Livingston Reporting - page 199

Choosing an Aluminum Picket Fence

Posted on by Creative Programs and Systems

There are a number of different styles of fencing available on the market.  Sometimes it can seem like an almost impossible task to choose which one is best for your home or garden.  One of the best choices you can make when it comes to fencing materials is aluminum.  There are a number of advantages to be gained from choosing aluminum fencing over wood, vinyl, chain link or other materials.

In this article we will look at some of the considerations that need to be taken into consideration before you choose the aluminum picket fence for your particular home, environment, and goals.  We will also discuss the advantages of aluminum as a material.

One of the major benefits that can be found when choosing aluminum is that there are a number of fences that are available in a wide range of styles thus fitting many different garden types.  No matter what you desire from ornate, classic, modern, plain, or contemporary you can find an aluminum picket fence to match.

Another benefit when choosing aluminum picket fencing is that aluminum is essentially rust free.  This means that you do not have to worry about the fence becoming corroded and can simply enjoy it.  If you are a person with little time for yard maintenance there is not better choice in fencing than aluminum since it is practically maintenance free.

Another reason so many homeowners choose aluminum is that it comes in not only a wide range of styles and sizes but also many different colors.  This allows homeowners to choose a fencing color and design that will really make their gardens and landscape pop.  You may be surprised that aluminum fencing comes in more than just black but it does.  Black aluminum picket fencing remains a favorite throughout Michigan.

Benefits Of Aluminum Fencing

  • Cost: Although there are cheaper fencing materials than aluminum when you factor in the cost of yearly maintenance on top of the cost of the original fence aluminum fares well. It also has the look of wrought iron but for much less.
  • Rust: Unlike wrought iron, aluminum fencing does not rust. This is so important when choosing aluminum picket fence around a pool or a damn area.
  • Maintenance: Aluminum fencing never needs to be painted or stained.  As far as maintenance is considered it only requires the homeowner to wash it briefly each and every year.
  • Appearance: Aluminum picket fencing provides a low maintenance option for containment and security while adding to the homes curb appeal.
  • Warranty: Check with your online aluminum fence representative to verify however most aluminum fencing manufacturers offer a lifetime warranty.
  • Rackability: Aluminum fence panels are adjustable for changes in slopes on the property without leaving gaps.
  • Security: Aluminum fencing is designed in such a manner that it is difficult to climb thus making it much harder to breach the barrier presented.

If you are a homeowner that is considering a new fence whether for residential purpose, commercial, or industrial take a look at the benefits that aluminum provides buyers.

Learn more about Forever-Fence and their vast line of custom fencing and driveway gate options including aluminum picket fencing at www.forever-fence.com.  To contact one of our fencing specialists call 810.227.1613 today.

SAC Fence

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Why is a Custom Coded Website better for SEO than a Template?

Posted on by Creative Programs and Systems - Updated

Search engine optimization, otherwise known as SEO, is very important to entrepreneurs who want to promote their business, obtain new clients, and retain current clients. SEO allows business owners to connect with potential clients searching for their products or services, helping to turn them into customers. Keywords, link building, updated content, trust, and more all helps to increase the visibility of a website and lead to a higher number of visitors to the website.

While it may not be straightforward or easy, implementing an effective SEO strategy, especially with recent updates to Google’s ranking algorithm, the Google Keyword Planner, and organic listings are all possible. It is important to determine how customers will search your website as well as how and what you must offer as optimized keywords on your landing page.

Depending on your product, a website design and layout is very important to the overall SEO process. There are two types of websites including: custom coded and templates.  Both types of websites have their pros and cons.

Many websites today are developed through a content management system, which allows companies to easily and quickly update their sites without technical support. The most popular CMS is WordPress.  It can easily be customized to fit a company’s needs and brand.

Custom coded websites are not created from a template instead are custom designed by a team of graphic designers and programmers from scratch.  These sites can be a bit more expensive and take a bit longer to develop.  A custom designed site can also be better for search engine optimization and placement of your website within search engines such as Google, Yahoo, and Bing.

Custom Coded Website

  • Custom websites are built from scratch rather than from a box. Custom websites allow you to show your company’s culture and personality using a unique design. The design can be presented, revised, and built into a custom platform for your website.
  • A custom website is always expandable. Customized features are added to make your website more flexible and easier to manage.
  • Custom sites are up-to-date with SEO and code practices. This all helps to increase the longevity of the website.
  • You have access via your account to the support of skilled developers who code from scratch as well as troubleshoot and fix bugs that may arise on the site.

Website Template

  • Website templates are user-friendly. You can change the colors and the fonts but the layout is pretty much set-up for you.
  • You can always change the layout just to avoid other websites resembling yours.
  • Website templates are often plug and play and take a very short time to develop.
  • They are less expensive, especially for start-up companies that need a website up quickly and on a low budget.

Templates have limited customization, which is good for companies who simply need to s of website templates is that there is limited to virtually no access to skilled developers.  Templates are purchased online and will never gain you access to the person who built it.  This reason alone makes a custom website a better option.

Learn more about Creative Programs and Systems, CPS, and the IT solutions they provide including IT consulting, computer consulting, network consulting, networking, server installation, IT disaster recovery, computer repair, virus removal, malware removal, computer tune ups, data backup systems, computer troubleshooting, structured cabling, low voltage wiring, website design, graphic design, logo design, website hosting, search engine placement, iphone app programming, android app programming, and custom programming at www.cpsmi.com.  To contact one of our IT experts call 810.224.5252 today or via email at info@cpsmi.com.

Creative Programs and Systems

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Should Medical Facilities Outsource Medical Equipment Maintenance & Repairs?

Posted on by Creative Programs and Systems

Healthcare facilities often outsource their equipment support services to ensure medical equipment is always up and running. However, with health care costs being continually cut and medical funding reduced, many healthcare facilities have now been forced to look for ways to pay for operational costs more wisely.  This is done by improving the equipment maintenance and repair processes, thus ensuring the long-term reliability of the repaired equipment.

Outsourcing medical equipment can have a significant impact on a healthcare facility’s bottom line. This in part is due to the increased sophistication and specialization of equipment such as the refurbished linear accelerators, otherwise known as LINAC, as well as the integration with electronic networks, and the ever-increasing requirements for compliance, safety, reliability and accuracy.

Having an in-house by clinical engineer already on staff to work on simple adjustments and minor repairs can be more costly than paying an outside vendor.  Although it does empower clinical engineers to conduct as many repairs in-house as possible and provides a great opportunity for healthcare facilities to prevent downtime when waiting for an outside technician to get to the hospital.

On the other hand, outsourcing can eliminate the need to hire in-house resources. Therefore labor costs and operational costs can be minimized to a great extent. Instead of hiring an in-house engineer, a medical facility can hire a vendor only on a need be basis. The hired vendor will handle all resourcing needs by tapping into their pool of highly skilled, trained and certified technicians and depending on the facility’s size and levels of technology, outsourcing is beneficial because it will eliminate additional costs such as having a customer service call center and a technical helpdesk. This will not only improve operations but investing in an outsourced program will decrease the costs of managing clinical assets by using a strategic approach to servicing medical equipment.

There are many new independent firms with clinical engineering expertise and comprehensive medical equipment maintenance of the modern, sophisticated and high-end medical equipment that healthcare organizations can benefit from. The probability is that an in-house engineer would cost a hospital just as much as a hired vendor. Why not capitalize on the quality resources and support of such specialists, because medical devices continue to grow in sophistication with every passing day and the need for highly skilled service technicians will drastically increase in the near future.

Hiring a skilled outside vendor will ensure that you have one at your beck-and-call at all times. Nowadays, outside vendors offer remote service options to medical facilities, where the inside technician/ engineer lacks the scope of training needed to successfully implement a modern day equipment maintenance or is unable to do a sufficient job to a certain degree.

In addition to that, outsourced clinical engineering programs have the ability to track equipment inventory in real-time such as the equipment’s age and condition, its failure rate, and preventative maintenance scheduling. This is just a few more reasons to outsource medical equipment maintenance.

Acceletronics is an independent service company dedicated to delivering the best equipment performance and service reliability from Linear Accelerators and CT Scanners across all major brands and models. Learn more about Acceletronics and their selection of new and refurbished linear accelerators and CT scanners today at http://www.acceletronics.com.  To contact one of our LINAC experts call 610.524.3300.

Acceletronics

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Comparing Custom Labeling Options

Posted on by Creative Programs and Systems

Custom labeling is an important aspect of marketing a company’s product in both large, small companies and entrepreneurs. They are basically the trademark of a brand or business and are used for a variety of purposes in the commercial world, but specifically for brand promotion and company reputation building. Labels have the ability to impress the customer and also influence a person’s mindset simply by looking at a particular label and identify with the quality of the brand.

Also known as shrink bags and vacuum pouches, shrink sleeves and flexible pouches are different types of packaging materials and are handled by different food packing machines. The vacuum packaging film is typically three to four times thicker than most shrink wrapping materials. The similarity is only that they both use:

  • Plastic polymer film or clear plastic bags for product visibility
  • They use a heat sealing on both ends once the product in placed inside
  • The exterior film conforms to the shape of the product in both

Shrink Sleeves

Shrink sleeves are probably the most popular sleeve solution to the bottling industry because they stand out and grab consumers’ attention on the shelf with their attractive coverage, full color, and 360° graphic design coverage on a product for a maximum shelf appeal.

  • The durable film used in most shrink sleeves is waterproof, scuff resistant and won’t get damaged purely through handling
  • Shrink sleeve labels provide a seamless fit for all types of container sizes and shape.
  • They are ideal for all types of products, from cleaning solutions, food and beverage containers and cosmetics
  • The ones applied to recyclable containers can be easily removed.
  • A full-body shrink sleeve provides the best tamper-proof seal solutions for a single product or multi-pack products

Flexible Pouches

Flexible materials such as bags and pouches are known to improve product packaging in the world today and for good reasons:

  • Flexible pouches use a smaller amount of materials than its counterparts and create 50% less waste, thus reducing greenhouse gas release and BTU use for sustainability
  • A lot less material is needed to create flexible pouches or bags making it cost effective in the overall packaging costs
  • The packaging is made from the top grade, FDA-approved plastic films of from be UV-resistant plastic to thwart off product deterioration from the sun
  • Flexible pouches help extend a product’s shelf-life because the re-sealing nature of packaged products helps keep foods better for longer
  • They offer up to a 20% in space saving compared to rigid packaging, meaning more can be shipped at a time, which in turn reduces transportation costs
  • Flexible pouches are very popular with the consumers because they are reusable, convenient and very portable and easy to be packed and stored away, for example, zip-lock bags.
  • Retailers like them too because it saves space on store shelves compared to rigid packaging
  • Flexible pouches are esthetically pleasing; they stand out on the shelf and very eye catching to customers

Learn more about Anchor Printing and their vast line of custom product label & packaging options including: Shrink Sleeve Labels, Flexible Packaging, Roll-Fed Labeling, Pressure Sensitive and Cut & Stack Labels at www.anchorprinting.com.  To contact one of our label specialists call toll free at 800.748.0209 or via email at info@anchorprinting.com.

Anchor Printing

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An IT Network at Your Company Will Save You

Posted on by Creative Programs and Systems - Updated

As the owner of a company one of your main goals of improved customer relations, increased profitability and fewer expenses.  It is critical that you adjust where it makes sense, cut unnecessary expenses, and only make changes that are in line with the companies end goal.  One aspect where companies often loose site of the value is within IT.

It is rare that in today’s business world an office will consist of just one or two employees.  This makes networking so important to your companies IT services.  There are a number of benefits and savings that can be found when companies network their IT systems. From managing important company data to simply sharing interoffice communications securely computer system networking can benefit companies both large and small.

Importance of IT Networking

Manage Data Critical to the Organization

In an organization there are always key elements that need to be accessible to top personnel at all times.  A network server allows for an organization to safely store document on one central server instead of individual computers.  This help to keep the records organized and allows changes to me made in real time. This means that when the document is pulled up anywhere in the office the changes that were made will be up to date when they are viewed.

When networking is done correctly records on the server will be cataloged in a manner that only allows them to be accessed by those with permission. If one department does not have the same permissions the files they are not allowed to access will be password protected to avoid documentation ending up in the wrong hands.   Only information that is to be accessible to the company as a whole will be able to see what is not password protected.

It Simplifies Sharing Data

In order to share information to individual PC’s that are not networked files must be downloaded and uploaded to each individual system from the original source.  When an IT network is in place the process of sharing information becomes far less demanding.  Information is stored and accessed from one central server.  This sever communicates with each PC individually.  In order to share information all that has to be done is for access to be granted. There is no need to exchange files between devices using external storage devices.  This saves a lot of time and energy when working on projects as a team.

Flexibility in Accessing Information

Since the files are on a central server it doesn’t make a difference what PC you are doing your work on.  You can work on a project from your personal computer at home or a PC at work.  No matter where you are working from the information will be shared to the server in real time and updated to allow individuals to see the latest information.

Shared Office Equipment

When computers in an organization are networked it allows them all to share one printer, one fax machine, and other necessary resources.  This is a whole lot cheaper than supplying a separate piece of machinery for each individual PC; thus saving time and money.

There are a number of reasons to consider consulting with an IT professional today to get your systems networked.  The benefits of networking your office will help meet your end goals of providing amazing customer service while increasing profits and decreasing expenses.

Learn more about Creative Programs and Systems, CPS, and the IT solutions they provide including IT consulting, computer consulting, network consulting, networking, server installation, IT disaster recovery, computer repair, virus removal, malware removal, computer tune ups, data backup systems, computer troubleshooting, structured cabling, low voltage wiring, website design, graphic design, logo design, website hosting, search engine placement, iphone app programming, android app programming, and custom programming at www.cpsmi.com.  To contact one of our IT experts call 810.224.5252 today or via email at info@cpsmi.com.

Creative Programs and Systems

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Radiation Oncology Equipment

Posted on by Creative Programs and Systems

A variety of radiation oncology equipment tools are used to provide radiation therapy.  In radiation therapy high-energy radiation is transmitted with the goal of shrinking tumours thus killing the cancerous cells.  There are a number of different types of radiation used to kill cancerous tumour cells including x-ray, gamma ray, and other charged particles.  Radiation is emitted from a machine, such as a linear accelerator, that is used on the outside of the body.  Occasionally doctors will recommend placing radioactive material directly on the part of the body where the cancer cells are developing.

A number of manufacturers provide radiology equipment as well as a number of independent medical equipment specialists.  Many times facilities looking to maximize their budget will look into refurbished machines.  There are a number of machines that play a role in delivering radiation to patients including: linear accelerators (LINACS), CT scanners, HDR systems, PET CT scanners, MRI systems, conventional simulators, treatment planning systems, and more.

A linear accelerator is a piece of radiation oncology equipment that is designed to specifically deliver high energy x-rays, charged electrons, that conform to the shape of the tumour and destroy the cancerous cells without damaging nearby healthy tissue.  LINACS were built with several security measures in place to monitor and control the dose of radiation that is emitted during each session.

A measurement is prepared ahead of time to calculate the correct dosage of radiation that each particular patient needs.  Having this prepared ahead of time helps to ensure that a dose that is higher than what has been prescribed is not given to the patient.  More radiation then is absolutely necessary will not increase the chances of the cancer shrinking but will increase the likelihood that damage is done to the surrounding healthy tissue.

Radiation oncologists operate linear accelerators (LINAC) to deliver radiation therapy to patients as their treatment plan states.  A detailed treatment plan is prepared by a team of physicians including the radiation oncologist, radiation dosimetrist, and medical physicist.  This plan is then reviewed in depth by your personal physician to ensure that the information goes through a number of cross checks before starting the plan.

Cancer is not a disease of convenience.  Thankfully developments within the medical industry have allowed for technology to adapt to ever changing treatment plans.  Large scaled equipment such as linear accelerators are designed with a number of options that allow it function on a sliding scale. Treatment can be directed at the smallest, most delicate parts of the body to annihilate cancerous cells while leaving the healthy tissue surrounding the area unaffected.

Learn more about Radparts and the variety of services and parts they offer to repair medical equipment including: linear accelerators parts, CT scanners parts, linac parts, and radiation oncology equipment at www.radparts.com.  To contact one of our medical equipment repair specialists for parts or service call toll free 877.704.3838 for 24/7/365 support.

RadParts

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Popular Medicare Supplemental Insurance Plans in Texas for 2017

Posted on by Creative Programs and Systems - Updated

Medicare supplemental plans, also known as Medigap, is an addition service that Original Medicare enrolled individuals can enroll in to fill in coverage gaps. There are various Medicare supplemental insurance plans to choose from.  After some research individuals can choose the perfect Medicare Supplement Plan in Texas for their health care and budget needs. Texas Medicare supplement plans may vary from county to county.  It is ideal that participants check to determine what service providers within the county they reside are offering.

What are the Medicare Supplemental Insurance Plans?

Medicare is a national health insurance program, designed for people over the age of 65, along with younger individuals that suffer from permanent kidney failure. Supplemental insurance is coverage that is offered separately that works in conjunction with Medicare to fill in any voids in coverage that are potentially needed.

Medicare Supplement Plans Available In Texas

Original Medicare comes in two parts, Medicare Part A, and Medicare Part B. Part A covers hospital insurance and Part B covers medical insurance. Medicare Part A helps you pay for hospital care, skilled nursing, home health, and hospice care. While Medicare Part B helps in paying doctor bills, outpatient hospital fee and other medical services that aren’t included in Part A.

When looking for Medicare Supplement Plans in Texas, there are a number of things that enrollees need to consider. As per 2017 Texas Medicare Supplement Plans have undergone a few changes. The Medicare Supplement Plans in Texas vary as each insurance provider offers different plans; individuals must pick a plan according to their needs. One important thing to note is that no matter what state or county a certain plan is purchased the coverage that is offered remains the same; Medicare supplemental insurance Plan A in Texas is exactly that same as it is in Michigan.

What Medicare does not cover?

It does not cover all healthcare costs.  Even when enrolled in both Medicare Part A and Part B there are some out of pocket expenses that are left to be covered by the participant. Here is a list of the expenses participants are left to cover on their own or with supplemental insurance.

Expenses Not Covered By Medicare

  • Hospital deductible of Part A
  • Deductibles of Part B
  • A co-payment plan for hospital stays of more than 60 days
  • Skilled nursing after the first 20 days
  • 20% of coinsurance for medical expenses and doctors bills

Learn more about Texas Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/Texas.  Our Texas Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Texas.  To talk to an expert in Texas Medicare coverage toll free 888.404.5049 today!

Medicare Supplemental Insurance- Texas

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Tennessee Medicare Supplement Plans

Posted on by Creative Programs and Systems - Updated

Medicare supplement plans also known as Medigap insurance is designed specifically to help individuals covered by Original Medicare. These plans are designed in a way that they will help individuals fill the gaps left by Medicare Part A and Medicare Part B. More than 164,000 people in Tennessee are enrolled in a Medicare supplemental insurance plan. Enrollees wishing to participate in the Medicare supplement insurance program within TN must be a Tennessee resident that is enrolled in Medicare Part A and B. This automatically qualifies them for Medigap. The best way to go about applying for Medicare Part is to enroll as soon as you have turned 65 years old otherwise you run the risk as you get older that the Medicare supplement policy premiums will drastically increase.

When is the best time to enroll for Tennessee Medicare Supplement Plans?

Medicare in Tennessee is simple to enroll in.  As soon as you turn sixty five and for six months after you can choose to enroll in Medicare Part A and Part B as well as supplemental insurance plan A through N.   Medicare supplemental insurance plans A through N offer a variety options in coverage.  Therefore it is necessary for Medicare participant to compare plans and rates, choosing the one that best fits the health care and budget needs of the individual.

Currently the state of Tennessee offers ten different supplemental insurance plans to choose from.  Each of the ten plans offers some basic benefits while others offer a set amount of a percentage of basic benefits.

  • Medicare Supplemental Insurance Plan A: All basic benefits are offered
  • Medicare Supplemental Insurance Plan B: All basic benefits covered in Plan A and Part A’s deductible
  • Medicare Supplemental Insurance Plan C: All basic benefits, along with skilled nursing, Part A and Part B deductible, and foreign emergency coverage
  • Medicare Supplemental Insurance Plan D: All basic benefits, along with skilled nursing, Part A deductible, and foreign emergency coverage
  • Medicare Supplemental Insurance Plan F of F Prime: All basic benefits, plus skilled nursing facility, Part A and Part deductible, foreign emergency coverage, and 100% Part B excess
  • Medicare Supplemental Insurance Plan G: All basic benefits, skilled nursing facility, Part B excess 100%, Part A deductible, and foreign emergency cost coverage
  • Medicare Supplemental Insurance Plan K: 50% basic benefits, 100% hospitalization and preventative care, nursing facility, 50% Part A deductible, and out of pocket expenses will be limited to $4,640
  • Medicare Supplemental Insurance Plan L: 75% of basic benefits, 100% preventive and hospitalization, 75% of skilled nursing, 75% of Part A deductible, out of pocket expenses $2,320
  • Medicare Supplemental Insurance Plan M: 100% Plan B co-insurance, basic benefits, co-insurance of skilled nursing facility, 50% of Part A deductibles, and foreign travel emergency
  • Medicare Supplemental Insurance Plan N: All basic benefits, 100% Plan B coinsurance (except for office visits where the individual is required to pay $20 per visit), $50 per ER visit, co-

Learn more about Tennessee Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/Tennessee.  Our Tennessee Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Tennessee.  To talk to an expert in Tennessee Medicare coverage toll free 888.404.5049 today!

Medicare Supplemental Insurance- Tennessee

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2017 Medicare Supplement Plans in Michigan

Posted on by Creative Programs and Systems

What is Medicare?

Medicare is a federally sponsored insurance health program for individuals who are 65 and above, younger individuals with disabilities, and individuals suffering from End-Stage Renal Disease such as ESRD (permanent kidney failure, that requires dialysis). There are various kinds of Medicare supplement plans and each of them offers a different range of services. The best Medicare supplement plan is chosen according to the situation the enrollee is both financially and medically.

Medicare Insurance Plans MI

Medicare supplement plans are available through various health care providers and can be purchased through private insurance companies that are Medicare approved.  Companies offer a variety of supplement plans in Michigan.   It is important to note that although Medicare rates may depend on the county in which you reside the coverage with Medicare supplemental plans is the same no matter where it is purchased.  Medicare plan A bought in Livingston County offers participants the same exact coverage that plan A bought in Chippewa County.

Medicare supplemental insurance is designed to help enrollees cover coinsurance, deductibles, and copayments that are left from enrolling in only Medicare Part A and Medicare Part B.  Once you have chosen the perfect Medicare plan both your Medicare plan and supplemental insurance plan will help pay for medical expenses. This helps lower out of pocket costs while offering enrollees peace of mind that their health insurance needs are being met

Here is a brief description of some of the plans that are available in Michigan & the coverage provided by the different plans:

Plan A Coverage

  • Part A coinsurance coverage for an entire year and additional days after are covered for the individual after Medicare Benefits run out
  • Part B coinsurance coverage
  • Hospice coinsurance
  • Three pints of blood every year

Plan C Coverage

  • Hospital deductible for inpatient services
  • Part A coinsurance coverage for an entire year and additional days after are covered for the individual after Medicare Benefits run out
  • Part B coinsurance coverage
  • Hospice coinsurance
  • Three pints of blood every year
  • Emergency care needs when travel abroad – 80% of the cost will be covered in a case of emergency (in the first 60 days of your trip). After that period has passed you will have to pay $250 deductible, and will be subjected to a $50’000 lifetime maximum; if the coverage is provided in the U.S., it will be covered by Medicare.

Plan F Coverage

  • Hospital deductible for inpatient services
  • Part A coinsurance coverage for an entire year and additional days after are covered for the individual after Medicare Benefits run out
  • Skilled nursing coinsurance
  • Medicare Part B deductibles and coinsurance
  • Hospice coinsurance
  • Emergency care needs when travel abroad – 80% of the cost will be covered in a case of emergency (in the first 60 days of your trip). After that period has passed you will have to pay $250 deductible, and will be subjected to a $50’000 lifetime maximum; if the coverage is provided in the U.S., it will be covered by Medicare.
  • Excess to Part B – the entire excess charge that comes above Medicare’s reasonable charge (in case the medical provider refuses to accept Medicare) as it is subjected to State and Federal mandate limit.

Learn more about Michigan Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/michigan.  Our Michigan Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Michigan.  To talk to an expert in Michigan Medicare coverage toll free 888.404.5049 today!

Medicare Supplemental Insurance- Michigan

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Using a Medicare Supplemental Insurance Broker

Posted on by Creative Programs and Systems

Medicare supplemental insurance plans cover most of the cost aspects that the original Medicare plan doesn’t fulfill. The original Medicare plans don’t cover coinsurance, copayments, and deductibles. In these situations the coverage obtained through supplemental insurance plans comes into play to fill in the coverage void. These plans are bought from private insurance companies which are most often found by comparing plans and rate options with a supplemental insurance broker.

Medicare supplemental insurance broker:

A medical supplemental insurance broker will provide you with the details of each plan.  They fill participants in on the advantages, disadvantages and find a plan option that best fits the enrollee’s needs both financially and medically. A Medicare supplemental insurance broker helps participants find all the data and cost so that the enrollee will not have to go through the laborious process of individually researching each plan as well as individual plan rates per insurance provider.  In many states Medigap brokers aren’t allowed to charge for their services. They are paid separately from each individual insurance company.

An insurance broker vs. the insurance agent:

There is often a bit of confusion between an insurance broker and an insurance agent.  Insurance agents are the individuals who act on behalf of one insurance company.  Brokers work with a number of private insurance companies.  An insurance agent can only offer the products and services that are offered by their company whereas a broker works an insurance company from many to find the best coverage at the most affordable rate.

Medicare supplemental insurance plan broker:

The services of the Medigap agent and the Medigap broker are different from each other. Medicare supplemental insurance brokers help individuals find the supplemental plan that best fits their need and a company that offers it at the most affordable rate.  They can do this because they are not specifically linked to working for a single insurance company.  This is a huge advantage of working with a Medicare supplemental insurance broker.  All Medicare supplemental insurance policies are the same no matter who they are purchased through.  Plan D through Blue Cross is the same exact policy as Plan D as Assurant.

Using a Medicare supplemental insurance broker ensures that participants get the plan that meets their health care needs provided by an insurance company that is selling it at the most affordable rate.  Since they represent a number of insurance companies they offer a non-bias approach at choosing a Medicare supplemental insurance plan new enrollees.

Learn more about Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com.  Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans.  To talk to an expert in Medicare coverage toll free 888.404.5049 today!

Medicare Supplemental Insurance Plans

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