Medicare is a federal health insurance program for individuals aged 65 and above. It’s also extended to some young people with disabilities and people with End-stage renal diseases.
Medicare is basically divided into four parts – A, B, C, and D.
Medicare Part A includes treatment and surgical procedures performed at the hospital. It also includes hospice care and home health.
Medicare Part B covers part of the cost of medical expenses, outpatient care, medical equipment as well as laboratories and diagnostic tests.
Medicare Part C is a Medicare health plan usually provided by private insurance companies that contracts with Medicare to give all parts of Medicare A and B. Prescription drug coverage is included in almost all Medicare Advantage Plans.
Medicare Part D adds prescription drug coverage to some Medicare cost plans, and Medicare medical savings account plan. These plans are offered by insurance companies and some private companies licensed by Medicare.
While Medicare covers a range of costs, there are limitations to it. So, you may need additional coverage to meet your present and future health needs.
Many Arizona seniors approaching their 65th birthday normally look for the best Medicare plan in Arizona. In the crowded Arizona Medicare market, seniors have many opportunities. The choice will be different for each person, depending on their health goals.
In Arizona, when you are looking for affordable health insurance, you need to choose a group health insurance plan that provides the perfect combination of health coverage that you need, or you can choose a combination of options for the health coverage you need. In Arizona, there are nine types of group health insurance: major medical expenses, accident-only cover, specific accident, disability income protection, long-term care, and Medicare supplements and lastly health maintenance organizations.
Eligibility
Medicare registration occurs only once in a year. It’s generally between October and December.
You must be a citizen and be 65 years or above.
Most people are aware that before you apply for Medicare, you must be at least 65 years. However, most people do not know that they too should be entitled to social security.
On the other hand, you can get Medicare without receiving payment from social security. This is possible when you delay your receipt of government retirement payout. And to ensure you will receive health benefits, you’ll enroll in Medicare.
When signing up for social security at the age of 65, or choosing to receive payment at 65, you’re automatically enrolled in Part A and Part B of Medicare.
If an individual is disabled and below the age of 65 and has received social security for two years, that individual is eligible for Medicare. Likewise, a person of any age in the final stage of kidney disease can also get Medicare.
When it comes to choosing a Medicare plan, you are to select a plan that will help you achieve your health goals. It is also very important to read all the details about each plan. Compare the benefits, costs, and limitations of each plan available to you. You can also consult a specialist or a physician. This is one of the important things to remember before applying for Medicare.
Learn more about Arizona Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/arizona-medicare-supplement-plans. Our Arizona Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Arizona. To talk to an expert in Arizona Medicare coverage toll free 888.404.5049 today!
Medigap is additional health care insurance provided by private insurance companies to cover the gaps in the Original Medicare Plan. Medigap policies are regulated by Federal and State laws in order to protect you as a beneficiary. Medigap policies have to be clearly labeled as Medigap and are standardized. Medigap was designed to help pay the costs that Medicare does not cover. Medigap is also known as Medicare Supplemental Insurance Plans.
