Livingston Reporting - page 181

Servicing Medical Equipment Using Refurbished Replacement Parts

Posted on by Creative Programs and Systems

Are you wondering if it is safe to buy refurbished linear accelerators?  Thanks to the unrelenting spirit of radiation technology expert’s linear accelerators continue to maintain their place among the most sophisticated tools in the treatment of cancer.  They produce and deliver radiation with the utmost precision and thus are one of the main equipment sources in our fight against cancer.  In order to stay within a budget for medical equipment, medical facilities often consider refurbished equipment such as linear accelerators.

A refurbished linear accelerator does not mean that the machine is faulty or ineffective.  In fact many times a refurbished linear accelerator is tested more thoroughly then new OEM equipment.  A refurbished linear accelerator may have been used, parts replaced but still in pristine conditions.  The machine might have been used in one of the largest institution and perhaps it has been sold because they have upgraded theirs or have proceeded with a new machine or option in treatment.

There are many reasons to invest in a refurbished linear accelerator.  It allows you to meet the new challenges in treatment without maximizing the budget on a single piece of machinery.  This is extremely helpful when opening a center, expanding a facility, bringing new treatments to your hospital, when budgeting is crucial.

Refurbished linear accelerators are pretty much essential so having a back up piece of equipment often pays off in a big way.  When your main machinery fails your facility will not experience a stall in treatment because you have furnished your facility with a spare refurbished linear accelerator.

When you are able to invest in more machinery your facility may be able to offer more and better treatment.  The new refurbished equipment will allow your medical facility to turn into the go-to location for treatment therefore leading to expansion.

Refurbished medical equipment allows facilities to have peace of mind.  Reliable equipment that has been tested relentlessly can live up to providing proper treatment to patients.  When equipment needs to be maintained hiring a specialized medical equipment service company is important.  Many times refurbished components can actually be used to maintain and repair equipment.

Outsourcing medical equipment repairs also saves companies money as they are not required to keep a technician on staff. A reliable repair team that is able to service your machinery as repairs and maintenance are needed remain a part of the crucial aspects of ensuring the prosperity of your facility and the positive results of treatment.

Acceletronics is an independent service company dedicated to delivering the best equipment performance and service reliability from Linear Accelerators and CT Scanners across all major brands and models. Learn more about Acceletronics and their selection of new and refurbished linear accelerators and CT scanners today at http://www.acceletronics.com.  To contact one of our LINAC experts call 610.524.3300.

Acceletronics

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What is Medicare Supplemental Insurance in Texas

Posted on by Creative Programs and Systems

Medicare supplemental insurance is provided by the government for seniors (65 years of age or older) or for people who are eligible due to a disability. Eligible candidates for Medigap all get the same level of coverage and benefits. This program has helped a number of individuals with the health care that they need at affordable prices.

Finding the right Medicare supplement insurance in Texas can be quite overwhelming, especially if they are already sick. It is advised to figure insurance issues out when you are healthy because resolving insurance issues can be a bit stressful when you are worried about your health.

Medicare supplement insurance is purchased to close the gaps in Medicare coverage. Medicare does not simply cover every aspect of healthcare but it was meant to provide an economical means to get the most benefits of health care. Note: It wasn’t intended to fully replace traditional health insurance.

Medigap supplemental insurance in Texas provides added benefits such as dental care, hearing care, and vision care that are offered under different plans. Seniors can benefit a lot from the added coverage provided by this insurance. Many people are reluctant to spend money on additional insurance policy rather they depend solely on Medicare. This can be troublesome in the event that Medicare coverage reaches its limit.

Seniors who are now running on a low budget due to rapidly growing inflation and several other factors that have led in adjusting their cost of living are now forced to find every means of saving possible. The Medicare supplement insurance in Texas may be just the area to save.

As stated above, Medicare was never intended to eliminate traditional health insurance. Many people have come to discover that upon resigning the health insurance that was offered was not enough to spend an extended period of time in a hospital.  If an individual requires health care for a long term or an extended period of time they will realize that over 60% of their final bill will be from their pockets. However, this can be avoided it such individual purchases Blue Cross of Texas Medicare supplement insurance.

The benefits of Medigap have turned out to be valuable, particularly for those living on a fixed income. To enjoy the numerous benefits of Texas Medicare Supplement insurance, you’ll have to pick a policy that best fits your individual situation. Questions like: what kind of prescription drug care do I really need or what does Plan A cover? If you find these questions difficult to answer, you may find help from someone in Texas who is experienced in all the Medicare supplement insurance and how each plan work. Once you have decided on a policy, focus on the application process, and start paying the premiums. Surely, you’ll be compensated with significant benefits.

Learn more about Texas Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/medicare-supplement-plans-texas.  Our Texas Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Texas.  To talk to an expert in Texas Medicare coverage toll free 877-202-9248 today!

Medicare Supplemental Insurance- Texas

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Should I research Medigap before buying a policy in Tennessee?

Posted on by Creative Programs and Systems

As your open enrollment period begins in Tennessee you might receive a lot of attention to sign up for Medigap or more commonly known as Medicare Supplemental Insurance. If you are not sure when the open enrollment starts, it automatically starts the month you turn 65 and have both Medicare part A and part B. If you miss this enrollment period, you still might be able to get a plan, but it will cost you more money.

Researching Medigap, a key to finding the best plan!

We recommend you do your own research before you talk to someone about Medigap. That way you know a little bit about the topic and know what the agent is talking about. This also allows you to pick the right plan for you; of course you can also get the agents opinion. You can find a lot of great information on our blog and you’re more than welcome to contact one of our Tennessee agents at 888-452-7949.

Research all the Medigap plans

With 10 Tennessee plans to choose from you have some thinking to do. We get a lot of calls that ask what the most popular plans are and we would have to say Plan F and Plan G are the most popular plans. However, you might not need all the coverage and could save some money by going with a different plan. Here is a Medigap plan chart to visually help you.

I’ve researched online now what?

Once you have read about Medigap plans, we would suggest contacting one of our US based licensed agents. Our agents are free to talk to about Medigap, friendly and have a ton of experience with all the plans. If you want a ballpark price on one of the plans you can also fill out or free online quote tool. This tool allows you to compare plans based on price.

Learn more about Medigap plans & rates in Tennessee at http://emedigap-plans.com/tennessee-medicare-supplement-plans.  Our Tennessee Medigap Insurance brokers will help you compare Medigap Insurance rates and plans in Tennessee today.  To talk to an expert in Tennessee Medigap coverage call toll free 888-452-7949 today!

Medigap TN

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Medicare Supplemental Insurance in New York

Posted on by Creative Programs and Systems

People who have sought Medicare for their family would be aware of its potential prospects and its benefits. They would be taking adequate steps in making sure that they go for Medicare as soon as possible in their lives since this is one effective way to save money on healthcare expenses. There are two Plans of Medicare- Plan A and Plan B and both have undeniably important roles to play.

Still, there may be clauses that Medicare might not be covered in these two plans, and this is why today there is a plethora of Medicare supplemental insurance in New York. These policies are available locally in each state, and their clauses and premiums would vary too. Yet, these supplemental insurance policies are in great demand by those who are nearing sixties or in their mid-sixties. We shall now check on the areas that Medicare cover and the ones that require Medicare supplemental insurance.

What are the areas that Medicare plans usually cover?

Medicare Plan A would cover hospitalization, nursing and even home health care services cost. This you would get automatically if you have Medicare Plan A. Plan B is for covering doctor bills, and for purchasing regular medical supplies. Plan A would work without your monthly premium while Plan B would require you to pay the monthly premium. There is no necessity for you to select both the plans compulsorily at all. Many organizations, public and private encourage their staff to go for these but there are certain areas, which do not cover under these two plans. That is why today Medigap plans or Medicare supplemental insurance in New York has come up to fill in the void.

What are the areas that Medicare plans do not cover?

From custodial long-term care to eye related, dental related examinations and cosmetic surgeries, acupuncture, hearing aids and even foot related ailments do not fall under any of the two plans. Medigap or Medicare Supplemental plans come in here offering 10 standardized plans. These plans are lettered as A, B, C, D, F, G, K, L, M and N. People, who have crossed the age of 65, and eligible for Social Security or Railroad Retirement benefits, are also qualified for these Medigap plans.

Further, those who are at the end stage of the renal disease also are eligible to get the Medigap plans. However, from Medicare itself, you would be able to get an information booklet where all the details and further FAQ’s would be there to answer even other queries.

Selecting the right Medicare Supplement Plans

From the Medicare’s official website itself, one can get the names of the popular Medicare supplemental insurance in New York and they can pick the right one from here. While a few people might take time and read through individually all the policies, many others might simply prefer to compare the plans and then opt. Yes, right under the heading of “Supplements and Other Insurance” one would be capable to get “How to Compare Medigap Policies”. This would be able to offer detailed comparisons between all the policies in your state.

Learn more about New York Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/New York-medicare-supplement-plans.  Our New York Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in New York.  To talk to an expert in New York Medicare coverage toll free 877-202-9248 today!

Medicare Supplemental- New York

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How Do I Buy Medicare Supplemental Insurance Plans In Michigan

Posted on by Creative Programs and Systems

The cost of Medicare Supplement plans in Michigan may vary depending on a number of factors like the provider and the area in which you reside. However, Medicare benefits are consistent between planned letter types, regardless of where you live. It is left for you to discover what Medicare policies are available for you, and decide on which plan type is the most appropriate for your budget and health needs.

Medicare plans in Michigan are designed to help Medigap beneficiaries pay for the cost associated with traditional health care, Part A and Part B, including deductibles, coinsurance, and copayments. Medicare Part C is also known as the Medicare Advantage and these plans can’t cater for it. There are 10 standardized Medicare Supplement plans available Michigan, and each plan is distinguished by one of 10 letters (A, B, C, D, F, G, K, L, M, and N), with plans of the same letter offering the same benefits.

Buying Medicare Supplemental Insurance in Michigan

Before buying Medicare insurance in Michigan, it is best if you understand the different types of plans available and what they offer.

Part A

Part A coverage doesn’t start until you have met a deductible of $1, 132 during a period of time known as a “benefit period”. That period starts on the day you enter the hospital or a nursing facility and runs until you have not received hospital care for 60 consecutive days.

Part B

Part B caters for home health care, outpatient care, lab test, doctor care, and other services from non-hospital providers. An annual deductible of $162 is incurred, after which it pays for 80% of a pre-approved rate for services from health care providers while you are responsible for the remaining 20%. You will also be responsible for the excess if your doctor charges more than Medicare’s rate.

PLAN A

  • Part A coinsurance, plus 1 year coverage after Medicare benefits end
  • Hospice coinsurance
  • First 3 pints of blood each year
  • Part B coinsurance

PLAN C

  • Part A coinsurance, plus 1 year coverage after Medicare benefits end
  • Part A inpatient hospital deductible
  • Part B coinsurance
  • Part B deductible
  • First 3 pints of blood each year
  • Skilled nursing facility coinsurance
  • Hospice coinsurance
  • Emergency care in a foreign country: 80% of the cost of emergency care during the first 60 days of each outing, after which you pay a deductible of $250, subject to a $50,000 lifetime validity, if such care would have been covered by Medicare if provided in the U.S.

PLAN F

  • Part A coinsurance, plus 1 year coverage after Medicare benefits end
  • Part A impatient hospital deductible
  • Part B deductible
  • Part B coinsurance
  • Hospice coinsurance
  • Emergency care in a foreign country: 80% of the cost of emergency care during the first 60 days of each outing, after which you pay a deductible of $250, subject to a $50,000 lifetime validity, if such care would have been covered by Medicare if provided in the U.S.
  • Part B excess: 100% of the excess charge above Medicare’s usual charge if medical provider does not accept Medicare assignment, subject to Federal/State mandated limit.

It is recommended that you carefully evaluate these plans when you shop for your own coverage.

Learn more about Michigan Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/michigan-medicare-supplement-plans.  Our Michigan Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Michigan.  To talk to an expert in Michigan Medicare coverage toll free 877-202-9248 today!

Medicare Supplemental Insurance- Michigan

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How and When To Change Michigan Medigap Plans

Posted on by Creative Programs and Systems

A brief overview on Michigan Medigap:

Medigap is supplemental insurance for Medicare. If you have Medicare Part A and Part B, You might have heard of Medigap or also known as Medicare Supplemental Insurance. This type of insurance is for individuals that need more coverage then just Part A and Part B of Medicare. It is sold by private insurance companies and all the plans are regulated by the federal government. If you need more information on Medigap please feel free to browse our blog or website. Now that you know more about the topic, let’s move on to why you would need to change plans.

Why would I need to switch my Medigap policy?

As your medical needs change over time, you might want to look over your policy. Maybe you need more coverage or maybe you need less coverage? Or maybe you can’t afford your current plan and need to switch. Medicare.gov does a great job covering this and breaks it down to 4 parts. You can read about that here.

When can I switch?

This becomes tricky as a lot of variables come into play when trying to switch plans. In most cases, you are “locked” into a plan, but like I said it really depends on things like: did you just get the plan? Or are you within your 6-month open enrollment period? If you are not sure you can give us a call and double check. We have USA, Licensed agents ready and happy to help.

Medigap free look period

If you decided to change your plan for whatever reason, you have what is called a Medigap “free look period”. This allows you to take 30 days and decide if you want the new policy. This period starts when you sign up for the new plan. We recommend not canceling your 1st plan, just in case you want to go back to it. However, this means you have to pay for both plans. Once you determine what plan you want to go with you have to cancel the other one.

Learn more about Medigap plans & rates in Michigan at http://emedigap-plans.com/michigan-medicare-supplement-plans.  Our Michigan Medigap Insurance brokers will help you compare Medigap Insurance rates and plans in Michigan today.  To talk to an expert in Michigan Medigap coverage call toll free 888-452-7949 today!

Medigap MI

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Healthy Eating Tips for Senior Citizens

Posted on by Creative Programs and Systems

When we get older our bodies have different dietary demands. You can’t eat like your 30’s or even 40’s anymore and a lot of people know this but never change their eating habits. Eating healthy can be a challenge, but our bodies count on us to nourish them. Over the past decade food has also changed. With unknown additives and sugar alternatives, some seniors don’t know that these additives can be dangerous. Here are a few tips that not only work well for senior citizens but for a majority of people.

Eat Local Organic Produce.

A bonus to going out to your local farmers market allows you to meet new people and get a little exercise. The main thing is to buy locally grown, organic produce. Farmer markets are usually cheaper and better quality produce then big brick and mortar stores. Another thing about buying from the market is it allows you to ask questions about the produce that you couldn’t from a retailer.

Don’t have an aptitude?

If you are having issues eating, or don’t like certain foods any more a great way to overcome this is to dine with friends or family. See what your friends or family wants to eat and try new things. You could even have them cook for you on certain days. If you are concerned about losing weight or can’t eat very well, it might be time to talk to your physician or doctor. Let someone know if you have issues eating.

Need Help Grocery Shopping?

If you can’t seem to get to the grocery store, ask a family member for help! If that is not possible, you can ask the grocery store for help, or maybe people from church. Church’s have volunteers that will be happy to assist you! Just remember to give them a list of grocery’s you need and keep it healthy.

Learn more about Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com.  Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans.  To talk to an expert in Medicare coverage toll free 877-202-9248 today!

Medicare Supplemental Insurance Plans

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Considering Medicare supplemental Insurance in Arizona?

Posted on by Creative Programs and Systems

Researching Supplemental Insurance for Medicare can almost be a part time job or a chore. We are here to help guide you along the path of choosing the right plan for your medical needs. Those of you that have a Medicare plan in Arizona know that it is not perfect and could use some improving. That is why private insurance companies like us offer supplemental insurance or also known as Medigap plans.

These plans are designed to help cover your medical expensive; as we know Medical bills in Arizona can be expensive. However, with 10 different plans to choice from, it is no easy task. In 2017 you have a number of different research options.

You can find a lot of information online about supplemental insurance; this blog for example has a lot of information. You can also visit government regulated sites (https://www.medicare.gov/) that you can trust. Please be aware that not all information you read online is accurate.

Friends and family are another good source of information, especially if they live in Arizona or currently have Medicare. You might have some friends or family friends that are 65 or older that have Medicare Supplemental Insurance. So they have some knowledge on the topic.

Social media like facebook is another option that you can find information on Medigap. You can join groups where people get on and talk about Medicare.

Cost is a big concern while researching Medicare Supplemental Insurance

When customers call our office usually the main question is how much is this going to cost? When in reality the main question should be “what is the right plan for me, that fit’s my budget”. We can answer these questions in greater detail but we need some information from you. If you are looking for pricing on Medicare Supplemental Insurance in Arizona it is best to call us at 877-202-9248. We also have a free quote tool that you can find here.

Learn more about Arizona Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/arizona-medicare-supplement-plans.  Our Arizona Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Arizona.  To talk to an expert in Arizona Medicare coverage toll free 877-202-9248 today!

Medicare Supplemental Insurance- Arizona

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Comparing Medigap Plans in Texas

Posted on by Creative Programs and Systems

The older we get, the more we realize that our bodies need more than the usual care and attention it has survived on all these years. It becomes obvious to us that if we want to age with grace without being a burden to the younger generation we need timely access to quality medical care. Quality does not come without a price and if you don’t have a health care plan in place it is possible to use up your savings on just health care management.

But here comes Medigap, the perfect solution to your healthcare management. Medigap is available all over the states with peculiarities for each region. You can have Texas Medigap quotes and rates if you reside here in Texas or have plans to relocate here very soon. You can also compare TX Medigap plans to make the best of the options available to you and enjoy your later years in good health.

Medicare is a health insurance scheme funded with taxpayer’s money to ensure continuous access to health care for the vulnerable. It is a federal health care plan for the elderly, specifically from age 65 while persons younger than 65 can have access to this service if they have disabilities or End-Stage Renal Disease (ESRD).

The Medicare program is highly beneficial and thus recommended to reduce unnecessary financial burden and the need for dependency. Though a standardized health care program, there are plans with specific objectives, so Senior citizens and other permitted categories in Texas can actually choose any option from the range of options. There are presently10 Medigap plans to choose from in Texas and they include the following:

  • Medicare part A Coinsurance & Hospital costs
  • Medicare Part B Coinsurance or copayment
  • Blood (The first 3 pints)
  • Part A Hospice Care Coinsurance/copayment
  • Skilled Nursing Care Coinsurance
  • Medicare Part A deductible
  • Medicare Part B deductible
  • Medicare Part B excess charges
  • Foreign Travel Exchange
  • Out-of-pocket Limit

There are terms and conditions for each of this  plans, thus the need to make comparisons and make sure that applicants in this scheme have access to affordable health care coverage.

Comparing Medigap quotes in Texas is actually a simple process as there are Medigap Insurance companies to on ground to explain what each plan entails and guide you through this process.

The different insurance providers in Texas offer different Medigap rates/quotes which can be compared based on expectations and funds available for your health care. Information on the specifications, guarantees and limitations of the TX Medigap plans is the basis for comparison.

We have licensed Medigap agents that will ensure you have quotes and rates from multiple insurance providers. We can help you decide on which Texas Medigap rates/quotes is the best fit for you. Contact us today and enjoy the best health in good hands.

It should be noted that Medigap plans are for the elderly but not limited to them as younger persons with disabilities or ESRD are also included in the plans. Whatever the case at hand, you can be sure that your needs will be well taken care of as Medigap in Texas does a great job of filling on the gap for Medicare.

Learn more about Medigap plans & rates in Texas at http://emedigap-plans.com/texas-medigap-insurance.plans.php.  Our Texas Medigap Insurance brokers will help you compare Medigap Insurance rates and plans in Texas today.  To talk to an expert in Texas Medigap coverage call toll free 888-452-7949 today!

Medigap TX

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5 Important Facts That You Should Know About Medigap in NY

Posted on by Creative Programs and Systems

If you reside in New York and still wondering what a Medicare supplement is, well, to clear the dark cloud, Medicare supplement, also known as Medigap Insurance is a private health insurance policy that supplements the original Medicare plan. This means that Medigap covers part of the medical expenses that are not covered by Medicare. However, many people think that a Medicare supplement is a way to win Medicare benefits, but this is wrong.

Some details surrounding Medicare supplement insurance are confusing. If you act with the wrong information, it could lead to regrets down the road, so it’s wise to fortify yourself with these 5 important facts before purchasing a supplement plan in New York.

  • Medigap policies are meant to bridge the gaps that Medicare does not cover. Hence to get a supplement, you have to pay an additional fee on top of your Medicare plans. It’s a must to have Medicare part A & B before you can purchase a supplement.
  • In New York and other states, Medicare has ten standardized supplement plans – Plan A, B, C, D, F, G, K, L, M and Plan N. Medigap plans in New York are the same regardless of age or health status. However, the prices vary among different companies that operate in the state. So make sure you do thorough research and compare prices before you purchase a supplement plan. It pays to check with various companies available in your area before buying so that you can choose a plan that fit into your budget and health requirement, and not all companies offer all 10 plans.
  • In New York and other states, Medicare has ten standardized supplement plans – Plan A, B, C, D, F, G, K, L, M and Plan N. Medigap plans in New York are the same regardless of age or health status. However, the prices vary among different companies that operate in the state. So make sure you do thorough research and compare prices before you purchase a supplement plan. It pays to check with various companies available in your area before buying so that you can choose a plan that fit into your budget and health requirement, and not all companies offer all 10 plans.
  • Unlike in the past where one cannot get prescription coverage through Medicare, the current law stipulates that you can now get prescription coverage through Medicare. However, you cannot get prescription coverage from Medigap because there are no more gaps. So you can only get one through Medicare. However, if you need prescription coverage, kindly visit the official Medicare website and you will be instructed on how to fix the problem.
  • The law states that it is an offense to try to sell additional plans aside from the 10 standardized plans. The standard plans offer a wide range of options from which you can choose the right plan that is best for you. Run with a light speed from any agent or company that tries to sell any additional Medicare supplement coverage. It is unnecessary.

Finding the right Medigap Coverage in New York doesn’t have to be a challenge.  With these helpful facts coupled with your little research, you can easily get an appropriate coverage that is best for you.

Learn more about Medigap plans and rates at http://emedigap-plans.com/new-york-medigap-insurance-plans.  Medigap Insurance brokers will help you compare Medigap Insurance rates and plans.  To talk to an expert in Medigap coverage call toll free 888.404.5049 today!

Medigap Insurance Plans, Medigap NY

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