Livingston Reporting - page 144

5 Ways Aluminum Fencing Secures Your Swimming Pool

Posted on by Creative Programs and Systems

While having a swimming pool in the backyard is a wonderful addition to a home, not only for families to enjoy during hot summers, but to also increase the value of a property, this wonderful addition poses a variety of hazards. According to the National Swimming Pool Foundation, there are more than 200 reported accidental drownings each year, which why homeowners are implored to make swimming pool safety a priority, especially where there are unsupervised children and pets around the home.

A lot of weight has been placed on regulating and enforcing swimming pool fence requirements, which has saved many lives and ornamental aluminum pool fence is the most popular type of fence option particularly due to its durability and low maintenance properties.

  • Provides a sturdy connection

Aluminum pool fencing installation can be complete by homeowners looking for DYI and takes little to no time to put together, which begs the question; are aluminum fences sturdy enough that they won’t collapse? Is the fence loosely fitted and flimsy-looking?  Can a child or dog can knock it over? An aluminum pool fence requires surface mount posts or factory-welded flanges to mount it on after boring holes on the concrete around the swimming pool areas then re-cementing the poles. This installation process is what makes an aluminum swimming pool fence very strong and the best fence option to secure swimming pool areas.

  • Relatively conspicuous

When choosing a suitable fence for a swimming pool area, among the many things it should provide is visibility. Unlike other pool fence types such as vinyl or wood, an aluminum swimming pool fence is quite visible even in the dark and from afar.

  • Multiple applications

Choosing a fence for your property is a big decision and not only should you consider the security and aesthetics part, but a fence should also fit multiple functions. Aluminum fences are very strong and durable, and they fit in with any area and terrain.  This makes them ideal for homes or larger establishes to mark property lines and provide security.  Aluminum gates are also the best in that they come with self-closing and self-latching hardware making them

  • Design

Although an aluminum swimming pool fence has an open design, the spaces in between are small, which ensures that children or pets can’t squeeze between the poles to go into the pool area. The height of a swimming pool fence is equally important and a fence that’s being installed around a pool must meet with the state and local ordinances. Pool fences need to be high enough to keep people, especially kids, from climbing over and aluminum fences can be designed to meet the height safety requirements for a swimming pool fence.

  • Ground clearance and locking mechanism

The space between the bottom of a pool fence and the ground should be very small to keep children from crawling underneath or getting stuck in between. An aluminum pool gate should also be equipped with mechanically self-closing hinges and a reliable latch that automatically engages to secure your swimming pool area.

iFenceUSA is an online manufacturer and distributor of wholesale aluminum fencing. With over 18 styles of aluminum fence panels and gates to choose from, we have aluminum fences that will meet your wants and need.  Choose from custom aluminum fencing options including: Commercial Grade Aluminum Fencing, Residential Grade Aluminum Fencing, Pool Grade Aluminum Fencing, and Industrial Aluminum Fencing all at https://ifenceusa.com/.  For more information contact one of our aluminum fence experts toll free 800.762.2907 or via email at info@ifenceusa.com.

iFenceUSA

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5 Ways in Which Roofing Contractors Improve Your Roofs Longevity

Posted on by Creative Programs and Systems

Your home is one of the most important investments that you will make in your life and it only makes perfect sense to protect this investment by ensuring that you carry out regular maintenance and repairs to keep it in pristine conditions. Even though the roof is a fundamental element of a home, many homeowners are guilty of giving it little to no thought up until there is an issue or irreparable damage. Repairing a badly damaged roof is not only a costly undertaking, but it is also can be disrupting to everyday life.

Damage to your roof is inevitable, however, if it does occur and left untreated, several things can go wrong due to the insufficient care of shingles, which in turn, will shorten the life of your roof significantly. Your roof also serves as a great selling point and if it is well-maintained it will increase the resale value, therefore, hiring the professional services of roofing contractors for periodic inspections and installation will ensure your roof is free of insidious damages that may be occurring without your knowledge.

The most important part of the check-up is to follow through with repairs to the roofing problems. Consider the following ways which roofing contractors can improve your roofs longevity.

  • Uncover hidden damages

Preventative maintenance conducted by roofing contractors can expose small leaks and remedy them before they became major problems. The slightest leak that goes unattended can cause damage to the framing of the house and cause structural damage and can also compromise insulation and promote old growth that can lead to health problems. Additionally, leaks can contact electrical wiring and can create an open circuit that could lead to a fire if there is any break in the insulation.

  • Debris removal

The roof collects a lot of debris that can cause major damage to shingles and the roof structure. Before attending to any damages, shingle roofers will address the underlying problem, which is to clear the roof of debris that may block water flow in the gutters. Doing this beforehand will maintain the longevity of your roof because it’s free of fungal and algae growth that weaken the roofing structure.

  • Saves heating and cooling costs

Hiring roofing contractors will help in keeping the roof vents well ventilated because when heat and humidity become trapped, they cause damage to underpinnings and wood rafters in the attic of your home. Keeping a well-ventilated roof is a sure-fire way to save money on heating and cooling.

  • Climatic knowledge

Roofing contractors are the best people to seek advice from about the most climate-suitable roofing product for your region to prevent inclement weather from causing irreparable damage to your roof.

  • Building code familiarity

Hiring roofing contractors who are well-versed in the building codes in your area will ensure your home complies with the latest requirements, thus keeping your roof protected from the elements in the future.

Learn more about Home Pro Roofing and their vast line of custom roofing options installed by professional roofing contractors including: asphalt shingle roofing, metal roofing, roof repair, and new roof installation at www.homeproroofingmi.com.  Our roofing contractors offer services throughout Michigan including: Kalamazoo, Brighton, Lansing, and the surrounding areas.

Home Pro Roofing MI

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5 Ways Managed IT Services Benefit Your Company

Posted on by Creative Programs and Systems

All businesses need proactive support to identify and manage IT issues before they occur and regardless of the business niche or size, companies can benefit from outsourcing a skilled managed IT services provider to handle issues with their IT infrastructure. In essence, a managed IT service or IT consulting firm allows a business to offload its IT operation.  The IT company assumes the ongoing responsibility for 24-hour monitoring, managing, and problem resolution for the IT systems and network within the company.

Businesses that need to compete effectively and remain relevant require technology to operate efficiently in this increasingly complex IT environment.  A business operating with a managed IT service focuses on the prevention of critical networking devices fail issues before they disrupt employees, management as well as clients. It is quite clear that a company will notice a significant improvement in their operations when they have a well-maintained and proactive IT services, network monitoring, and system optimization.

  • Unlimited Access

It is frustrating to suddenly have a systems issue in the middle of a busy day and even more frustrating if you are unable to access the support you need in a timely manner. Managed IT services provide network monitoring 24 hours per day and clients also have immediate access to the latest technology and innovative business grade solutions that maximize uptime and profitability such as remote monitoring and management (RMM), cloud computing, as well as backup and disaster recovery and, commercial IT services.

  • Reduced Operating Cost

Outsourcing the services of an IT computing consulting firm enables companies to hire highly skilled consultants as opposed to hiring, training and retaining a new worker, which can be costly. It lowers salary, marketing, training costs, and gives a business the flexibility to scale rapidly or slow down their operations as needed.

  • Enhance Security

There is a growing need for businesses to protect confidential information of their company and that of their clients from headline-grabbing stories we’ve all heard about such as security breaches, information theft, or software bugs. It’s the responsibility of a managed IT services provider to be aware of such risks and apply the appropriate data and compliance protection procedures that ensure a business doesn’t fall victim to security threats.

  • Disaster Recovery Services

Having an IT disaster recovery plan in place is a critical requirement for any business to prepare itself in the event of any hardware failure, natural disasters, cyber-attacks, human error, data loss. Managed IT services cover all the bases by taking into account the complete spectrum of potential interruptions and use advanced approaches and solutions to guarantee IT systems resilience, uptime, availability, and disaster recovery.

  • Minimize Downtime

Downtime is not only wasted time and resources, but it also hurts a business financially and its credibility. A managed IT services provider can identify and fix a potential problem before they occur, which in turn, reduces downtime significantly, increases productivity and limits unnecessary business expenses.

Learn more about Creative Programs and Systems, CPS, and the IT solutions they provide including IT consulting, computer consulting, network consulting, networking, server installation, IT disaster recovery, computer repair, virus removal, malware removal, computer tune ups, data backup systems, computer troubleshooting, structured cabling, low voltage wiring, website design, graphic design, logo design, website hosting, search engine placement, iphone app programming, android app programming, and custom programming at www.cpsmi.com.  To contact one of our IT experts, call 810.224.5252 today or via email at info@cpsmi.com.

Creative Programs and Systems

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5 Ways Flexible Product Packaging Can Improve Sales

Posted on by Creative Programs and Systems

Did you know that forty percent of online shoppers say they are more inclined to buy a product that is well-presented? Having a great product on the market is one thing, but what the above statistic suggests is that business owners have a unique opportunity to control how consumers view and engage with their products. Packaging is an extension of your brand identity. How you chose to present your products to the world should speak volumes about your business and innovative packaging can generate a buzz effortlessly without you having to hold a full-blown campaign to advertise or market your product.

Exactly what flexible packaging does. It functions as a cost-effective advertising technique that simultaneously protects your product, enhances its aesthetics, inspires confidence, and makes your products stand out. Customers will always respond positively to personalized and creative packaging, therefore, details matter, which is why any effort you put toward making your products as enticing as possible goes a long way.

The following are ways that flexible packaging can improve sales:

  • Increased Safety

Flexible packing such as stand up pouch bags or resealable zipper pouches are made from FDA approved high-grade materials, which are contaminant-free, safe and strong enough to protect packaged products from physical damage during transportation and exposure from environmental hazards. Consumers are bound to purchase a product that they are confident that it won’t be harmful to them.

  • Convenience

Label specialists have ensured that flexible packages are designed with added features such as zip locks, sprouts, resealable seals, to make them re-usable and continent. This ease of convenience has been well-received especially by parents who look are constantly looking for manageable ways to pack their kid’s lunches and its also good news for manufacturers and entrepreneurs because they know that their product will move instead of stalling on the supermarket shelves.

  • Inspires Loyalty

Attractive packaging evokes a positive reaction from consumers looking through a wide variety of products. Flexible packaging makes products stand out on the shelves from the competition’s, it increases brand visibility and most importantly, it leads to repeat purchases, increased sales, and referrals from satisfied customers.

  • Environmentally Friendly

In addition to enhancing product safety, flexible packaging’s unique attributes allow brands to achieve compactness and durable barrier while leaving the lowest possible carbon footprint. Not only are flexible packages recyclable, but they also reduce, transportation costs, energy output and most importantly, reduce carbon emissions because it’s easier to ship than rigid materials and manufactures can move more products with fewer trucks. Businesses that use sustainable business practices to meet both environmental and consumer demands yield benefits because environmentally-conscious consumers are more likely to become loyal customers.

  • Attractive Packaging

How many times have you bought something even though you weren’t planning to just because it looked attractive? The flexible packaging design process produces vivid graphics that not only elicit interest from buyers, but it also evokes impulse buying, which in turn increases sales.  Ninety percent of all product purchases are made on instinct, another great reason for an attractive, eye-catching package and label design.

Learn more about Anchor Printing and their vast line of custom product label & packaging options including: Shrink Sleeve Labels, Flexible Packaging, Roll-Fed Labeling, Pressure Sensitive and Cut & Stack Labels at http://anchorprinting.com/flexible-packaging.php.  To contact one of our label specialists, call toll free at 800.748.0209 or via email at info@anchorprinting.com.

Anchor Printing

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5 Ways Purchasing Refurbished Equipment Benefits Your Company

Posted on by Creative Programs and Systems

Any credible method that you can use to cut costs, lower your overhead, and still make money while growing their business, without compromising quality is always recommended. Therefore, don’t close the door on getting what you need when you are on a limited budget as tends to happen in many businesses because there are cost-effective ways to make significant savings when you purchase refurbished equipment. You may just shave a few hundred dollars off your operating costs. Consider the following:

  • Cost Savings

Take this, for example, if you are a medical or radiation oncologist running a private clinic to treat cancer patients, you already know that a linear accelerator costs a pretty penny, therefore, you do all you can to avoid purchasing a new one, right? Buying a refurbished linear accelerator from a reputable service company that specializes in the upgrade, repair and maintenance of linear accelerators and CT scanners would save you a lot of money.

  • Preserving Compatibility

When you need to replace broken equipment or parts, and you must use the same equipment with the same specifications (as some policies may stipulate), it’s easy to find the exact match from a supplier of refurbished linear accelerator or CT scanners, that will be much cheaper than a purchasing the original parts. If you are purchasing parts from a reputable service company, the good thing is that they ensure that the refurbished equipment is thoroughly tested before re-selling it to ensure that it’s safe to use.

  • Save On Software Licensing

If you have been using an older version of a linear accelerator and you want to upgrade it, buying a license for new parts will cost you more than buying the same refurbished parts for a whole lot less, and chances are, they may still have the original license. Recycling licenses will reduce spending, support and maintenance costs as well as increase the efficiency and value of your equipment without breaking the bank.

  • Sustainability

You will be doing your small part in the way of reducing the increasing volumes of e-waste being generated every year by purchasing a refurbished linear accelerator or CT scanners. The sheer amount of electronic equipment that is disposed of every day contain materials that render them hazardous. While such equipment can be reused, refurbished, or recycled but our reliance on new products has led to the rise of e-waste. Therefore, before you buy a brand-new device, it’s important to consider upgrading the hardware or software of your old equipment if it hasn’t reached its end of life or usefulness.

  • Reliability

Very little is known about the latest model of any device in the market, and you can experience unknown issues with such equipment and not have anyone that fully understands how to fix it. Buying a refurbished linear accelerator that has had plenty of time to be tested and certified to be safe can save you a lot of bother and unnecessary downtime.

Acceletronics is an independent service company dedicated to delivering the best equipment performance and service reliability from Linear Accelerators and CT Scanners across all major brands and models. Learn more about Acceletronics and their selection of new and refurbished linear accelerators and CT scanners today at http://www.acceletronics.com.  To contact one of our LINAC experts call 610.524.3300.

http://acceletronics.com/

Acceletronics

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5 Essential Estate Planning Tips

Posted on by Creative Programs and Systems

Many individuals think that estate planning is only for the elderly; something to consider only after you have hit the golden years of retirement.  However, the truth of the matter is that an estate plan is something that should be in place no matter what stage of life you are in. It doesn’t matter if you’re in your 20s, 30s or even 60s; you should plan out your estate just in case an emergency happens. There are more things to estate planning than just a will such as trusts, health care directives, and power of attorney. These legal documents will ensure that your wishes are known at the end of your life through your passing. Here are some very basic tips on estate planning:

  1. Living Wills

Life is uncertain, so if you aren’t capable of making decisions for yourself, a living will is a must. It’s a legal document that sets forth what you want in the event that you are in a coma or vegetative state. It will detail instructions and decisions for yourself when you are still alive. For reasons of legitimacy it is important to have an attorney assist in drawing up a living will for you.  This will help to ensure that your desires are followed.

 

  1. Draw Up a Will or Trust

Besides a living will, you should also create a will, trust or both.  These are documents that sets out your wishes after you die for your family and loved ones. This details everything from personal items to financial assets and what you’d like to do with them.  An estate planning attorney should be hired to help minimize tax liabilities to your heirs upon your passing.  A will is a complex document that spells out in detail what your desires are.  It should be updated throughout the year as major life changes occur that need to be taken into account.

 

  1. Appoint a Power of Attorney (POA)

If anything happens to you, it’s important to have someone you trust make decisions for you they will be the power of attorney over your estate. This person will distribute your assets as you have stated within your estate plan.  A medical power of attorney is an individual that you have appointed to make decisions regarding your medical care.   You can have one person for both positions or split the duties between two people that you know will make sure your wishes are met.

 

  1. Designate Guardians

If you have kids under 18 years old, then you’ll have to figure out who will take care of them when you no longer can. If your spouse or partner is still alive, guardianship will automatically go to them.  Before you make the decision, you should ask whoever you are thinking about making a guardian to see how they feel about such a responsibility. If they do not want this responsibility it is in your children’s best interest to make alternative arrangements.

The best advice that you can be given regrading your estate is to meet with an attorney that will serve as a personal representative of your legal desires.  Creating an estate plan is simple with the right guidance and with regular maintenance will stay current to ensure your loved ones are not burdened by probate upon your passing.

Learn more about attorney Sean J. Nichols and the legal services he provides for clients including: estate planning, elder law issues, Medicaid planning, elder care, probate law, guardianships, and power of attorney (POA) at www.seanjnichols.com.  To contact the offices of Sean J Nichols, call 734.386.0224 today.

 

Sean J. Nichols

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Differences Between LASIK and PRK

Posted on by Creative Programs and Systems

If you’re considering eye surgery for better vision without the need for glasses or contacts, you might have already started researching your options and come across LASIK and PRK. Although you’ve probably heard of LASIK, not many know what PRK is and the major differences between the two. Here’s a breakdown of the two and how each of the procedure differ from another so that you can make an informed decision as to which one is best for your vision needs:

What is PRK?

PRK is short for Photo Refractive Keratectomy, which is a type of laser eye surgery that is supposed to help with vision problems, such as astigmatism, farsightedness and nearsightedness. It was created before the now popular Laser-Assisted-In-Situ Keratomileusis, aka LASIK, and is still a popular choice for many when it comes to eye surgery. LASIK does the same thing to correct eye vision problems, but the technique is different than the one used for PRK. However, the goal of both procedures is to change the shape of a person’s cornea.

The Differences Between the Two

Although both aim to correct vision problems, the methods and techniques during surgery is what differentiates them. For LASIK, an eye surgeon will make an incision in the person’s cornea in order to create a flap that’s lifted up so that the laser can reshape the insides of the cornea. The surgical laser is controlled by a computer that will carefully reshape and repair any imperfections in the cornea’s curvature that lead to the vision problems in the first place. Then the flap is placed back and will heal over the reshaped part of the cornea after a couple of days.

When a person undergoes PRK, there is no flap inside the corneal tissue. Instead of the flap, the eye surgeon removes the outer layer of the cornea to expose a small area for a laser to reshape. Because of this, PRK is usually a better option for those who meet criteria like having chronically dry eyes.

But the biggest differences between the two types of vision surgeries are discomfort and how fast one’s vision recovers after the surgery. Those who underwent PRKs usually recover a bit longer than LASIK because the outer layer of their cornea needs more time to heal. After PRK eye surgery, patients are given prescription eye drops to reduce discomfort and promote healing.

The time it takes to heal from LASIK is much faster, with discomfort after surgery usually mild and short. Many can start to see normally after a few hours coming out of surgery, but it will take a few months before their vision reaches peak quality.

Contact Us

If you are looking to reduce or even get rid of your eye glasses and/or contacts let us at Rohr Eye & Laser Center help you! We offer several types of LASIK eye surgery including PRK, AK, CK, Cataracts surgery and more. We perform all these eye laser treatments with state of the art equipment. We are a leader in laser vision correction, and our goal is to help you achieve superior vision. Contact us today or view our website http://www.michiganlasik.com/  to schedule an appointment.

 

Michigan Lasik

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3 Signs You May Need a Water Softener

Posted on by Creative Programs and Systems

Are you noticing stains in your kitchen sink?  Is your skin dry and itchy?  These are both signs that you might have an issue with hard water.  The fix for hard water is most often the installation of a whole house water softener.  The installation of a water softening system will improve the natural life of the plumbing within the home, your appliances, your clothing and more.

A water softening system are designed to take out an increase in calcium and magnesium ions be means of an exchange with either sodium or potassium ions.  After this occurs the softening unit will regenerate and cleanse the systems of excess ions until they have been rejuvenated with new sodium or potassium ions.  It is important to know the level of your waters hardness when setting up the rate at which your family uses water.  It is important that the water you use every day is replenished in order to keep the build up of scale within your plumbing at a minimum while helping to improve your water heaters lifespan.

Here are some signs to help you determine if you need a new water softener installed or an older water softener replaced:

There is build up on appliances:

Can you see mineral deposits forming on coffee pot, the dishwasher, or other appliances?  If you can visually see this scale occurring, then image what is happening inside the pipes where you cannot see.  This scale will clog your homes plumbing and make it so that the water is not passing through the pipes as intended.  Hard water brings on a buildup of scale, eventually creating inefficient plumbing.  The hard, chalky substance, scale, is created from a build up of calcium and magnesium bicarbonate.  The technology within water softener systems helps reduce the scale build up with ions exchange technology.

Dry skin and hair:

Extra calcium and magnesium salts within your homes water causes itchy, dry skin and hair.  This is not something that can be overcome with soap and shampoo.  When the build up is too much the water will no longer bring nourishment to your skin and instead it dries it out.  The extra minerals found in the unsoftened water create an environment that doesn’t allow soap to be completely removed from the skin.

Clothing, sheets and blankets:

Are the fabrics within your home looking faded and feeling scratchy on your skin?  This can be do to hard water which contains an excess amount of mineral substances.  It will not matter what kind of laundry soap, softener, or fabric sheets are used while doing laundry, if you are doing your wash in untreated, unsoftened water.  The installation of the right water softener for your home and water can change this.

If you sense an issue with your homes water, it is probably time to have the water tested.  A professional water conditioning company will do a detailed analysis of the water coming into your home and prepare a report offering water treatment solutions to fix the issues with the water in your home.

At Reynolds Water Conditioning Company, we are here to help make sure our clients don’t buy water treatment systems that they don’t need.  We are here to make sure you find a water softening system that gives you the results you are looking for, whether it is to remove iron or odor from you water; we have a solution that will help!  For more information contact our experts at 800.572.9575 or at our website https://reynoldswater.com.

 

Reynolds Water

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Advantages of Purchasing Refurbished Radiation Oncology Equipment

Posted on by Creative Programs and Systems

Purchasing refurbished medical equipment is never a bad idea. Despite the allure of buying new radiation oncology equipment, purchasing a refurbished linear accelerator for your practice might be a better choice. There is a lot to consider when you’re getting ready to purchase radiation oncology equipment for your practice like space, budget, and personnel impacts.  Before you purchase all-new equipment consider just a few of the advantages of buying refurbished medical equipment below:

  1. Costs

The biggest advantage when buying refurbished linear accelerator equipment is the cost. Buying new can really blow your entire budget, but used ones can actually make your budget stretch more, allowing you to do other things for your practice. By going for the cheaper option, you still get a quality piece of equipment at a fraction of the cost of what you would pay for a new model.

 

  1. Buy More Equipment

If you’d like to offer more services to your patients, you can easily buy two or more pieces of radiation oncology equipment for your practice instead of just buying one new linear accelerator. This allows you to treat more patients for the price of what you would have spent if you only bought one machine. This way your practice can offer more appointments, getting more patients on the books and increasing your ROI.

 

  1. Use That Money Elsewhere

For the price you’ll buy for a refurbished linear accelerator, you can use that extra money to do other things that will benefit your practice. You can use that money to redesign the patient waiting room area or hire more staff for better customer service. If buying a used machine is just as good as a new one and will get the job done, why not use that extra money for good somewhere else? This way you’ll be able to grow your practice and expand its success.

 

  1. New Equipment For Half The Price

Refurbished pieces have been fixed by professionals to function like new, so you’ll get a practically brand-new linear accelerator affordably! Every refurbished piece is seen by a skilled medical technician before getting discharged back into service, so everything that needed fixing was fixed and you get something practically new without the new price tag.

As with any piece of medical equipment new or refurbished, there are times when equipment fails or needs maintenance.  For these instances there are professionals offering service and parts to repair and maintain linear accelerators.  Companies such as Radparts offer a huge selection of linear accelerator parts and innovative replacement and repair solutions that in many cases can save you up to 50% or more on your linear accelerator parts costs.

Learn more about Radparts and the variety of services and parts they offer to repair medical equipment including: linear accelerators parts, CT scanners parts, linac parts, and radiation oncology equipment at www.radparts.com.  To contact one of our medical equipment repair specialists for parts or service call toll free 877.704.3838 for 24/7/365 support.

RadParts

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Do My Spouse and I Carry the Same Medigap Insurance Policy?

Posted on by Creative Programs and Systems

Medigap Insurance is a supplemental insurance policy to Original Medicare since it doesn’t cover everything. Where Medicare Insurance falls short, Medigap is used to fill in the gaps. You can purchase Medigap from a private insurance company and use it to cover any expenses you might have under Medicare like deductible and co-pays left by Medicare Part A and Part B.

Medicare doesn’t cover things like dentures, long-term care like assisted living, hearing aids and exams, acupuncture, routine foot care and more.  Medigap supplemental insurance can cover these sorts of expenses, which is why many seniors opt to obtain Medicare supplemental insurance. To qualify for Medigap insurance enrollees must be enrolled in both Medicare Part A and Part B.

Medigap plans are no different than Medicare plans since they both over only cover one person’s health care coverage and not their spouse. Medigap only covers one person. Although you may be able to enroll in a Medigap insurance plan if you already have Original Medicare, your spouse can’t enroll under you. Your coverage does not extend to them. If your spouse is also eligible for Medicare, then they’ll have to enroll in a separate Medigap policy to get the same coverage as you. If you choose they can enroll in the same Medigap coverage that you are enrolled in.

If you want your spouse to be covered by Medigap, the best time for them to enroll is during their own Medigap Open Enrollment Period. This is a six-month time frame that starts on the first day of the month when they turn 65 are both enrolled in Medicare. During this time, an insurance company can’t utilize medical underwriting to deny coverage. Also, beneficiaries have the right to enroll in whatever plan they choose or want, even though some waiting periods may apply.

Medigap policies are priced depending on a number of factors like where you live, your gender and more.  Since plans can be affected by inflation, there can be a big difference in premiums for the same plan between different insurance carriers so shop around for the best price.

Learn more about Medigap plans and rates at http://emedigap-plans.com.  Medigap Insurance brokers will help you compare Medigap Insurance rates and plans.  To talk to an expert in Medigap coverage call toll free 888-452-7949!

 

Medigap Insurance Plans

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