way.

Benefits of Hiring a Realtor When Buying a New Home

  • Comprehend Home Financing: Experienced realtors offer comprehensive knowledge in home financing. They have been through the closing process on buying homes and are familiar with a variety of scenarios that can come up throughout the process.  They can offer suggestions on mortgage brokers help with the preapproval process and offer guidance when it comes to choosing between several mortgage options.  They offer an outside opinion on the information you are receiving from the broker and lenders.
  • Identify The Most Recent Listings: Another major benefit that comes from working with a real estate agent is that they have market connections.  This allows them the inside scoop on new listings, some even before they become available on the market.  This offers a unique opportunity to you as a buyer to have the first peak at homes.  Buyers have often been able to put an offer on a home and have it accepted without a seller having to go through the hassle of open houses and daily showings.  This can also make it easier to get a good deal on a home without ever having to enter into a biddig war with another buyer.

Types of Real Estate Agents

  • Buyer’s Agents: This is an agent that is representing the best interest of the buyer within a real estate transaction. They are often compensated through commission which comes after the transaction closes.  The seller’s broker often splits the commission with the buyer’s agent.  Before signing a contract with a realtor it is important to understand who is paying the commission, how much they are being compensated and when this fee is expected.
  • Sellers Agents: You may have guessed that this type of agent represents the best interest in the seller. This person is the listing agent on a home and is responsible for marketing to buyers in order to secure the best price and terms possible on the sale of the home.
  • Dual Agents: A dual agent is uncommon but does occur within real estate transactions. A dual agent represents both the buyer and seller.  Dual agents are not always a good idea as they have a conflicting interest to both parties involved in the process.  Laws are incredibly strict with what a dual agent can do.  It may not be in your best interest to use this type of agent especially when buying our first home.  Perhaps when you are more familiar in real estate transactions a dual agency can save you money on commission.

Lady of the Lakes Real Estate is Livingston County’s premiere realtor; out of Pinckney, Michigan helping buyers buy and sellers sell homes that provide a recreational lifestyle including golf courses, lakes and the Huron river chain of lakes, throughout Brighton, Howell, Pinckney and the surrounding area. Find out more at http://www.ladyofthelakes.com.

The Difference Between Licensed, Bonded and Insured Contractors

What exactly is the difference between a contractor that is licensed, one that is bonded and/or one that is insured?  Competition in the construction industry is brutal.  Wading through contractors to determine the most qualified individual at the most reasonable price leaves many consumers baffled.

Where can consumers skimp and where shouldn’t they when it comes to hiring contractors?  Is hiring a contractor that is not licensed, bonded and/or insured worth the risk?  Probably not; in fact many consumers employing contractors without the proper credentials in place are placing their time, money and project completion in jeopardy.

Below we will detail bonded, licensed and insured contractors. This will allow consumers to have insight into why each is an important certification for hired contractors to have.

Licensed: Contractors are licensed as either a general contractor or specialty contractor.   Specialty contractors are those that offer a specific skill such as plumbing, electrical, drywall and the likes.  Specialty contractors are required to hold a special certification on top of their license.  The contractor’s license number is required to be displayed on any posted marketing materials.

Consumers are able to search for contractors by name or license number to ensure that the contractor’s license is up to date.  When an unlicensed contractor takes off after receiving a deposit there is little protection offered to the consumer this is one of the drawbacks of hiring any unlicensed contractors to do work for you.  An unlicensed contractor may cost less initially but there is no recourse if work is not done in specification to the contract.

Bonded: Bonds are purchased by contractors looking to prove their stability to consumers.  There are a variety of bonds that contractors can purchase to ensure they are trust worthy.  A bond is a contract between the contractor, the property owner and the bonding company.  It ensures that the contractor has financial backing incase the project is not completed as stated in the contract.  Common bonds that many contractors have are bid bonds, performance bonds and payment bonds.  All of which cover consumers from contractor negligence.

Insured: Contractors are required to have insurance to cover their business.  General liability insurance is purchased by contractors to insure that any damage to the property or people is covered financially if anything should happen while completing work at your location.

There are a few more things to consider when hiring a contractor.  Make sure that the contract is comprehensive and that no detail has been left out.  The contract should include the bid and scope of work expected to be performed.  It needs to offer an estimate on the price of permit fees as well as the payment terms, warranties and procedures for changes in the contract.  Often it pays to contact consumers that have recently used the contractor’s services to discuss the contractor’s ability to complete the job on time, within budget and so on.

Construction Bonding Specialists, LLC are dedicated Surety Bond Professionals that are aligned with several Treasury Listed and AMBest Rated Surety markets which allows them to assist with virtually all Bid, Performance and Payment, Financial Guarantee and Supply bond needs.  Find out more information at http://www.bondingspecialist.com.

Tips On The Installation Of A New Aluminum Fence

Installing a new fence is not difficult to do.  There are however a few things homeowners must keep in mind prior to ordering and installing their aluminum fencing.  Spring is here and the warmer weather and budding trees inspires many do it yourselfers to get started on those projects they have been putting off.  When installing a new fence or replacing an old one review the list of common mistakes that have been made before you and how you can avoid making the same ones.

  • The Lack of Proper Planning: When it comes to home improvements the one mistake that homeowners frequently make revolves around the lack of planning.  Before ordering your new aluminum fence online take the time to make a plan of action.  Any project that is to be done around the home, especially with aluminum fencing installation, needs to have a project plan, material list and detailed installation timeline.  Proper planning allows for a smooth project that stays on task from start to finish.
  • The Lack of Proper Property Markers: This is perhaps one of the most costly mistakes to make when installing a new aluminum fence.  Have the property surveyed by a licensed surveyor prior to ordering aluminum fencing.  Even though the surveyor will use stakes to mark the property take pictures and video for future reference. If the stakes inadvertently get removed there will be visual data to support the boundary lines that are in place.  Installing the fence on property that is not yours can add exorbitant costs to your project.
  • The Lack of Properly Examining Local Zoning Laws: Not all areas allow fences to be installed.  Check with local ordinances, H.O.A.’s and such to be sure of all the requirements that must be met.  Also look into materials that are off limits, along with colors and styles that might not meet the requirements set forth.  Installing a fence that doesn’t meet the guidelines is costly.  The rules will not change just because the fence is installed so be prepared to uninstall that new fence if it doesn’t follow the guidelines in your area.
  • The Lack of Properly Checking for Underground Utilities: Make the proper phone call before you start digging.  Miss Dig will come out to the property for free and mark all of the underground utilities in the area.  Proper planning will allow you to place the fence in areas that avoid these areas.  Aluminum posts need to be dug into the ground with at least one third of the fence posts height being in the ground.  Aluminum gate posts need to be installed at a minimum of thirty inches deep.  This call is an important one.  Don’t forget to make it.

In our next installment we will cover more mistakes to avoid when installing or replacing fencing.  Small avoidable mistakes can add extra stress to a large project such as installing an aluminum fence.    Articles like this are provided to help homeowners from making the mistakes that those before them have.

iFenceUSA offers the widest variety of maintenance-free, no-rust aluminum fences and gates in the industry! Whether you are a pool contractor, a building contractor, an architect, a landscaping professional, or a “do-it-yourself” homeowner looking for exceptional value and installation advice, you’ll benefit by buying wholesale aluminum fences shipped factory-direct to your home or business anywhere in America from www.iFenceUSA.com!

Benefits of Purchasing Refurbished Electrical Equipment and Parts

Perhaps one of the largest benefits of purchasing refurbished electrical components comes from the savings to individuals and business owners alike.  No matter the undertaking, be it a repair to a home appliance or industrial-grade breaker, it is in your best interest to look for the quality and cost savings in refurbished electrical components.  No matter what electrical project you take on the same rules apply; look for quality components at inexpensive rates.

No matter if you are repairing appliances within your home or industrial grade equipment it pays to find the most inexpensive, efficient product at the lowest cost to ensure a complete solution to the project at hand.  Refurbished products are the most suitable options in most circumstances involving both commercial and residential users.

Used and refurbished electrical component suppliers have been a popular resource for years.  Buyers prefer to purchase these types of electrical components not only because of cost efficiency, quality and availability to options that are often older and harder to find.

Cost Savings: Everyone is looking to buy electrical components that will get the job done without costing an arm and a leg.  Brand new parts may seem ideal but when looking at the life span and cost many find that for a real cost savings refurbished components add as much life to your equipment.

High Quality: Even if a part is new it doesn’t mean that you are guaranteed to receive a high quality component.  Refurbished products go through a rigorous reconditioning process and are tested to meet and often exceed manufacturers UL certifications.

Availability: This is one of the reasons that the sale for refurbished electrical components has risen so much in recent years.  Industrial equipment is built to last.  Often times it is difficult to find suppliers that have new parts in stock for older equipment.  It is not cost effective to always upgrade a large piece of equipment and often unnecessary as the life span of the piece is far from reaching its peak.  Reconditioned electrical parts come in clutch when you find that new parts are obsolete.

Options:  When equipment goes down companies lose money.  No one wants to be in the middle of product and unable to fix their electrical equipment.  With refurbished components, users have a plethora of options at their finger tips within the refurbished electrical component industry.  Many reconditioned component suppliers will have in stock or assist you in find the part you need, at a reasonable price with immediate availability.

Companies save time and money when purchasing quality industrial electrical components that are refurbished.  At J&P Electrical Company, we sell a wide range of industrial electrical components from all major manufacturers, including bus plugs, bus duct, panel switches, disconnects, transformers, fuses, circuit breakers and more. We have two large warehouses that hold over 20,000 sq feet of new, used and obsolete electrical equipment.  We are sure to have in stock the product you need when you need it.

J&P Electrical is a full service electrical equipment company.  At J&P, we supply contractors, end users and supply houses with new surplus, quality reconditioned and obsolete electrical equipment. Contact us today at https://jpelectricalcompany.com for all of your bus plug, circuit breaker, switchboard, fuses, disconnects and more.

Best Season For Roofing

The material of choice for most northern roofs is asphalt.  Asphalt shingles are a popular roofing material in a majority of homes for many reasons including cost, ease of installation and its longevity.  Asphalt roofs, when installed properly, are known to last on average for twenty plus years.  Is the lifespan of your asphalt roof reaching its peak? Maybe now is the perfect time to start considering your roof replacement options.  Most homeowners want to complete home improvements when the time is right.  When is the best time to install a new roof?  It just may not be what you expect.

Winter Roof Replacement

Everyone that is familiar with northern winters understands that roofing isn’t really a great option.  The snow, ice and colder temperatures make roofing materials such as asphalt difficult to work with.  The asphalt shingles become brittle and hard.  Professional roofing contractors will tell you that these are not the ideal conditions in which to install a new roof.  The cold is not ideal for roofers, roofing tools, sealants or much else that the northern climates offer during the winter season.  New roofs in northern climates are better installed during another season.

Spring Roof Replacement

Spring roof replacement tends to be one of the least expensive times of the year to install your homes new roof.  Spring is a great time to replace ones roof if the issues your roof has had are not worsened by waiting through the winter.  Roofing contractors are not as busy as they will be in the upcoming seasons and roofing materials can often be found at a discount.  Most manufacturers are offering discounts on materials from last season to clear the inventory for new arriving roofing supplies.  This allows roofing contractors to bid lower on residential roofing projects than they normally could during the summer and fall seasons.  If money is an object and you are working within a budget consider spring roof replacement.

Summer Roof Replacement

There is no denying that summer has become the best known time for home improvements for homeowners in the north.  One thing to remember is that the heat of northern summers is never a joke.  Northern summers can reach unbearable temperatures and out of control humidity levels.  This can make roofing unpleasant for both roofing contractors and the materials they use.  When installing roofs it is best to avoid the extremes within any season.

Fall Roof Replacement

The best time of the year to install a new roof for homes in the northern regions is the fall.  The temperatures are perfect; not too hot and not too cold.  Roofing contractors and their crews can work without the worry of heat exhaustion or hypothermia.  With mild temperatures also comes easier installation.  Roofing materials are easier to work with and the elements are not such a huge factor. It may also be the busiest time for roofers!  To be sure you get an appointment when the timing is most convenient for both homeowner and contractor schedule your roof replacement now instead of waiting until roofing contractors are well on their way managing through their busy seasons.

Home Pro Roofing contractors offer a variety of roofing services throughout Brighton, East Lansing, Ann Arbor, Fenton and Commerce Township, including installation of shingle roofs, metal roofing and roof repairs.  You will find them at http://www.homeproroofingmi.com today.

Trends In Roofing For Spring of 2016

A trend is defines as a general direction in which something is developing or changing.  In roofing we often see trends come and go right along with new the movement in home designs.  If you are looking to replace your homes roof in 2016 roofing contractors suggest that you make the most out of your investment by looking at styles that are popular amongst homes currently being built.  Leave the past in the past with home improvement on the interior and exterior of your home.  As for a new roof take a look into the following fads that roofing contractors are seeing this spring.

  • Roofing that is Environmentally Friendly: It is very clear that eco friendly home improvements are selling homes. The more efficient and environmentally friendly your house is the more attractive it is to buyers.  Environmentally friendly roofing reduces the carbon footprint you leave along with lowering utility bills.  When replacing your roof look for an efficient design, using eco-friendly materials and sustainable construction practices.
  • Lighter Colors In Asphalt Shingle Roofing: Traditionally roofs have been designed using darker color shingling; this is all about to change. Lighter shades of roofing are popular options in 2016.  Consider shades in white, gray, beige and light blue all of which are popular trends within the roofing industry.  Lighter shades of shingling give a soft, warm look to the exterior of your home while also attracting less sunlight.  This helps keep your home cooler during the heat of summer.
  • Reflective Roofing: Some homeowners still prefer the look achieved with darker roofing. If this is more your style consider reflective roofing.  Darker roofs that use reflective materials help increase your homes efficiency.  Consider coatings that make use of latex, silicone, acrylic or polyurethane which all work to keep the roof cooler.
  • Roofs That Are Flat: Another trend that is popular with roofs for 2016 is flat roofs. This was a popular option for homes during the midcentury, modern design era.  Flat roofs offered clean lines which are once again becoming popular in modern home design.  A flat roof offers a bit of nostalgia and a nod to current styles.
  • Sheet Metal Roofs: For both commercial and residential buildings sheet metal roofing is becoming more and more popular. Sheet metal roofs offer homeowners a roof that will last two times longer than that of traditional roofs. Sheet metal offers a low carbon footprint, the eco-friendliness that was mentioned earlier which will make your home popular when you go to sell it.

Contact local roofing contractors to determine the roofing trend that meets your needs and adds to the overall aesthetic value of the exterior of your home.

Home Pro Roofing contractors offer a variety of roofing services throughout Brighton, East Lansing, Ann Arbor, Fenton and Commerce Township, including installation of shingle roofs, metal roofing and roof repairs.  You will find them at http://www.homeproroofingmi.com today.

 

Collecting Antique Canes

When it comes to collections it is possible that antique canes, walking sticks and gadget umbrellas might just be the most interesting collections of all.  There was a time in history where you the streets were lined with well dressed ladies and gentlemen all carrying a cane, umbrella or walking stick of one kind or another.  In times of yesteryear it was not for support that these devices were used but instead to accentuate an outfit, show a level of status and wealth.

Antique canes, from the nineteenth and early twentieth century’s were often made from rare and unique materials.  Materials like ivory, tortoiseshell, enamel, porcelain, gold, silver, various precious and semi precious stones were used to create rare walking sticks, unique antique canes and unusual gadget canes.

These items often told a story.  The materials that were used, the carvings that were engraved and materials that were blended together all were used to express the history of the time.  The events of the time were chronicled within these unpretentious accessories.

“Shadow canes” are a prime example of this.  Upon first glance shadow canes look to be a simple stick in which the handle top is designed with concentric rings.  When a light is cast upon the cane it reveals a shadow.  The silhouette tended to be of a controversial figure of the time.  Also known as the Napoleon Shadow Cane, as supporters of the dynasty used them to pledge their allegiance during his infamous exile.

Canes come from three basic categories: decorative, gadget and weapon canes.  The most intriguing element of antique canes is that there is one that matches any interest the collector may have.  A Faberge Cane is a style of cane that uses a combination of elegant materials including precious stones to create an accessorial piece.  When it comes to those that are interested in music there are Dulcimer and Flute canes.  This style of cane is incredibly rare and includes a system of working systems built directly into the canes shaft to create music.

A rare type of weapon cane that is familiar to most collectors is the La Diabolique.  These canes were eventually outlawed.  The stealthy sticks were used by wealthy Protestants during the Revolution.  When someone in the crowd would grab the piece, the force would release little metal spikes along the shaft and would shred the attacker’s hand.  The owner of the cane could release the spikes by simply tapping the cane quickly on the ground.

There are so many stories to be told through collecting especially when it comes to antique canes, gadget canes, and weapon canes.  To view more on cane collections check out antique cane collections online today.

Antique Cane World is an online retailer of antique canes, walking sticks and umbrellas.  Contact us today for more information on antique canes, unique umbrellas and more at http://www.antiquecaneworld.com/.