Livingston Reporting - page 197

Medicare Supplemental Plans in Arizona

Posted on by Creative Programs and Systems - Updated

Many Arizona seniors, as they near their 65th birthday and enroll in Medicare are searching for the best Medicare supplement plan in Arizona. This state is famously popular as a retirement destination. Out of 6,612,624 Arizonans, over 18% are 65 and over, below is how these seniors are distributed in the largest Arizona cities:

  • Phoenix: 8.4%
  • Chandler: 7.8%
  • Scottsdale: 20.0%
  • Glendale: 9.2%
  • Tucson: 11.9%
  • Mesa: 14.1%

Unsurprisingly, nearly a million residents of Arizona depend on Medicare for their primary source of Medigap coverage. In today’s crowded Arizona Medicare market, seniors have many choices. Looking at the big picture, seniors have two basic options: choose one of 10 standardized Medicare supplement policies or find a good Medicare Advantage plan. Either choice can be sound, depending on your personal health care tastes.

Medicare supplement policies all come with a monthly premium, and the costs will differ from company to company. However, each company’s plans are all the same.  Many insurance companies offer a teaser premium for the first few years to attract new clients turning 65. With all that similarity in the insurance plans, what should a Medicare beneficiary be looking for?

Seniors should be looking for companies with:

  • An insurance company with a history of consistent premium costs free of huge increases
  • Excellent customer services and easy bill paying services
  • A track record of verifiable financial stability

Recipients may choose from several Medicare supplement plans available in Arizona. These plans are denoted by letters. There are ten standardized lettered plans, and each lettered plan must offer the same benefits regardless of the insurance company offering it but the cost may differ. The correct choice will, however, be different for each person, depending upon their health care objectives and economic realities. The most popular type is Medigap Plan F and is also available in Arizona.

Coverage does not generally include additional care, such as hearing, vision, or dental, although other benefits, like coverage while traveling outside of the country, may be provided. Coverage may also include out-of-pocket costs such as coinsurance, deductibles, and copayments. Prescription drug coverage, however, is not covered by Medicare supplement plans in Arizona.

Your choice of either Medicare Part A, Part B, with a Medicare Supplement, Medicare Advantage plan, or Medicare Part A and/or Medicare Part B alone, will depend upon your medical conditions, where you live, and the money you can spend on medical care.  Medicare supplemental insurance plans in Arizona cannot stand alone and can only be purchased with Original Medicare.

In Arizona, all 2017 Medicare Supplement plans have to comply with the official levels set out by Medicare. These cover supplements with names from A to N. Every Medicare supplement plan has to allow primary benefits like Part A hospital coinsurance.

The one thing to remember is that each Medicare supplement plan in Arizona is identical from one company or another. Various companies also charge different premiums, so you may consider Arizona Medicare Supplement plans for 2017 offered by these top companies when you want to make a comparison:

  • Aetna Medigap Plans
  • Colonial Penn Life Insurance Company
  • Mutual of Omaha Medicare Supplement Plans
  • Humana
  • Cigna Medicare Supplement Plans
  • Physicians Mutual Insurance Company
  • AARP Medigap Plans
  • Banker Fidelity Life Insurance Company
  • Blue Cross Blue Shield of Arizona
  • Globe Life and Accident Insurance

Learn more about Arizona Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/Arizona.  Our Arizona Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Arizona.  To talk to an expert in Arizona Medicare coverage toll free 888.404.5049 today!

 

 

 

 

Medicare Supplemental Insurance- Arizona

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Medical Supplemental Plans in Texas

Posted on by Creative Programs and Systems - Updated

Texas offers numerous ways for people to find Medicare supplement insurance. Medicare supplement insurance, often called Medigap, fills in the gaps in your Medicare coverage to pay some of the costs that original Medicare won’t pay. There are a lot of policies and different insurance companies that provide Medicare supplemental insurance plans. It is essential for consumers to know that yearly payments and premiums differ throughout the state based on age, location, and current level of health.

In Texas, the most popular names in the market include Anthem/Blue Cross, Aetna Health, Coventry Health and Humana Insurance. These giant are not alone.  There are dozens of smaller, regional Medicare supplemental insurance companies that Medicare works with to offer supplemental insurance plans including Medicare Part C and Advantage plans.

Finding the right Texas Medicare supplement plan for your health care and budget needs, can be a tough task. Many companies are offering different types of insurance plans that meet the terms for this type of insurance. The problem being that there is often confusion on what you really require and are eligible for. Also, you need to find out what type of plan will be the most beneficial with your current health condition for the lowest cost. This by itself can be a bit overwhelming for people.

Much of the complexity comes from the fact that there are only ten types of plans that may be issued for Texas Medicare supplement plans. They all differ in what they cover and how they affect the money that a person wants to spend. Some are intended for those who are using several expensive prescription drugs, while others are aimed to help people who have intractable illnesses and are already in hospitals or may be entering one soon. Finally, some plans are created to help those in good health who just need to work to maintain it. Each plan is based on Medicare and the areas where it is very limited.

Determining the right Texas Medicare supplement plans for you is further compounded by the rates that different insurance companies charge for the various types of plans. For one person, a plan from Blue Cross Blue Shield of Texas or Mutual of Omaha may do the trick, and for someone else, United HealthCare may work best. Some consumers find Texas Medicare Advantage Plans work while some will see that a traditional supplement plan give the most security. Prices can also vary by zip code, and this makes it challenging for a person to know if they are getting a good price or not. Most people do not have the desire to spend all the time that would be required to completely investigate all the various insurance companies to determine who has the best rates for the plans they think they want.

Companies providing Medicare Supplement plans in Texas may provide one or more of 10 separate plan categories. Each plan type is denoted by a letter of the alphabet, which is standardized under Medigap. This implies that each Plan A offered in the state will provide equal coverage. However, the out-of-pocket expenses will range from company to company and even location to location in the state.

Each county and company will provide a different selection of Medicare Supplement plans. Consider all of the options in your area to find the best plan type for your specific needs. Coverage levels also vary among plan types. For example, a Medicare Supplement Plan C might charge a higher premium but cover more out-of-pocket expenses than a different type of Medicare Supplement plan.

Learn more about Texas Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/Texas.  Our Texas Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Texas.  To talk to an expert in Texas Medicare coverage toll free 888.404.5049 today!

 

Medicare Supplemental Insurance- Texas

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What is the Difference Between an Estate Plan and a Will

Posted on by Creative Programs and Systems

Estate plans and wills are powerful documents. They grant you the ability to distribute your estate, appoint guardianship, pick your heirs, and give your most valuable belongings to your favorite people. It’s essential you have it in mind that a will is only a part of an estate plan, not an estate plan. A complete estate plan entails more than just a will. It should include an advanced directive, a power of attorney, and, if you so choose, trusts for your children, favorite charity, grandchildren or even a beloved pet.

Here is a concise explanation of each. An estate plan and a will grants you control over your assets, health decision, and a peace of mind for your family.

Estate planning allows you to prepare and forecast, during your life, for the supervision and control of your estate during your life and after death, maximizing gift, estate, and income tax in the process. By contrast, a will is a document that guides who will take your property after your death and it selects a legal delegate to ensure your wishes are carried out. An estate plan helps you plan for incapacity, reduce and eliminate uncertainties over the handling of a probate. It also minimizes the worth of the estate by decreasing tax and some other expenses. The ultimate goal of estate planning can be determined by the specific goals of the client and may be as simple or complex as the client’s needs dictate

It should be clear that an estate plan involves the trusts, will, beneficiary designations, powers of appointment, property ownership (joint tenancy with rights of survivorship, tenancy in common, tenancy by the entirety), gift, and powers of attorney. It is the durable financial power of attorney and the durable medical power of attorney. In contrast, a will entails a property that is in your name when you die. A will never covers property possessed in joint ownership. A will never covers property possessed in joint ownership. For a property to be included in a will, it must be put in the estate plan. An estate plan covers every property that has been handed over to a trust. Some special decisions like whether to be buried or cremated can also be part of a will. It should be noted that some complex estate plans may even cover winding up a business.

A will go into effect only after you die, while an estate plan takes effect as soon as you create it. This implies that an estate plan contains documents like a trust, will, etc. which takes effect as soon as you create it. A will passes through probate. That implies that a court supervises the execution of the will and makes sure the will is authentic, and the property is shared the exact way the deceased wanted. A will permits you to name a guardian for your children and specify how your funeral should be. For an estate plan, you can plan for disability or provide savings on taxes. Your elder law attorney can tell you how best to use a will in your estate plan.

Learn more about attorney Sean J. Nichols and the legal services he provides for clients including: estate planning, elder law issues, Medicaid planning, elder care, probate law, guardianships, and power of attorney (POA) at www.seanjnichols.com.  To contact the offices of Sean J Nichols call 734.386.0224 today.

 

Sean J. Nichols

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The Practice of Cross Docking Within the Transportation Industry Part 2

Posted on by Creative Programs and Systems

By eliminating the put-away process, companies reduce 3PL warehouse requirements and inventory level when using cross docking.  In addition, these firms reap the benefits of consolidating their freight.  This lowers transportation costs while improving product availability.

Successful implementation is dependent on continuous communication between all members of the supply chain including: manufacturers, wholesalers, distributors, and retailers. This can and should ideally include logistics software integration between all members of the supply chain, including the ability to track inventory in transit.

The savings in time and money from the use of this procedure can be significant depending on a variety of factors.  These include the handling methods used, the complexity of loads, freight costs for the commodities being shipped, the costs associated with inventory in transit, and the customer/supplier geography.  These factors can be particularly important when a client has numerous branch locations, distribution centers, and/or retail locations.

Cross docking services save companies time and money.  Cross docking service are defined as having the ability to receive the product and immediately ship it out without putting it into a 3PL warehouse.  When implemented properly this practice has many advantages, especially in the areas of lowering costs and saving time.

5 Key Advantages of Cross Docking Include:

  • Reduced handling and operating cost
  • Less storage of inventory
  • Fewer warehousing costs
  • Reduced fuel costs from consolidating LTL shipments into FTL
  • Streamlined supply chain resulting in products moving quicker from manufacturers to distributors to consumers

Before initiating the use of cross docking services, you should be sure that all potential partners have the necessary storage capacities.  In addition, partners should also have an adequate transport fleet to operate cross docking as well as an adequate IT system.

Some products are better suited to cross docking other than others.  Here is a short list of six types of materials that are well suited to this procedure:

  • Perishable goods requiring immediate shipment
  • High quality items that do not require quality inspections during the receiving process
  • Products that are pre-tagged, pre-ticketed, and ready for sale to the customer
  • Promotional items and items being launched
  • Staple retail products with a constant demand and/or low demand variance
  • Pre-picked, pre-packaged customer orders from another production plant or warehouse

Cross docking has continued to increase in popularity over the years.  A survey that was recently conducted showed an increase of 16.5% over the last three years with 68.5% of the companies surveyed are using it within their supply chain.

Three typical scenarios where cross docking is well suited:

  • Deconsolidation: Where large shipments such as railcar lots are broken up into smaller lots for ease of delivery
  • Consolidation: Where a number of smaller shipments are combined into one larger shipment for more economical transport
  • Hub and Spoke: Where good are transported to one central location and then sorted for delivery to various other destinations

With its flexibility, efficiency, and ability to accommodate unpredictable customer demand, cross docking is seen as a winning strategy.  Allowing companies to adapt to the current economic environment and business conditions we face in 2017 and beyond.

Learn more about Matrix Transportation and the transportation services they offer including: dedicated truckloads, JIT truckloads, less than truckload (LTL), same day expedited FTL and LTL, full truckload, warehousing, cross-docking, and trailer rentals at www.matrixtransportation.com  To contact one of our trucking experts call toll free 888.896.2405 today.

 

Matrix Transportation

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Is Your Computer Running Correctly?

Posted on by Creative Programs and Systems - Updated

You likely already know if your computer is running correctly. In today’s fast passed electronic world it’s impossible not to notice when your electronics are not in tip top shape. Even minor glitches can result in major productivity losses. These glitches can nearly always be traced back to hardware or software issues.

As with many other devise computers were out over time. Most have moving internals prone to wear just like the tires on your car. Eventually these parts break down and need to be replaced. Even if your computer is mechanically sound software can become bloated and slow over time. Things like updates and ever more demanding software can cripple your once snappy PC.

It is vital to your productivity, and likely sanity, to keep your computer happily buzzing along. Here are some tips that can help minimize computer problems and your devices start to age:

  1. Keep your computer clean. Heat is one of the biggest killers of computer components. Many components are designed around a steady amount of airflow to keep them cool. Excess heat causes components to wear prematurely or in some cases give up the ghost entirely. Most heat issues can be resolved by simply blowing out the vents of your computer with a can of compressed air once every few months.
  2. Run a credible anti-virus software. Some performance issues can be traced back to malicious software on your computer. While some infections harass you with advertisement and pop-ups, others silently siphon resources away. These silent infections join your computer to something known as a bot net. Hackers use these to spread more infections or hack other targets.
  3. Keep your systems up to date. Updates are frequently release to improve performance or resolve issues as they are discovered. Keeping your computer updated will ensure your computer is secure and operating as intended.
  4. Defragment your computer. As your computer moves data, the hard drive becomes “fragmented”. Your files are stored in many pieces across various areas of the hard drive. As the pieces get farther away from each other your performance will start to suffer. Newer operating systems like Windows 10 defragment automatically.

 

  1. Upgrade your RAM. As programs are updated they can frequently become more demanding on your computer. One easy way to stay ahead of this problem is to upgrade your computers RAM or memory. The computer temporarily stores data in RAM for quick access. When it’s all in use the computer has to access your hard drive every time it needs a file resulting dramatic performance loss.

 

  1. Reduce clutter. It’s always a good idea to keep your hard drive as clean as possible. While this shouldn’t stop you from downloading your favorite movies or music, you should consider removing software you are never going to use again. Computer can run into issues when your hard drive is at 85% capacity or above. Removing old software helps free up space and removes and old processes that may be using resources in the background.

Following these basic steps will help keep your computer functioning as intended. In this new technology depended world there should be a new phrase, “Happy device-Happy life”

Learn more about Creative Programs and Systems, CPS, and the IT solutions they provide including IT consulting, computer consulting, network consulting, networking, server installation, IT disaster recovery, computer repair, virus removal, malware removal, computer tune ups, data backup systems, computer troubleshooting, structured cabling, low voltage wiring, website design, graphic design, logo design, website hosting, search engine placement, iphone app programming, android app programming, and custom programming at www.cpsmi.com.  To contact one of our IT experts call 810.224.5252 today or via email at info@cpsmi.com.

Creative Programs and Systems

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The Practice of Cross Docking Within the Transportation Industry Part 1

Posted on by Creative Programs and Systems

In the world of trucking and logistics, cross docking is the practice of unloading goods from an inbound trailer and loading these goods directly onto an outbound trailer.  Trucking companies complete this process without sorting the goods in a warehouse between receiving and shipping.

There are many reasons for this type of transfer including:

  • Sorting goods intended for multiple destinations
  • Combing goods arriving from multiple point of origin for transport to a single destination or several destinations along one route
  • Transferring goods from one transport to another (example: switching between large a large trailer to a smaller one

Cross docking procedures were initially developed in the 30’s by the U.S. trucking industry and have remained in continuous use in the LTL (less than truckload) segment of the trucking industry to this day.  Cross docking infiltrated the retail market in the 80’s when Wal-Mart pioneered its use.

In LTL trucking, cross dock operations often involve transferring goods from one vehicle directly into another with no warehousing of those goods.  This process can be used to split tractor trailer loads into multiple smaller vehicles or vice versa.  Cross dock operations may utilize staging areas adjacent to loading docks in a warehouse.

Inbound goods can be sorted, consolidated, and held until the outbound shipment is completely ready to ship.  The goods are not really received to be put into a warehouse and put away but rather they are held in a staging area to await transfer from the inbound loading dock to the outbound loading dock.

Pros of Cross Docking:

  • Streamlines the supply chain from the origination point to the final destination/end user thus resulting in products getting from the manufacturer to the distributor to the customer quickly
  • Decreases handling and operating costs
  • Reduces the storage of inventory
  • Lessens warehousing costs
  • Reduction of fuel costs when consolidating LTL shipments into full loads
  • In the retail sector it may increase available retail space in brick and mortar stores

Cons of Cross Docking:

  • Some potential partners may not have necessary storage for staging areas needed during cross docking operations
  • Other potential partners may not have a large enough trucking fleet to implement cross docking procedures
  • Requires sufficient IT systems to implement
  • Additional freight handling during transit can increase the potential for damaged cargo

In our next installment we will continue our discussion on cross docking and it’s affect on trucking companies and third party freight shipping companies.

Learn more about Matrix Transportation and the transportation services they offer including: dedicated truckloads, JIT truckloads, less than truckload (LTL), same day expedited FTL and LTL, full truckload, warehousing, cross-docking, and trailer rentals at www.matrixtransportation.com  To contact one of our trucking experts call toll free 888.896.2405 today.

 

 

 

Matrix Transportation

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LINAC vs CYBERKNIFE

Posted on by Creative Programs and Systems

A Linear accelerator usually referred to as LINAC, have become the standard technique for producing electrons and protons for radiation therapy treatments, producing energy for external beam radiation treatments for cancer. Linear accelerators are highly programmed, computer-powered systems that deliver accurate and controlled radiation to treat cancer patients.

Linac Stereotactic Radiosurgery is a treatment in which high-energy X-rays are used to kill cancerous tumors. A linear accelerator LINAC creates photons by accelerating electrons along a linear path where they collide with a metal target. This produces a single, intense photon beam. CyberKnife, on the other hand, is not a real knife as one may presume. It is in fact a piece of advanced machinery that treats tumors, Medical and other conditions. This Robotic Radiosurgery system is a boon for cancer patients searching for a non-surgical and painless option.

Comparing these two in terms of accuracy, CyberKnife offers the accuracy level of sub-millimeter to the targeted area for tumor shrinking and killing. Linac Stereotactic Radiosurgery, however, assures accuracy level of a millimeter to deliver high doses of Gamma rays and X-rays (using multi-modality approach) to the targeted area.

In terms of flexibility, CyberKnife offers a frameless system that improves flexibility for both patient and the Oncologist. Linac Stereotactic Radiosurgery, on the other hand, requires a Stereotactic frame to be fixed to the patient’s head. Thus, the flexibility for patient and oncologists is restricted.

Obviously, they both treat cancer, but the type of cancer they treat differs. CyberKnife is a suitable option for all types of tumors that require advanced or mild treatment. Whether it is an adult, older person or a kid, the treatment can be taken by anyone. Linac Stereotactic Radiosurgery, however, is useful for treating brain cancer, lung cancer, liver cancer, metastatic cancer, spine cancer, and other types of cancerous tumors.

CyberKnife requires only sessions as few as 1-5 from the commencement of the treatment. Depending on the health and condition of the patient, a single session can cure the tumor, thereby eliminating the need for multiple visits and hospital expenses. Multiple sessions may be required for the patient undergoing Linac Stereotactic surgery depending on the health condition and treatment. Also, hospital stay and surgery may be required if the previous results have not been satisfactory.

Based on cost, since CyberKnife is capable of curing tumors in as few as 1-5 sessions, the cost of the overall treatment, including hospital visits, stays and recovery reduce significantly, making it an affordable option. The cost of Linac Stereotactic Radiosurgery treatment, however, varies in nature depending on the sessions (depending on the condition of the tumor and patient), surgery and hospital stay if required. The cost effectiveness depends upon the duration of treatment.

So what are their benefits? The CyberKnife takes care of the patient’s comfort without Anesthesia shots and requiring the framing. This offers flexible positioning, accurate detection of tumor and its removal in real time.

Conventional Linac system is capable of targeting voluminous tumors also. Besides, the treatment can be done in a single session. However, the system featuring a Conventional linear accelerator, which has only rotational movement in one plane, does not have a virtual motion and targeting capability in 3D space around the patient. Also, for treating tumors that move with respirations, the patient needs to breathe and hold which may be slightly uncomfortable than getting treatment in free breathing like in CyberKnife.

 

Acceletronics is an independent service company dedicated to delivering the best equipment performance and service reliability from Linear Accelerators and CT Scanners across all major brands and models. Learn more about Acceletronics and their selection of new and refurbished linear accelerators and CT scanners today at http://www.acceletronics.com.  To contact one of our Linac experts call 610.524.3300.

 

 

 

 

Acceletronics

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The Benefits of Buying Refurbished Industrial Electrical Components

Posted on by Creative Programs and Systems

There are many types of refurbished industrial electrical components which include breaker panels, line switches, bus ducts, bus plugs, fuses, transformers, circuit boards, etc. and they are all durable, affordable and readily available for purchase.

It will amaze you to know that many individuals and businesses can benefit from buying refurbished industrial electrical components instead of purchasing new components or replacing equipment. The term “refurbished” is just used to explain that the equipment has been used and completely redone back to new again. A great deal of satisfaction has been seen by the users of refurbished electrical products because it helps them save up considerable amount of money.

Possibly the biggest benefits of buying refurbished industrial electrical equipments could be seen from the affordability to business owners and individuals equally. Regardless of the task, whether a home appliance repair or industrial-grade breakdown, it is advisable to seek quality refurbished electrical components at affordable prices. Regardless of the electrical problem you are facing the same rules are applicable; seek quality components and equipment at affordable rates.

Suppliers of industrial refurbished components are a common and reliable source of replacement components for manufacturing equipment for many years now. Many buyers choose to buy these types of products from them because they know that they are high quality, affordability and availability of alternatives.

High Quality: Perhaps a part might look new but that doesn’t guarantee that you will get a high quality component. Refurbished components undergo several rigorous overhauling processes and they are always tested to reach and sometimes surpass companies UL certification.

Affordability: Most people are searching for inexpensive electrical components to buy that will serve the purpose and not put a hole in their pocket. Brand new products may perhaps seem perfect but considering the cost and lifespan many buyers will choose to go for refurbished components.

Availability:  This is among the reasons why the sale of refurbished electrical components increased greatly in the past few years. Industrial products are always manufactured to serve longer purpose. Sometimes it is hard to see suppliers who have new components in stock for older products. It is very expensive if you choose to always upgrade a large equipment and sometimes needless as the lifespan of the equipment is far from getting to its peak. Refurbished electrical components are available in clutch as soon as you notice that new parts are out of date.

Alternatives: Whenever any equipment becomes faulty the company loses money. Nobody wants to be in the process of production and unable to repair faulty electrical equipments. Using refurbished components creates variety of alternatives for you at anytime within the refurbished electrical component company. Several refurbished components dealer will have them available or help you in finding the component you really want at an affordable cost with instant availability.

Both companies and individual save money and time when they buy quality refurbished industrial electrical components.

Learn more about J & P Electrical Company and their vast line of new, surplus, and refurbished industrial electrical components including: circuit breakers, bus ducts, bus plugs, disconnects, fuses, panel switches, tap boxes, and transformers at www.jpelectricalcompany.com.  To contact one of our product reconditioning specialists call 877.844.5514 today.

 

 

 

J & P Electrical Company

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Roofing Contractors Choose Metal over Asphalt

Posted on by Creative Programs and Systems

Roofing contractors usually have two choices when roofing Michigan roofs; Metal or Shingles.  There are numerous other materials on the market but these are the two most widely used and installed.  Many times roofers will choose metal roofing over shingling for both commercial and residential use when cost is not the main factor.

Your homes roof is a significant part of the house it is your homes caption. No matter how beautiful your home is if the roof is worn out and looks tired your home becomes an eye sore.  The roof is the most exposed part of the house.  It is the surface that gets hit with the harsh weather before any other area of the home.   It protects your loved ones and treasured belongings from the rain, snow, sun, sleet, and other harsh weather conditions.

If you notice that your roof has a leak or is damaged it may be time to think about a new roof.  In some cases roof repairs are costly and it makes more sense not to waste money on repairs when a new roof is inevitable.  The roof decking may have rotted, the tar paper worn or the shingling cracked.

With the harsh weather that our roofs see roofing contractors take their time when recommending suitable materials that will be both affordable and durable for your roof.  Most people nowadays live in their homes for more than a few years so they want their roof to be and stay strong.  This is why for many families roofing contractors recommend metal roofing when it is without a doubt that a roof needs to be replaced and not repaired.

Choose Metal Roofing over Asphalt Shingling

  • Longevity

When it comes to weather resistance, metal roofs receive double thumbs up because they can withstand any kind of weather. Although the life span of a roof is about 60 years, it has been said that metal roofs made from copper and Zinc in UK last over a 100 years due to proper care and maintenance.

  • Good For the Environment

Metal roofs can be recycled over and over again. As a matter of fact, these kinds of roofs are made from recyclable content. It keeps the temperature in the house cool by reflecting the heat that comes upon it which makes it one of the most energy efficient roofing materials. You can make money by selling it off.

  1. It is light in weight.

This is one of the lightest weights that can be used as a roofing material. Although there are different types of metal roofing materials with different weights, roofing contractors believe that steel roofing materials can weigh between 100 pounds to 250 pounds per square while aluminum roofing materials can weigh about 50 pounds per square. Asphalt shingles are quite heavy. They can range from about 200 pounds per square to 500 pounds per square for high-quality laminated and textured shingles.

  • Durable

Roofing contractors would pick metal roofs over asphalt shingling any day because metal roofs are stronger during turbulent weather conditions unlike asphalt shingling. There are insurance companies that give a discount price to home buyers with metal roofs. The discount can be as high as 30% in premium if you have a metal roof that is weather resistant.

  • Warranty

The manufacturers of these kinds of roof offer warranties for as long as 50 years which is very unlikely to happen with asphalt shingling.

Although asphalt shingling have their own good purposes, metal roofs are better although they are costlier. Don’t try to cut cost when trying to buy your roof but think about what you need.

Learn more about Home Pro Roofing and their vast line of custom roofing options installed by professional roofing contractors including: asphalt shingle roofing, metal roofing, roof repair, and new roof installation at www.homeproroofingmi.com.  To contact one of our roofing contractors call 810.225.9080 today.

 

 

 

Home Pro Roofing MI

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Is Now The Right Time To Sell Your Home?

Posted on by Creative Programs and Systems

Are you thinking of it is time to put your home up for sale?  Ask any real estate agent and they will agree that if you are looking to sell a home this is the perfect time!  Working with a professional agent aids in the sale of your home whether it is in a sub division, on a golf course or on a lake.

This article will help you know what signs to watch out for and how to know the right time for you to sell your home.

  • Change of Status: This seems pretty obvious but when your home no longer suits your lifestyle, then it’s time to sell it. If your family size is larger than the size of your home, if your kids have moved out, or if you want to change your location then it sounds like you are ready to sell your house.

No matter why you are selling it is always wise for buyers to look to make sure the new homes mortgage matches their budget.   Buying a bigger home is only wise when the payment is similar to the smaller one because of the large down payment you have from the sale of your house.  It is also wise when downsizing to consider a significant down payment from the sale of your previous home.

  • If you have the money to buy another home: There are times when you are bored or you want something new. If you can afford to buy a new home then selling your home isn’t a bad idea.

It is important that clients make investments that can help them in the future when they are putting their homes on the market.  Simple changes such as a fresh coat of paint or updated appliances often attract realtors.  If you can afford to remodel specific places like your bathroom and kitchen it will be a great advantage when selling your home. This is one place buyers pay attention to. You don’t need expensive countertops however updated faucets and fixtures go a long way. It is nice to keep your closets and shelves neat or tidy make your home look larger and attractive as well.  If you can do this then your house will sell.

In conclusion, there are no straightforward formulas to determine when and how to sell your home, but a real estate agent can help you decide.  People sell their homes for many reasons.  If you are looking to sell your home make sure you are doing it for reasons that satisfy you.

Learn more about C21 Lady of the Lakes Realtors and the numerous services they offer including: buying a new home, selling a home, or renting a home at www.ladyofthelakes.com.  To contact one of our real estate agents call 734-426-6060 today.

 

C21 Lady of the Lakes

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