Livingston Reporting - page 136

Creating a Long-Term Plan In Case Of Dementia

Posted on by Creative Programs and Systems

Dementia is not a single disease, but a collective term used to describe various symptoms of cognitive decline that occur as part of aging. A person with dementia will present various symptoms that someone else or even themselves may notice. Early symptoms, which are as a result of memory loss include

  • Forgetfulness especially with language
  • Disorientation
  • Mood and personality changes
  • Difficulty completing familiar tasks
  • Misplacing things
  • Problems with abstract thinking such as dealing with money

There are several types of dementia, which can range from mild cognitive impairment to severe dementia and because there is known known cure, early management of some demetia disorders, such as Alzheimer, is focused on providing care including ensuring the safety and comfort of the patient. Creating a dementia care plan is extremely important, and an elder care lawyer ensures that future long-term care, asset planning and management, retirement, social security, and many other needs of seniors are fulfilled.

An elder law firm handles a wide range of legal and sensitive matters that affect the elderly and their loved ones. Elder law planning also handles a variety of challenging issues that include:

  • Help with drafting wills and estate planning
  • Probate proceedings
  • Long-term health care planning
  • Housing opportunities
  • Durable financial powers of attorney
  • Help with the appointment of legal guardianship
  • Locating long-term care facilities

Our parents have taken care of us are entire lives.  It is only appropriate that we strive to do the same for them as to make their golden years as comfortable as possible. Elder law firms have attorneys that specialize in sensitive areas of law that affect the physical and emotional needs of older adults living.

Therefore, do not hesitate to contact an elder law attorney if you need help with issues like guardianship, long-term care options, financial planning, assisted living, and much more.   It is crucial to find an attorney that specializes in situations surrounding elder law when looking at creating a long-term plan for your care if you should be come debilitated.

Learn more about attorney Sean J. Nichols and the legal services he provides for clients including: estate planning, elder law issues, Medicaid planning, elder care, probate law, guardianships, and power of attorney (POA) at www.seanjnichols.com.  To contact the offices of Sean J Nichols, call 734.386.0224 today.

Sean J. Nichols

, , , ,

What Water Treatment Option Is Best For The Water In My Home

Posted on by Creative Programs and Systems

Regardless of whether your homes water is supplied through public or private water treatment facilities, the purpose of improving the quality of drinking water is to make it safe to drink and use, palatable, and sufficient enough to serve your entire home’s needs. Point-of-use (POU) technologies such as water softeners and reverse osmosis devices are commonly used to treat contaminants before the water is deemed safe to drink. A POU device can either be attached to the main faucet, installed under the sink and can also be set on the counter for the purposes of reducing contaminants in drinking water or to enhance the aesthetic quality of water supplied by a local public drinking water system.

A Point of Entry (POE) device, on the other hand, is a unit such as the ion filter that is installed to treat the water entering a house also to reduce contaminants in the water distributed throughout home intended for showering, washing dishes, clothes, flushing toilets, etc. You ‘may’ not need a water treatment unit in your home if you live in an area where you receive your water from public water suppliers, that is if your PWS meets all the requirements of the Safe Drinking Water Act. You still want to get your water tested first to determine if there are any contaminants present.

Individuals who have a private well also need to have their water tested for contaminants and use a home water treatment unit like an ion filter or water softener to lower any health-related contaminants and ensure that any water entering the house is safe for use. The reverse osmosis (RO) is a popular POU filtration unit with many homeowners because it removes impurities such as fluoride, lead, chlorine, pesticides nitrates, and sulfates. The ion filter system unit, on the other hand, provides both water softening and deionization water treatment option that removes every calcium or magnesium ion in hard water to produce soft contaminant-free water.

Reverse osmosis is, arguably, one of the most effective and efficient methods of treating and softening drinking and cooking water. It has an osmotic membrane chamber filled with tiny pores that only allows water molecules to pass through while contaminants such as calcium and magnesium are left behind as softened water is produced. To determine if any of the above water treatment options are suitable for your home ask for a professional water analysis.

At Reynolds Water Conditioning Company, we are here to help make sure our clients don’t buy water treatment systems that they don’t need.  We are here to make sure you find a water softening system that gives you the results you are looking for, whether it is to remove iron or odor from you water; we have a solution that will help!  For more information contact our experts at 800.572.9575 or at our website https://reynoldswater.com.

Reynolds Water

, , , ,

Choosing Replacement Parts For LINACS

Posted on by Creative Programs and Systems

LINACS, which is short for linear accelerator, is a very important piece of equipment in the medical world.  Linear accelerators utilize external beam radiation to destroy abnormal cells in the body, preventing the regrowth of tumors and most importantly, treating cancer without harming the healthy cells around it. LINAC technology is a combination of physics and engineering that is vital for saving lives, therefore, any hitches or glitches with the equipment is unacceptable.

Owing to the simple fact that most medical equipment needs regular maintenance to stay running properly and that a new linear accelerator will set you back a few thousands, if not millions of dollars, depending on the city, country of installation, as well as on the upgrades and features of each system, it helps to have around the clock access to a distributor of replacement parts for LINACS.

A linear accelerator contains hundreds of sensitive and sophisticated parts.  If one LINAC part gets damaged, it can easily cause a ripple effect and bring an oncologist’s clinic to a halt for a few good days, especially if they don’t have instant access to a professional maintenance team let alone replacement parts for LINACS. This is why having a linear accelerator part supplier at the touch of a button is important.   While buying a refurbished LINAC system may seem like the best way forward, oncologists can save thousands of dollars and get excellent value on quality replacement parts for LINACS when they buy them from a quality distributor who not only replaces the parts but will also offer regular repair services and solutions.

Cancer patients have to deal with a lot of life-threatening situations during their path to recovery such as infections. They need the reassurance that their doctors are taking every precaution necessary to ensure their safety. Radiation therapy has proven to be a highly effective method of cancer treatment, including relieving symptoms caused by more advanced cancers. Being a highly-targeted treatment that aims accurately at the cancer wherever it is in the body, radiotherapy contributes to about forty percent of all cancer cures and does a great job of alleviating cancer-related symptoms such as pain and in so doing, improves the quality of life for many cancer patients.

A linear accelerator is designed to deliver high does with precision and accuracy through photon beams to destroy cancer cells and diminish their ability to reproduce, which is why any malfunction should be addressed immediately to prevent any mishaps during treatments.

Learn more about Radparts and the variety of services and parts they offer to repair medical equipment including: linear accelerators parts, CT scanners parts, linac parts, and radiation oncology equipment at www.radparts.com.  To contact one of our medical equipment repair specialists for parts or service call toll free 877.704.3838 for 24/7/365 support.

 

RadParts

, , , , ,

Is Eye Care and Cataract Surgery Covered By A Medigap Plan?

Posted on by Creative Programs and Systems

Medigap insurance is sold by private companies to help pay for things like copayments and deductibles that Medicare doesn’t cover. This policies are only available to individuals over the age of 65 who already have Original Medicare Parts A and B. Those with Medicare Advantage, Part C or are younger than 65 and on Medicare due to disability cannot enroll or buy a Medigap policy.

There are eleven standard Medigap policies in the United States each lettered A through G, and K. Insurance carriers can only sell one of the plans, and if you are married and your partner is covered by Medicare, they will need to buy a separate policy to get a Medigap cover. Standard Medigap policies generally cover some or all of the costs of:

  • Your Part A deductible and coinsurance for hospital stays
  • A portion of your Part B doctor’s bills services
  • The first 3 pints of blood annually
  • As we as your hospice care coinsurance

Medigap policies do not cover

  • Long-term care
  • Private duty nursing
  • Prescription drugs or any out-of-pocket costs for Part D
  • It also doesn’t cover dental care, hearing aids, eyeglasses and vision care

Cataract is the clouding of the clear lens of the eye, which makes seeing seem like looking through a fogged-up window. Most cataracts are as a result of aging, injury or an inherited disorder and surgery is important especially when the slow progression of the disease begins to affect an individual’s quality of life. If your doctor determines that cataract surgery is medically necessary and you have Medicare coverage, you may be responsible for certain deductibles, copayments, or coinsurance costs otherwise, Medigap supplement insurance covers the procedure to remove the cataract.

Medigap plans fill in the gaps of Original Medicare and once you pay for your deductible, you will receive coverage from Medigap but will be required to pay any copayments. You can get a rough idea of your estimated cost by first ascertaining that your doctor accepts Medicare assignment. You also need to find out whether you will be inpatient or outpatient for the surgery, and whether you will need prescription drugs afterward. This way you can check the cost of the drugs or determine if you will need to get Medicare Part D. Also check your out-of-pocket limit in case you need to pay for anything past that amount.

Learn more about Medigap plans and rates at http://emedigap-plans.com.  Medigap Insurance brokers will help you compare Medigap Insurance rates and plans.  To talk to an expert in Medigap coverage call toll free 888-452-7949!

 

Medigap Insurance Plans

, , , , , , , , , ,

How Do I Choose Between Medicare Supplement Plan F or Plan G?

Posted on by Creative Programs and Systems

Generally, you can get your Medicare coverage through Original Medicare (Part A and B) or Medicare Advantage Part C. While Original Medicare (Part A and B) pays for many of your healthcare services and supplies, it doesn’t pay for everything. Which is primarily why most people who want additional coverage will get Medicare Supplemental Insurance to help cover some of the hospital and medical costs that Original Medicare doesn’t cover, such as annual deductibles, coinsurance, and copayments.

Some Medicare Supplement plans also help pay for a few services such as emergency overseas travel coverage or Part B excess charges.  Standardized Medigap plans are available in most states and represented by the letters A-D, F, G, K, L-N and Plan F. Medicare Advantage Part C covers a substantial amount of services that Original Medicare and Medigap offer.  The difference is that with Medicare Advantage you are instructed on what providers you can see as they accept the Medicare Advantage.

Medicare supplemental insurance plan F offers the most comprehensive coverage of all Medigap plans. The benefits under Plan F are comparable but not mirror images to Medicare Advantage because Plan F pays the Part A and Part B, deductibles, including nearly all hospital expenses for the first 90 days of each benefit period. Basically, there is no limit with Plan F especially if you stay too long in a hospital or a skilled nursing facility and it also covers 80% of your foreign travel emergency in case you get sick or injured while overseas. Plan F premium is also the most expensive coverage because, with it, you will not incur any out-of-pocket costs for medical expenses.

Medicare Supplement Plan G offers the second most coverage out of all Medicare supplement plans. It covers part A and B of hospital cost, coinsurance, copayment, first three pints of blood and Part A of A hospice care coinsurance or copayment. Plan G is also a less expensive alternative to Plan F and covers skilled nursing facility care coinsurance, Medicare Part A deductible, Medicare Part B excess charges and foreign travel emergency up to plan limits. With only a difference in premiums, Medicare supplemental insurance plan G looks like an ideal option because you may not be covered for Part B deductible, but lower premiums do outweigh the cost of Part B deductible.

Learn more about Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com.  Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans.  To talk to an expert in Medicare coverage toll free 877-202-9248 today!

Medicare Supplemental Insurance Plans

, , , , , ,

The Lowest Bid Might Not Always Be The Right Choice

Posted on by Creative Programs and Systems

Do you ever wonder why some freight trucking companies are profitable? It takes more than knowing how to choose a good route or having the best drivers who know a trick or two about making prompt deliveries. The trucking business is incredibly competitive, and aside from having the right equipment for your company, the smart way to run such a business is to use load boards because they are not only extremely competitive, but it’s also the one way to get quality customers.

Individuals that operate freight trucking companies also know the importance of keeping on top of their expenses in the way of maintenance, truck repairs, truck and trailer payments, fuel, and the cost of their work. Therefore, they must be able to bid low enough to be competitive, but high enough to be profitable and remain relevant in their line of work.

It can be challenging to compete for jobs against other lower-biding freight trucking companies and still keep estimates at a reasonable rate. Low bids can mean anything from shipping delays, safety violations, low-quality products, all which can affect the profitability and reputation of freight trucking companies. With costs like fuel increasing every other minute, expenses can get ahead of revenues, and FTL trucking companies must always look for innovative ways to improve their cash flow to prevent issues like running out of cash-flow or the inability to pull loads until clients start paying.

Choosing low bids may prevent competitors from stealing your customers for some time, and it may also be beneficial, especially for a novice contractor that needs to build their client base, but lower bids can also tell a client a lot about how you are likely to perform and deliver in the long-term. A client may see it as your way of short-changing them in the future should the need arise where you can deliver on your promises. The lowest bids could also mean that customers don’t get additional services when they need them such as on-going support or after-sale services.

The FTL trucking business runs on efficiency and customers need to know that freight trucking companies will always deliver their goods, regardless of the bid (high or low) even in the worst of time. Therefore, bids should be just right in order to prevent the costs of deadhead miles outweighing profits.

Learn more about Matrix Transportation and the transportation services they offer including: dedicated truckloads, JIT truckloads, less than truckload (LTL), same day expedited FTL and LTL, full truckload, warehousing, cross-docking, and trailer rentals at www.matrixtransportation.com  To contact one of our trucking experts call toll free 888.896.2405 today.

 

 

Matrix Transportation

, , , , , , , , , , ,

Exterior Home Improvement Contractors Share Unique Porch Concepts

Posted on by Creative Programs and Systems

A perfectly executed exterior home improvement project will not only increase the value of your home, but you might also find yourself chasing off prying neighbors who want to take pictures of your home because it makes for a stunning backdrop. The average return on investment (ROI) of a professionally installed porch, deck, or patio construction is about 73% and average even higher for high-quality wooden decks.

According to exterior home improvement contractors a porch addition, such a masonry blocks are not only the most popular thing to add during a home improvement, they also come in different wall heights that you can either use as retaining walls, tree rings, fire pits, or even stack them up to create eye-catching layers of raised planting beds. Renovating a dated porch and front yard requires more than a lick of paint or a little weeding. You can transform your homes curb appeal by using uniquely designed pavers to create a stunning walkway or entrance to your renovated front porch.

Other creative ways to liven up your home’s exterior and improve the look of your front porch without breaking the bank include painting, replacing the front door, and adding masonry enhancements. Your front door is the first thing that catches your eye and using a bold color or replacing it with a decorative door is an easy and affordable way to instantly add some character and provide a more welcoming entryway into your house.

Changing dated items on your porch such as light fixtures, locks, handles, or house numbers can help you call attention to certain features you want people to notice. According to exterior home improvement contractors, if you’re happy with the look of your door, you can spend money on upgrading the front porch color and light fixtures. Soft porch lights can enhance your home’s overall look and make it appear more inviting. Most importantly, exterior lighting such as solar lights don’t use any electricity from the house, and they improve security by reducing dark spots around your home.

If you have a seating area, even the smallest space on your porch, contractors can help you create a warm and welcoming entry.  As well as the installation a few low-maintenance flowers, porch furniture and outdoor artwork to create an attractive focal point. Get creative with your flower containers as well as outdoor rugs to bring life and color to the front of your home.

Learn more about Kearns Brothers, a full-service home improvement contractor servicing all of Southeast Michigan’s construction needs by visiting their website at www.kearnsbrothers.com or contact a remodeling expert at 888.355.6700.

Kearns Brothers

, , , , ,

Using Bus Plugs and Ducts in Manufacturing

Posted on by Creative Programs and Systems

There are millions of different pieces of manufacturing equipment and electrical components on the market today that only make sense to those who use them in their line of work.  Most of which make little to no sense to those of us who don’t use them. For example, what use would you have for bus plugs and bus ducts, what are they and how do they improve manufacturing.

Bus duct and bus plugs are used to distribute power around manufacturing facilities and industrial buildings such as processing plants, metal fabricating plants, and throughout heavy manufacturing areas where the machines aren’t stationary or need to be moved around from time to time.

All manufacturing buildings are powered differently.  For example, power is distributed through hardwiring in the walls of residential buildings so as to connect to all of the electrical outlets in a room. Industrial buildings such as factories, on the other hand, feature larger open floor plans with various machinery dispersed all around the facility, none of which are near any wall or permanent structure. They require a source of power, and in this case, a giant industrial electrical plug, which is where bus plugs and ducts come in.

A bus plug is essentially a component of a busway (industrial extension cord) that is used for delivering power to the appropriate equipment and circuits. Think of a busway as the extension cord you have at home that you use to plug in several connectors, the same applies to the busway and bus plug system, they enable flexibility and can be disconnected and rearranged to allow whatever manufacturing equipment that needs to be powered on virtually any floor of an industrial building. There is no physical hard wiring to the building, a manufacturing business can bring in more equipment without having to wire or rewire the entire electrical system; they simply have to plug in a bus plug into a busway, and voila, they are up and running.

Like with many electrical systems, bus plugs also require circuit protection, which in this case, is through a circuit breaker or a fuse depending on the application. Using bus plugs and ducts is the most economical and efficient way to power large commercial facilities or manufacturing plants and feed all manufacturing equipment, particularly, in areas of the building where the power distribution keeps changing.

Learn more about J & P Electrical Company and their vast line of new, surplus, and refurbished industrial electrical components including: circuit breakers, bus ducts, bus plugs, disconnects, fuses, panel switches, tap boxes, and transformers at www.jpelectricalcompany.com.  To contact one of our product reconditioning specialists, call 877.844.5514 today.

J & P Electrical Company

, , , , , , , , , ,

Preparing For Renovations

Posted on by Creative Programs and Systems

Are you preparing for a new construction project? Have you hired a licensed contractor? Whether it’s a small or large construction, managing a project can feel like a full-time job, and you are on the right track if you’re looking to hire a licensed general contractor to take up the responsibility for every aspect of your new construction build, from the footers to the roof.

Hiring a licensed contractor can ease your mind knowing that they will ensure all aspects of the project are up to code.  Hiring a contractor that has a worker’s compensation policy and a liability insurance policy to protect themselves and you against any unforeseen mishaps that may occur on site.

Working close with a licensed contractor will also guarantee that you have access to high-quality materials for every aspect of the job, which they can get at a more favorable rate and save you quite a bit of pocket change. Now that you have that covered, there are a few more things you need to do when preparing for a home renovation that will make the whole experience stress-free and perhaps a bit enjoyable.

  • Ask the licensed contractor you are considering to work with to let you see one or two of their project sites to determine that they are indeed good at what they do and most importantly, they are in good standing with their existing clients.
  • Be realistic when it comes to the scope of work that will go into your new construction by having a realistic timeline, budget, cost of material and equipment, as well as labor. Prepare yourself for the unexpected.
  • Invest in quality items or materials that will serve you longer, especially when it comes to common room items such as appliances or high-quality flooring and cabinets. The items you purchase should withstand years of use and cost you nothing to in the way of maintenance.
  • Determine some tasks that you can do yourself during the construction period to not only save time and labor costs but also to make you part of your new construction project.
  • It’s also prudent to consult with a few contractors who can give you a different approach to some designs on your board and advise you what is feasible and financially sound to avoid being entirely disappointed in your new construction project when it’s all done, and you can’t do anything about it.

 

JFC Remodeling, out of Howell, Michigan, offers a variety of construction services for the home including: kitchen and bath remodeling, flooring renovations, and home remodeling.  You can find out more information at http://www.jfcremodeling.com or by reaching out to our home renovation specialists at 810.923.1123.

 

Jason Foldenauer Construction

, , , ,

The Essential Guide to a DIY Aluminum Pool Fence Installation

Posted on by Creative Programs and Systems

When it comes to your home, there is no better way to ensure the safety and privacy of your property, enhance its aesthetic appeal, increase your home value, and most importantly, define the boundaries of your house, than with the installation of an aluminum fence.

Metal pool fences are the best when it comes to helping you regulate who enters the pool area and of course the sturdiness of aluminum pool fencing and gates make it the ideal choice in fencing that will not only keep the kids and pets safe and will also turn your entire pool area into a secure and private space for your family’s enjoyment.

While a professionally installed metal pool fencing will go a long way to increase the value of your home, you no longer need to break the bank to have an aluminum pool fence installed. Not only do the fences come with a clear self-installation guides, you can also make it a fun DIY project that you can be proud of.  Consider the following essential guide on how to install aluminum pool fencing:

First, you will need to get a municipal order that allows you to install a fence and secondly, you are off to a good start if you already have and can safely handle a 12V drill driver kit. You will also need to order an aluminum pool fence and gate, self latching latches, hardware fittings, screwdrivers, a spirit level, a tape measure, a medium carpenters pencil, a couple of clamps, and your safety gear.

  • It’s important that you chose and mark out where you want your fence to go in ensuring that you leave a 3 to 4-foot distance from the edges of your pool where people can move around freely.
  • Dig your holes for setting the posts and once you install them firmly, fill the gaps with pebbles or filler mud.
  • Following the diagram printed on the pack, connect the fence pieces, then hook them up to the mounting posts through the joints on the surface of the aluminum pool fencing.
  • Put up the self-locking gate at the extreme end of the fence ensuring that you screw in the hinges firmly to the hooks of the fence posts.
  • Check with the installation instruction to see that everything is in order, then sit back and enjoy your newly installed DIY aluminum pool fencing.

iFenceUSA is an online manufacturer and distributor of wholesale aluminum fencing. With over 18 styles of aluminum fence panels and gates to choose from, we have aluminum fences that will meet your wants and need.  Choose from custom aluminum fencing options including: Commercial Grade Aluminum Fencing, Residential Grade Aluminum Fencing, Pool Grade Aluminum Fencing, and Industrial Aluminum Fencing all at https://ifenceusa.com/.  For more information contact one of our aluminum fence experts toll free 800.762.2907 or via email at info@ifenceusa.com.

iFenceUSA

, , , , , , ,