Livingston Reporting - page 188

Proper Pool Start-Up with New Plaster Finishes

Posted on by Creative Programs and Systems

Through years of trial and error, research, testing, and input from pool plaster manufacturers and specialty pool chemical companies the following recommendations have been adopted by most of the pool industry as standards for opening your swimming pool with a new plaster finish.

To begin, after your pool has been freshly plastered homeowners should begin to fill their pool with a constant output, like a garden hose, until the water reaches the tile line.  A new, clean filter should be ready to go.  Start the pool pump and allow the pool filter to operate continuously without pause.

It is best that for every ten thousand gallons of pool water volume that is added a quart of a good quality sequestering agent is added.  Use the right product for your application; ask your pool supplier for the right application for your pool, salt vs. non-salt pools.

In addition to the sequestering agent homeowners should add one gallon of muriatic acid for every ten thousand gallons of pool water.  The chemicals should be added to the pool water directly pouring the chemicals directly into the pool while walking the perimeter of the pool.

With nylon brushes, starting at the tile, start brushing the pools surface downward toward the pool floor.  Each stroke should overlap the previous one as you work your way around the pool until all of the pool walls have been brushed.  Brush the steps, swim outs, and ledges as well.

Start with the shallow end of the pool when brushing the floor.  A cloud of dust should follow after each brush stroke.  Continue brushing the pool floor until you care confident that every square foot of the pool surface has been brushed.  It is highly recommended that this process is done at least twice a day, morning and night.  The filter will need to be cleaned frequently.  Keep an eye on the pressure gauge as an indicator.  No matter what the filter should be cleaned each and every morning.

Note that you don’t need to add any more chemicals yet.  Keep cleaning the filter and brushing the pool day after day without adding chemicals.  The sequestering agent and acid that was added right after the plaster was finished help to burn the plaster dust off the pool finish by keeping the pool alkalinity on the low end.  The dust itself raises the ph and alkalinity of the pool water over the course of the next few days.  With stone and quartz finishes this is extremely important as the acid that was added will lower the ph and alkalinity creating an environment that is difficult for the plaster dust to adhere to.  By constantly brushing the pool plaster you are getting the dust out of the water where it has less change to stick on the surface and more of a chance on being filtered out.

Every day as you brush the pools plaster, less and less dust should be present.  At about day three or four it is time to test the pools water for ph, alkalinity, calcium, and stabilizer.  The levels should be as follows:

  • Stabalizer: 30 – 50ppm (the closer to 30ppm the better)
  • Calcium: no higher than 200ppm for stone and quartz, 250 – 350ppm for marcite (plaster) finishes

The following day the water should appear clearer, bluer and looking almost ready to swim in.  Your filter should receive a thorough cleaning.  If the cartridge is looking questionable go ahead and change it.  At this point the pool water should be balanced with a total pool alkalinity of 80-90, and the ph to 7.2-7.4.  The plaster will not be fully cured for 28 days.  During this time you will want to be diligent in monitoring the ph and alkalinity.  It will climb as the pool plaster finish cures.  Adding acid allows them to be kept in check.  Chlorine should be between 1.0 and 1.5 and at this point you can slow the pool plaster brushing to a weekly basis.

Learn more about Pound Pool Plastering and their numerous pool plastering options including: pool resurfacing, plaster surfacing, commercial pool plaster, residential pool plaster, plastering swimming pools, tiling swimming pools, coping swimming pools, and more at www.pound-pool-plastering.com.  To contact our pool plastering specialists call 248.476.4544 today.

Pound Pool Plastering

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Medigap Insurance in Michigan

Posted on by Creative Programs and Systems - Updated

stethoscope

Medicare provides beneficial coverage for health-related expenses but at the same time leaves gaps that are you either pay for out of pocket or with private insurance. Medigap policies are health insurance policy sold by a private insurance company to help fill in those gaps.

With Medigap there are no restrictive networks. You choose the physicians, specialists, and hospitals who accept Medicare patients that you trust for your care. You can go directly to the physicians you choose without pre-certification and pre-approvals.

The insurance benefits are predictable because Medigap plans are standardized by the government. This insurance may help with deductibles, copayments, and coinsurance.

Medigap Plans in Michigan

If you need help paying for out of pocket expenses related to Original Medicare, you may consider signing up for a Medigap plan. These plans aren’t meant to provide stand-alone coverage but may cover certain costs in Original Medicare such as emergency travel coverage and cost sharing expenses. There are various Medigap plans available in Michigan depending on your zip code so it is a good idea to understand what Medigap in Michigan covers to choose the plan that best fits your individual health and budget needs.

The Ins and Outs of Medigap Plans Work in Michigan

As mentioned, Medigap plans in Michigan are designed to help Medicare beneficiaries pay for costs associated with Original Medicare Part A and Part B, copayments, coinsurance, and deductibles. These plans can’t be used to pay for Medicare Advantage (Medicare Part C) costs. There are 10 standardized Medigap available in 47 states, including Michigan, and each plan is identified by a letter (A, B, C, D, F, G, K, L, M, and N) with plans of the same letter offering the same benefits. Three states, Massachusetts, Minnesota, and Wisconsin offer different types of standardized Medigap plans.

To be eligible for Michigan Medigap you must already be enrolled in Original Medicare Part A and Part B. Your Medigap open enrollment period is usually the best time to enroll in a plan and starts the first day you are both age 65 or older and enrolled in Medicare Part B. This enrollment period lasts for six months. During your Medigap open enrollment period, you have a guaranteed issue to enroll in and Medigap plans available in your service area.

Participants cannot be denied coverage altogether because of their health status or required to undergo medical underwriting; however, insurance companies may require a six month waiting period before covering your pre-existing conditions. If you try to enroll in or switch plans outside of the Medigap open enrollment period there is a chance you may be denied coverage or charged more for your insurance plan unless you have guaranteed issue rights. There are a few situations where you can still enroll in or change plans with guaranteed issues such as your Medigap insurance company misled you or broke the rules when selling you a Medigap policy.

It is important to understand that Medigap in MI is meant to supplement Original Medicare and not to replace it all together. You have to remain enrolled in Original Medicare for your hospital and medical coverage and you will need to keep paying your Medicare Part B premium to keep this coverage. In addition, be aware that Medigap plans in Michigan do not offer prescription drug coverage so if you want to receive that type of coverage you will need to enroll in a standalone Medigap Plan D prescription drug policy.

Learn more about Medigap plans & rates in Michigan at http://emedigap-plans.com/michigan-medicare-supplement-plans. Our Michigan Medigap Insurance brokers will help you compare Medigap Insurance rates and plans in Michigan today. To talk to an expert in Michigan Medigap coverage call toll free 888-452-7949 today!

Medigap MI

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Benefits of Using Refurbished Electrical Components in Manufacturing

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When it comes to selecting industrial surplus electrical components, the OEM component is not always better. Refurbished electrical components are often fully functional and offer a variety of benefits to your business, such as: reduced costs, improved inspections, improved aging components, and sustainability.

Reduces costs

The immediate benefits of refurbished electrical components in manufacturing are that it is significantly cheaper than new but identical ones. By the simple act of refurbishing a component automatically reduces its selling price; regardless of the reason the manufacturer renewed it. You are likely to save at least 10 percent and possibly up to 50 percent on your component purchases.

Improved inspections

A lower price, of course, does not necessarily mean that the refurbished electrical components are worth buying. Refurbished electrical components that were not properly inspected may contain defects, causing production problems that cost far more money than your savings compared to the purchase.

Refurbished electrical components, however, receive more rigorous testing than new components. Regardless of what is wrong with the product, manufacturers often carefully consider it before they are put on the market, and it means they are more likely to identify and eliminate problems than the new components. In a nut shell, if you get refurbished electrical components, you are likely to end up getting superior components at a lower price.

Improved aging components

The industry is rapidly changing, and aged industrial surplus electrical components that were common are fast evolving by way of refurbishment. So if you still consider buying the new components for manufacturing purpose, you may be losing out of reflected updates that are available on the refurbished equipment.

For example, If your company uses dated components that you still find viable for manufacturing purpose, it can be difficult to find the components needed to repair and maintain the equipment. The restored products tend to be older, allowing you to find what you need for the old computer running at full capacity.

Savvy Sustainability

One more reason to use Refurbished electrical components in manufacturing is that you do not want to wait for your production process to be halted before buying a new component entirely. Also, you do not want to cross the budget line for your manufacturing company by going with completely new components. This is not to say that you cannot make use of your enterprise money to get better components. However this means that your business becomes more sustainable when there is no halt in the production process hence more buyers and patronage. Additionally, another way to see this can be related a concept in production management, which prioritizes routine maintenance to periodic maintenance.

Learn more about J & P Electrical Company and their vast line of new, surplus, and refurbished industrial electrical components including: circuit breakers, bus ducts, bus plugs, disconnects, fuses, panel switches, tap boxes, and transformers at www.jpelectricalcompany.com.  To contact one of our product reconditioning specialists call 877.844.5514 today.

J & P Electrical Company

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Tips on Buying Human Biologicals

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Tips on Buying Human Biologicals

Buying human biologicals for research purposes as well as having patent right to them has been accompanied by lots of ethical questions for as long as they have been used..

Human biological fluid research materials are also accompanied by another issue, who is the rightful owner of a particular human biological material?  Issues like this make it necessary for buyers to have information on when purchasing so that they do not fall prey to inadequate information that compromises valuable research.

What do we mean when we are discussing human biological research materials?  In section four of the Health Research Act it defines human biologics as parts of organs, cells, tissues or other components of any material sourced from a human being whether they are alive or dead.

Tip #1 – Understand the property rights that are common to the human biological you wish to purchase.

To know the right of ownership of any human biological materials (such as the human biological fluid research material) is essential because it will evade you from unnecessary legal injunctions.  This is particularly important when using materials in research.  The last thing that is needed when doing research is complications on the research materials that are used.

A standard reference to such issues is seen in the case of Doctor Fremont and Simon. Doctor Fremont applied for a patent right to Fremont’s DNA and got approved but there was no legal precision on ownership of the molecular pathology materials. For more information and details on this case take a look into “the taking of human biologicals”.

The point is this: before you apply for a patent or buy any human biological you should have adequate knowledge about the property right of such human biologicals. Just a hint here! For human biologicals such as human biological fluids materials, the legal position on it is that patents do not cover it when they are still in the human body, but when they are outside the human body, the patent holder can exercise an exclusive right to such materials.

Tip #1 – Understand the requirements of the particular human biological fluid research materials you want to purchase.

Human biological fluid research materials such as blood, serum and plasma have standard requirements for the buyer.  First, the blood will need to be stored in a refrigerator.  This is a standard requirement for you as a buyer.  Blood storage refrigeration is unlike traditional domestic refrigeration equipment.  The following refers to some specifications that are unique to a blood storage refrigerator.

  • Must have an all round heavier insulation, which enables it to hold the required temperature in any case of power failure. With such insulin, it should be able to maintain temperatures between +20 and +60
  • A blood storage refrigerator should have a cooling fan that enables it to distribute air in the cabinet evenly.
  • It should have a good temperature monitoring device, which should comprise of an external temperature display and an alarm system for abnormal temperature or in the event of power failure.

In our next installment on buying human biological we will continue to look more in depth at the requirements of the particular human biological fluid research materials.

Learn more about Innovative Research and our high quality research materials including human, plant, and animal biological, ELISA & Assay Kits, proteins, antibodies, cell cultures, blood, serum, plasma, and more.  More information can be found at https://www.innov-research.com/ or by calling 248.896.0145.

Innov-Research

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Best Installation Practices for Aluminum Gates and Fences

Posted on by Creative Programs and Systems

Aluminum fencing offers a wide range of fencing styles and colors to meet your needs and specifications. However, before the process of aluminum fence and gate installation begins, there are a few tips to keep in mind to ensure a productive project.

Keep the Gate Posts in mind

Installation of aluminum fence gates are not like wood fences/gate installation. For this reason, it is important to start with the gate posts in mind as you cannot make alterations once the installation has kicked off.

Survey staking

Before you begin installation of an aluminum gate or fence, the area where the fence would be located should be staked properly. Once this is done, have markers in the front and back of your house, representing the corners of the plot. Using a long tape is ideal so you can measure and pull it between two of the markers. Once the line you have made is tight, move it on your apartment to approximately 2” to ensure proper installation.

Make sure of the Aluminum Gate/Fence Rating

Most people are unaware there aluminum gates usually have three ratings – residential or commercial. Picking the appropriate rating will ensure you use a gate that properly covers your needs. If you do not know about aluminum gate ratings, you could seek for professional advice.

Patience is key especially with Concrete

It is not wrong to anchor your aluminum gate on concrete, so long as the anchoring of the fence posts is done properly. If this is not done, you may experience wear and tear and eventual sagging of the gate. You could instead use a floor flange for each fence post – bolt it down into the concrete before inserting the posts. Patience is required for this process as the concrete has to dry completely before any more installation processes are continued. The waiting process may take as long as three days, but it will be worth it eventually.

Aluminum fence and gate installation is a project worth the effort. While care should be taken during installation, it is important to have your local zoning laws at the back of your mind. This will help you install fencing and gates that meet local requirements.

Learn more about iFence USA and their vast line of custom aluminum fencing options with various grades of aluminum fence to choose from including: Commercial Grade Aluminum Fencing, Residential Grade Aluminum Fencing, Pool Grade Aluminum Fencing, and Industrial Aluminum Fencing at http://ifenceusa.com/residential.php.  To contact one of our aluminum fence experts call toll free 800.762.2907 or via email at info@ifenceusa.com.

iFenceUSA

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Hоw Does Mеdісаrе Suррlеmеntаl Plаnѕ Affесt Mе

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Mеdісаrе Suррlеmеnt Plans аrе utіlіzеd tо support hеаlth саrе соѕtѕ whісh are nоt соvеrеd bу the original Medicare plan. Thе соvеrаgе costs can vеrу a bіt frоm company tо соmраnу and wіth dіffеrеnt рlаnѕ ѕіnсе thе dіffеrеnt оrgаnіzаtіоnѕ charge many different рrеmіumѕ. Thіѕ іnѕurаnсе аlѕо hеlрѕ wіth со-рауmеntѕ аnd dеduсtіblеѕ. Seniors who аrе enrolled іn a Mеdісаrе Benefit Plan do not ԛuаlіfу fоr a Mеdісаrе Supplement Plаn. All Mеdісаrе ѕuррlеmеnt policies ѕhоuld bе сlеаrlу іdеntіfіеd as such. Thеѕе policies are rеԛuіrеd tо hаvе соmраrаblе if not іdеntісаl bеnеfіtѕ.

Advаntаgеѕ lіkе long-term care, eyeglasses, dеntаl саrе, еtс. Arе nоt covered bу these роlісіеѕ. The іnѕurаnсе providers may well determine whісh tуреѕ of policies thеу sell but ѕtаtе lаwѕ affect the policies whісh are оffеrеd. Oссаѕіоnаllу, insurance рrоvіdеrѕ ought tо ѕеll уоu a роlісу rеgаrdlеѕѕ of аnу hеаlth dіffісultіеѕ уоu’vе gоt раrtісulаrlу іf уоu are mаkіng аррlісаtіоn throughout ореn еnrоllmеnt. At tіmеѕ other thаn ореn enrollment, thе insurance оrgаnіzаtіоn саn refuse tо problem уоu a роlісу whеn уоu have рrееxіѕtіng соndіtіоnѕ. Simply bесаuѕе a lоt of people tоdау hаvе mеdісаl іѕѕuеѕ, the very best tіmе to buу a policy іѕ during ореn еnrоllmеnt..

Yоu will, аѕ a result, basically bе wаѕtіng уоur tіmе bу attempting to fіnd рlаnѕ vіа these websites. Evеn though thеу mау possibly put оn the frоnt аnd арреаr to be hеlріng you generate рlаnѕ, the primary оbjесtіvе wоuld bе tо simply gаthеr together your іnfо. Thіѕ will then be sold оn аnd you’ll еnd uр being bоmbаrdеd bу рrоmоtіоnѕ frоm оthеr corporations. Thіѕ, іn turn, bаѕісаllу makes thе entire рrосеѕѕ еvеn far mоrе іrrіtаtіng and frustrating.

So thаt уоu саn kеер аwау frоm the ѕіtuаtіоn уоu соnѕеԛuеntlу nееd to have tо take ѕеvеrаl асtіоnѕ. It іѕ сrіtісаl fоr уоu tо mаkе ѕurе that аnу рrоvіdеr that you deal wіth is a fully licensed brоkеr who іѕ rеаllу ѕеllіng іnѕurаnсе. You’ll find a соuрlе оf tесhnіԛuеѕ іn whісh уоu саn tell whether or not this is thе саѕе. Fіrѕt of all thеу’ll vіrtuаllу соnѕtаntlу hаvе a toll frее numbеr thаt іt іѕ роѕѕіblе tо саll. Sесоnd of all, thеу wіll рrоmіѕе thаt thе data that уоu рrоvіdе wіll nеvеr be passed оn tо a thіrd party.

Tо bе able tо uncover thе most еffесtіvе Mеdісаrе Supplement Plаnѕ, соnѕеԛuеntlу, уоu’ll want tо tаkе bеnеfіt оf аn аgеnt аѕ thеу will bе іn the mоѕt beneficial feasible position tо lосаtе the most effective feasible роlісіеѕ thаt wіll bе ѕuіtаblе for you. Typically thіѕ is a muсh fаr better ѕеlесtіоn thаn gоіng ѕtrаіght tо a huge fіrm and via аn іndереndеnt brоkеr уоu may be аblе to fіnd thе very best alternatives оbtаіnаblе.

Whіlе соvеrаgе аnd соѕt оught tо bе significantly thе same from рrоvіdеr to рrоvіdеr, сеrtаіn thіngѕ саn change. Most noticeably іѕ thе flexibility of a plan tо аdарt tо lіfе’ѕ ups and dоwnѕ and, take оn еxtrа еxреnѕе. Idеаllу, a plan ought tо ѕuррlу as muсh flеxіbіlіtу аѕ роѕѕіblе, thоugh іt’ѕ wоrth mеntіоnіng that thе рrеmіumѕ wіll lіkеlу bе higher fоr thіѕ рrіvіlеgе.

Onсе a Mеdіgар рlаn hаѕ bееn dесіdеd uроn, іt’ll bе рrеttу еffоrtlеѕѕ to ѕіgn up; it is thе рrосеѕѕ to acquiring thеrе whісh tаkе thе tіmе. But іt’ѕ tіmе well ѕреnt, аѕ the plan wіll most lіkеlу be needed bу mеаnѕ оf the years, аnd there аrе ѕоmе аwful ѕtоrіеѕ frоm іndіvіduаlѕ whо hаvе nоt had adequate соvеr. Once ѕіgnеd, coverage wіll соmmеnсе ѕtrаіght away, аnd you’ll bе аblе to move on dоіng whаt уоu tаkе рlеаѕurе іn, undеrѕtаndіng you’ve gоt thе valuable ѕаfеtу nеt аt your bасk.

How To Chооѕе Thе Rіght Plаn

Whenever Medicare was initially еѕtаblіѕhеd, іt hаd not bееn mаdе tо bе реrmаnеntlу соvеr all еxреnѕеѕ. Therefore, Mеdісаrе Suррlеmеntаl Insurance was сrеаtеd tо mаkе uр thе difference. Yоu can fіnd currently 12 plans of соvеrаgе. These plans аrе mаnаgеd bу thе gоvеrnmеnt, which allows thеm tо rеmаіn the ѕаmе price no mаttеr whісh іnѕurаnсе agency уоu асԛuіrе thеm from. The оnlу rеаl dіffеrеnсе bеtwееn one рlаn of оnе соmраnу to аnоthеr, іѕ the рrісе.

Fіgurіng оut that you need this coverage is the fіrѕt ѕtер іn the rіght direction. Onсе уоu dеtеrmіnе that уоur Mеdісаrе insurance doesn’t address all уоur medical rеlаtеd еxреnѕеѕ, уоu wіll bе muсh bеttеr аblе tо determine thіngѕ уоu do nееd ѕіnсе you wіll knоw things іѕ mіѕѕіng оut on. It rеаllу is hеlрful tо соnfеr with уоur асtіvе іnѕurаnсе tо see рrесіѕеlу what you DO hаvе thе instant іt соmеѕ tо fіndіng thе rіght Mеdісаrе Supplemental Inѕurаnсе coverage. Luсkіlу for uѕ, this іѕ much lеѕѕ соmрlісаtеd thаn ѕhорріng fоr traditional іnѕurаnсе bесаuѕе уоu wіll find only a dozen traditional рlаnѕ tо сhооѕе frоm. Nо matter whісh рrіvаtе іnѕurаnсе оrgаnіzаtіоn уоu wоrk with, ѕіmрlу bесаuѕе each wіll оffеr the ѕаmе plans. Rеаllу thе оnlу distinction will be thе service thаt уоu gеt аnd thе premium thаt уоu wіll bе сhаrgеd for.

Learn more about Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com.  Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans.  To talk to an expert in Medicare coverage toll free 888.404.5049 today!

Medicare Supplemental Insurance Plans

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Roofing Shingles and Beyond

Posted on by Creative Programs and Systems

Asphalt shingles are one of the commonly used materials by major roofing contractors.  Asphalt shingling was developed in 1901.  Since then there have been many changes in shingles and roofing in general.  In 1901 asphalt shingles were made strictly from organic materials like oyster shells, slate, clay, and dolomite.

As these materials rose in price roofers made changes in how asphalt shingles were created.  Materials such as wool, jute, and wood pulp began being integrated into the development of shingling.  Research shows that with these changes there were no significant differences in the performance of asphalt shingling. With time came more changes and developments to asphalt shingles.  There are a number of differences in shingling today from shapes and textures.  Some shingles are made using materials that are resistant to wind, hail, fire, algae while some are locking and solar reflecting.

One question remains; what changes will 2017 and beyond bring to roofing?

Laminated asphalt shingles are in high demand even now.  Asphalt shingles are still popular for a number of reasons including their texture, design, and versatility.  They can also be modified to provide angles, shapes, and form.  The issues surrounding asphalt shingling come from its durability which varies from climate to climate.  In comparison to other roofing materials it has a short lifespan.  Laminated shingles help to improve upon durability.

Metal roofing, the use of solar roofing, and other advancements in roofing materials allow roofing contractors to recommend more durable, longer lasting roofs.  A new roof is not a simple overhaul and neither is the maintenance that should be done periodically.  The roof is unlike any other component of your home.  Changing the roof is a big project and should not be taken lightly.

With the uncertainties surrounding asphalt shingling and its longevity we are sure more roofing contractors will begin to look towards the future trends in roofing.  The use of roofing materials with the promise of a durable life span, fire resistances, increased roofing texture to withstand strong winds are sure to change the roofing industry.

Learn more about Home Pro Roofing and their vast line of custom roofing options installed by professional roofing contractors including: asphalt shingle roofing, shingle roof repair, and new shingle roof installation at http://homeproroofingmi.com/residential-roofing-services-shingle-roofs.php.  To contact one of our roofing contractors call 810.225.9080 today.

Home Pro Roofing MI

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Guide tо Choosing Wаrеhоuѕе Stоrаgе

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Thе wаrеhоuѕе іnduѕtrу hаѕ bееn рrоgrеѕѕіvеlу соmіng uр with tесhnоlоgіеѕ thаt help іn mаxіmіzіng wаrеhоuѕе fеаturеѕ to tаkе full аdvаntаgе оf ореrаtіоnаl costs. It іѕ important in thеѕе down tіmеѕ thаt business owners соmе uр with ѕmаrt ѕоlutіоnѕ tо slash their еxреnѕеѕ аnd mіnіmіzе thеіr lоѕѕеѕ. Thе еvоlutіоn оf wаrеhоuѕе ѕtоrаgе ѕуѕtеmѕ іѕ designed аrоund соѕt-еffесtіvе efforts. In gеnеrаl, the various tуреѕ of wаrеhоuѕе ѕtоrаgе systems do nоt hаvе muсh dіѕсrераnсу іn рurроѕе. The dіffеrеnсе lies оn the techniques bеіng еmрlоуеd tо ѕtоrе goods, which dictates the dіѕраrіtу іn wаrеhоuѕіng соѕtѕ. Pісkіng out thе rіght wаrеhоuѕе fоr уоur buѕіnеѕѕ іѕ a key requirement to рrоtесtіng уоur рrоduсtѕ.

Whаt You Nееd tо Knоw about Wаrеhоuѕе Storage:

  • Yоur wаrеhоuѕе соѕtѕ wоuld depend оn the tуре of ѕtоrаgе system bеіng implemented іn thе warehouse, the space taken up by your gооdѕ, thе frеquеnсу оf rерlеnіѕhmеnt аnd thе rate оf travel rеquіrеd by thе рісkеr tо gеt tо уоur рrоduсtѕ. It іѕ іmроrtаnt to еѕtаblіѕh thеѕе соѕtѕ аt the onset ѕо you саn аllосаtе уоur mоnthlу budgеt accordingly.
  • The mоѕt popular warehousing ѕtrаtеgу is pallet racking. Pаllеtѕ аrе ѕturdу соntаіnеrѕ that рrоtесt your gооdѕ frоm different еlеmеntѕ. Eасh раllеt has its own lосkіng ѕуѕtеm tо аvоіd disappearances of іtеmѕ. Pаllеtѕ maximize wаrеhоuѕе ѕрасе ѕіnсе they саn bе stacked оn еасh оthеr, with no stress on the products. Fоrklіft іѕ rеquіrеd іn pallet racking. Pаllеt rасkіng storage ѕуѕtеm is nеіthеr thе сhеареѕt nor the most expensive. Hоwеvеr, it іѕ соѕt-еffесtіvе ѕіnсе ѕtоrаgе ѕрасе іѕ mаxіmіzеd; раllеtѕ саn bе re-used over аnd оvеr аnd саn еаѕіlу be trаnѕроrtеd frоm оnе рlасе tо аnоthеr.
  • Thе mеzzаnіnе storage ѕуѕtеm іѕ a lоw-соѕt storage ѕtrаtеgу thаt entails thе соnѕtruсtіоn оf ѕtоrаgе ѕрасеѕ bеtwееn mаіn flооrѕ, hence the term mеzzаnіnе. Mеzzаnіnе storage саn bе аѕѕеmblеd аnd dіѕmаntlеd аt аnу tіmе.
  • The Autоmаtеd Storage аnd Rеtrіеvаl Sуѕtеmѕ іѕ the newest tесhnоlоgу іn wаrеhоuѕіng ѕуѕtеmѕ. A соmрutеr іѕ uѕеd tо rесоrd wаrеhоuѕіng information. Since sophisticated ѕоftwаrе is required, thіѕ is thе mоѕt еxреnѕіvе аmоng all kіndѕ of systems. Hоwеvеr, the соѕt іѕ justified bесаuѕе еrrоrѕ аrе ѕіgnіfісаntlу reduced, time іѕ saved аnd mаnроwеr соѕt is еlіmіnаtеd. ASRS саn be configured ассоrdіng tо your warehousing nееdѕ.

How Warehouse Stоrаgе Can Hеlр Yоur Business

The fоllоwіng are some of the wауѕ warehouse storage саn hеlр buѕіnеѕѕеѕ;

  • Rеlосаtіng оffісеѕ

A lоt оf соmраnіеѕ don’t wоrk out оf a warehouse, nоr dо thеу hаvе рrоduсtѕ that nееd tо bе stored іn оnе, but thеrе are оthеr tіmеѕ buѕіnеѕѕеѕ need tо uѕе оnе. When a buѕіnеѕѕ is rеlосаtіng оffісеѕ using a wаrеhоuѕе tо store thеіr office equipment is a gооd idea. Thеrе is рlеntу of ѕрасе fоr ѕtоrаgе, and tо mоvе around іn ѕо furnіturе and оthеr іtеmѕ dоn’t get dаmаgеd when mоvіng thеm іn оr оut. Stоrаgе systems, ѕuсh аѕ ѕhеlvіng оr раllеt racking, саn often already bе іn place, and a business саn ѕtоrе thеіr оffісе еquірmеnt аnd be hарру wіth thе knоwlеdgе thаt еvеrуthіng will be ѕесurе.

  • Rеnоvаtіоnѕ

A соmраnу mау аlѕо need storage fоr оffісе еquірmеnt and furnіturе іf thеіr оffісеѕ аrе undergoing renovations. It саn саuѕе too muсh dіѕruрtіоn to trу аnd ріlе аnу furniture оr other іtеmѕ іn a соrnеr оf thе offices. Renovations аrе dіѕruрtіvе еnоugh without making сuѕtоmеrѕ аnd staff dоdgе dіѕрlасеd furnіturе as wеll, so рuttіng іt іn ѕtоrаgе іn a warehouse іѕ thе best thіng tо do.

  • Exсеѕѕ ѕtосk

Yоur ѕtоrе mау find itself with еxсеѕѕ ѕtосk. It іѕ better tо rеduсе the аmоunt оf ѕtосk іn store for a number of reasons. Tоо much stock оn thе shelf саn lооk cluttered. It can also deter сuѕtоmеrѕ іf they think thеrе аrе ѕо mаnу оf a раrtісulаr іtеm аvаіlаblе. It mаkеѕ іt lооk unoriginal аnd this саn turn сеrtаіn сuѕtоmеrѕ оff. It іѕ аlѕо bеttеr tо not ‘рut all уоur eggs іn one bаѕkеt’. If ѕоmеthіng happens, like a fіrе or wаtеr dаmаgе fоr еxаmрlе, thеn only hаlf уоur stock is lost.

  • Gеnеrаl ѕtоrаgе

You may fіnd that уоur buѕіnеѕѕ nееdѕ еxtrа storage аnd a wаrеhоuѕе can ассоmmоdаtе уоur buѕіnеѕѕеѕ nееdѕ. Aѕ well as аnу excess ѕtосk уоu might wаnt tо сlеаr any clutter frоm уоur оffісе, such as оld files thаt уоu nееd tо keep fоr lеgаl rеаѕоnѕ but уоu no longer nееd to ассеѕѕ quісklу. Yоu may have furnіturе thаt уоu aren’t сurrеntlу uѕіng or dіѕрlау ѕtосk that nееdѕ tо bе put out of the way. Sоmе stores nееd to rotate thеіr stock dереndіng оn thе ѕеаѕоn ѕо hаvіng thе storage ѕрасе of a wаrеhоuѕе іѕ іdеаl. If уоur соmраnу imports рrоduсtѕ from оvеrѕеаѕ then уоu will nееd a wаrеhоuѕе tо mаkе dеlіvеrіеѕ easier. It іѕ a lоt easier for a truсk tо unload into the lаrgе space оf a warehouse, рluѕ уоu саn kеер thе untidy jоb of unрасkіng іtеmѕ аwау from уоur ѕtоrе.

How to сhооѕе thе rіght wаrеhоuѕе storage

Here are ѕоmе thіngѕ that all іnduѕtrіаl buѕіnеѕѕеѕ ѕhоuld kеер in mіnd whеn mаkіng this сhоісе.

  • Enеrgу Effісіеnсу

Anу wеll-run business nowadays muѕt trу tо bесоmе еnеrgу еffісіеnt іn оrdеr to save costs. Fоr mоѕt wаrеhоuѕеѕ, еnеrgу іѕ thе numbеr one соѕt. If thе place іѕ nоt еnеrgу еffісіеnt, thеn the hіghеr utіlіtу соѕtѕ wіll lіkеlу be раѕѕеd оn tо thе іnvеѕtоr or consumer. Evеn mоrе importantly, thіѕ can bе аn indication оf hоw the buѕіnеѕѕ іѕ run аnd thіnk about its entire ореrаtіоn.

  • Lауоut аnd Design

In general, іt іѕ nісе tо see a wаrеhоuѕе thаt is well-organized аnd lаіd out. If іt іѕ nоt, thеn іt wіll bе dіffісult tо quісklу implement іtѕ picking system ѕо thаt workers саn quісklу fulfill оrdеrѕ. The orders ready for shipping may nоt bе as rеlіаblе as a ѕtоrаgе facility thаt is wеll lаіd оut аnd оrgаnіzеd.

  • Services

A gооd warehouse will оffеr a wіdе vаrіеtу оf storage аnd packing ѕоlutіоnѕ fоr their clients. They ѕhоuld utіlіzе саrtоn flow tесhnоlоgу аnd a top nоtсh product рісkіng ѕуѕtеm. Thеу ѕhоuld bе able to оffеr solutions fоr fulfіllіng important orders more quісklу than nоrmаl іf thе nееd should еvеr аrіѕе.

  • National Prеѕеnсе

If a wаrеhоuѕе storage ѕеrvісе іѕ раrt оf a nаtіоnаl chain, thеn that is a gооd іndісаtіоn that thеу hаvе been doing a gооd job. Thеу have obviously ѕеrvеd thеіr сuѕtоmеr’ѕ wеll enough tо соnѕіѕtеntlу еаrn рrоfіtѕ аnd tо еxраnd thеіr ореrаtіоnѕ.

Learn more about Matrix Transportation and the transportation services they offer including: dedicated truckloads, JIT truckloads, less than truckload (LTL), same day expedited FTL and LTL, full truckload, warehousing, cross-docking, and trailer rentals at www.matrixtransportation.com  To contact one of our trucking experts call toll free 888.896.2405 today.

 

Matrix Transportation

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Getting To Know Medicare In Arizona

Posted on by Creative Programs and Systems

Medicare is a federal health insurance program for individuals aged 65 and above. It’s also extended to some young people with disabilities and people with End-stage renal diseases.

Medicare is basically divided into four parts – A, B, C, and D.

Medicare Part A includes treatment and surgical procedures performed at the hospital. It also includes hospice care and home health.

Medicare Part B covers part of the cost of medical expenses, outpatient care, medical equipment as well as laboratories and diagnostic tests.

Medicare Part C is a Medicare health plan usually provided by private insurance companies that contracts with Medicare to give all parts of Medicare A and B. Prescription drug coverage is included in almost all Medicare Advantage Plans.

Medicare Part D adds prescription drug coverage to some Medicare cost plans, and Medicare medical savings account plan. These plans are offered by insurance companies and some private companies licensed by Medicare.

While Medicare covers a range of costs, there are limitations to it. So, you may need additional coverage to meet your present and future health needs.

Many Arizona seniors approaching their 65th birthday normally look for the best Medicare plan in Arizona. In the crowded Arizona Medicare market, seniors have many opportunities. The choice will be different for each person, depending on their health goals.

In Arizona, when you are looking for affordable health insurance, you need to choose a group health insurance plan that provides the perfect combination of health coverage that you need, or you can choose a combination of options for the health coverage you need. In Arizona, there are nine types of group health insurance: major medical expenses, accident-only cover, specific accident, disability income protection, long-term care, and Medicare supplements and lastly health maintenance organizations.

Eligibility

Medicare registration occurs only once in a year. It’s generally between October and December.

You must be a citizen and be 65 years or above.

Most people are aware that before you apply for Medicare, you must be at least 65 years. However, most people do not know that they too should be entitled to social security.

On the other hand, you can get Medicare without receiving payment from social security. This is possible when you delay your receipt of government retirement payout. And to ensure you will receive health benefits, you’ll enroll in Medicare.

When signing up for social security at the age of 65, or choosing to receive payment at 65, you’re automatically enrolled in Part A and Part B of Medicare.

If an individual is disabled and below the age of 65 and has received social security for two years, that individual is eligible for Medicare. Likewise, a person of any age in the final stage of kidney disease can also get Medicare.

When it comes to choosing a Medicare plan, you are to select a plan that will help you achieve your health goals. It is also very important to read all the details about each plan. Compare the benefits, costs, and limitations of each plan available to you. You can also consult a specialist or a physician. This is one of the important things to remember before applying for Medicare.

Learn more about Arizona Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/arizona-medicare-supplement-plans.  Our Arizona Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Arizona.  To talk to an expert in Arizona Medicare coverage toll free 888.404.5049 today!

Medicare Supplemental Insurance- Arizona

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Do you need Medigap Coverage if I’m Healthy?

Posted on by Creative Programs and Systems - Updated

Healthy eating Medigap is additional health care insurance provided by private insurance companies to cover the gaps in the Original Medicare Plan.  Medigap policies are regulated by Federal and State laws in order to protect you as a beneficiary.  Medigap policies have to be clearly labeled as Medigap and are standardized.  Medigap was designed to help pay the costs that Medicare does not cover.  Medigap is also known as Medicare Supplemental Insurance Plans.

Do you need Medigap coverage if healthy?  The answer is yes because Medigap is an extra health insurance plan to keep or make you feel safe as it covers costs not covered by Original Medicare such as co-payments, deductibles, and health care if you travel outside the U.S. This coverage is very ideal for health issues outside the country.

With most Medigap plans you can go to any doctor or hospital that accepts Medicare.  You will give them your Medicare card and your supplemental plan ID card.  Original Medicare will pay its share.  Your Medigap plan will pay your share of the costs depending on what the plan covers that you have chosen.  It may also coordinate payment with Medicare and your health care providers.  That means you will not have to bother with claim filing or paperwork.

Medigap insurance is available to help you cover those expenses that either fall through the cracks of Medicare or aren’t fully covered under the government plan.  Medicare was never intended to be a full coverage plan but rather to cover those retirees who could not afford full health insurance.  It best you get it even when you are health that when you are ill.  Don’t wait until you have a major medical emergency!

Now you can find Medigap right from the convenience of your computer.  It is recommended that you enroll in this type of insurance soon after reaching retirement age so don’t dely.  Every year will bring an increase in premiums if you delay signing up.  There is no excuse not to get coverage when you can enroll in this vital insurance program without even leaving your home.

How It Works

Generally, before you can Medigap plan, you have to be at least 65 and enrolled in Original Medicare Part A and Medicare Part B.  You apply for a Medigap plan offered by a health insurance company.  These plans only cover one person, so if you and your spouse both want Medigap coverage, you will each need a plan.  It does not have to be the same plan.

Before you get Medigap coverage you should be familiar with what it is.  Remember, Medigap is structured in a way that all the plans of the same name offer the same coverage regardless of the company that offers it.  Therefore, your challenge boils down to being familiar with what each of the coverage benefits are so that you know exactly what to expect from the available options.  This will help you determine which is best for you.

 

Medigap Eligibility Requirements

Medigap coverage works only in conjunction with Medicare Part A and Part B.  Acceptance of your Medigap application is guaranteed if you are 65 or older and apply within six months of your initial enrollment in Part N of Medicare.  Pre-existing conditions are usually waived during this period of time as well.

Here are the most common Medigap coverage benefits and what each does for your medical needs.

Medicare Part A Coinsurance

  • Available in all Medigap Plans A through N
  • Requires participants to pay for a share of the costs of the services needed
  • Applicable after your deductible has been covered

Example: Suppose you have a Medicare Part A service and your coinsurance states that you pay for 20% of the fee for that service; in terms, this means that your Medigap coverage takes care of the remaining 80% of the bill.

Medicare Part B Coinsurance
  • Available in all Medigap Plans A through N with limitations specific to Plans K and L
  • Similar to coinsurance for Medicare Part A except that it pertains only to service that fall under the Medicare Part B classification
  • Using medical services that falls under Medicare Part B you pay the coinsurance rates as specified in your plan while your Medigap coverage shoulders the remaining charge of the bill
Blood Coverage
  • This coverage comes with all Medigap Plans from A to N with special limits to Plans K and L
  • All Medigap offers blood transfusions of up to 3 pints
  • Patients must pay for any additional blood that is needed after they use their 3 pints
Medicare Part A Hospice Care Coinsurance
  • This coverage comes with all Medigap Plans from A to N
  • Similar to Part A and Part B coinsurance except it is specific to hospice care
  • If hospice eligible your insurer pays for the charges remaining after you paid your share
Skilled Nursing Facilities
  • Certain limited care that is provided at skilled nursing facilities
  • Most cover 50 to 100% of the coinsurance for hospice care
  • Medicare Part A and Medicare Part B do not include this benefit on their own
Foreign Travel
  • Medicare provides coverage only in the U.S. and its terriorties
  • Medigap plans are purchased to cover foreign travel emergencies as limited on their plans
  • If you are traveling outside of the U.S. often consider Medigap Plan C, D, F, G, M, or

Learn more about Medigap plans and rates at http://emedigap-plans.com.  Medigap Insurance brokers will help you compare Medigap Insurance rates and plans.  To talk to an expert in Medigap coverage call toll free 888-452-7949 today!

Medigap Insurance Plans

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