Livingston Reporting - page 124

Dark or Light Cabinetry in Kitchen- Which Is Better

You have finally decided that it is time for those kitchen renovations you have been thinking about for so long and now you are faced with the 101 important decisions that goes into every kitchen remodeling task. One of the most important decisions is in regard to kitchen cabinetry since they take up a great deal of space in your kitchen and are the first things most people notice when entering the room.

 

Along with the style of your kitchen cabinets you also must decide whether to go with dark or light cabinetry. The decision to have either light or dark cabinets will depend on many things including your own personal preference and even the reason for your kitchen renovations. Here is a look at the benefits and drawbacks of both light and dark cabinetry.

 

Light Cabinets

Choosing light cabinetry can make a small kitchen look larger and if they are the same color as the walls and back splash they can also make your kitchen appear more spacious. In addition, light cabinets especially those that are white gives your kitchen a more sanitary feel. In addition, light cabinetry is suitable for any wall and counter top color.

However, you do keep in mind that light cabinets show dirt far more easily than dark cabinets so may not be a good choice for families with small children. Light cabinets also show wear and tear more such as cracks more easily dark cabinets.

 

However, if your kitchen remodeling is being done in order for you to sell your home for a higher price the recommendation is that light cabinets may help the overall price of your home more than dark cabinetry.

 

Dark Cabinetry

Dark cabinetry on the other hand can work well in larger kitchens especially against a light-colored background such as your walls and back splash as well as a kitchen with good lighting. Dark cabinets add a warmth and richness to your kitchen you don’t get with light cabinets. They also can look quite sophisticated depending on the style of cabinets you choose. For example, dark gray kitchen cabinets can look stunning against light walls and light marbled counter tops.

 

Dark cabinets are less likely to show dirt so may work better if you have small children in the house. They are also less likely to show wear and tear such as cracks.

 

Other Considerations

There are other considerations that go into choosing light or dark cabinetry when doing a kitchen remodeling. One of the most important considerations is your own taste and the style of the rest of your home. If all of the furniture throughout your home is dark, then light cabinets may look out of the place with the rest of your home. The reverse also is true, dark cabinets may look out of place in a home that is mostly light neutral colors.

As you can see when it comes to light or dark cabinets one is not clearly better than other it just depends on your own personal style and taste and the reason for your kitchen renovation project.

 

JFC Remodeling, out of Howell, Michigan, offers a variety of construction services for the home including: kitchen and bath remodeling, flooring renovations, and home remodeling.  You can find out more information at http://www.jfcremodeling.com or by reaching out to our home renovation specialists at 810.923.1123.

How Reconditioned Electrical Components Can Save Manufactures Money

If you are a manufacturer of products you know how essential it is for you to keep those operating costs down to make as much profit as possible and to see your business thrive.  One way of reducing your overhead is by purchasing those raw materials at the least expensive rates possible.

Another way of reducing those operational costs is by replacing those worn out electrical parts needed in your manufacturing equipment with quality reconditioned electrical distribution equipment and reconditioned electrical parts. Keep in mind that not all parts that need to be reconditioned have functional problems to begin with, the parts may simply have been leased and when the lease has expired the part may be returned and need to be reconditioned before being issued for sale. Reconditioned electrical parts are of similar quality as new parts, but simply cost a lot less.

As surprising as it may be, purchasing high quality reconditioned electrical parts can save your manufacturing company anywhere from 50% to 75% over purchasing new parts and when quality reconditioned electrical equipment is reconditioned properly they can last if those new parts as well.

Choosing the Right Reconditioning Company

Of course you don’t want to purchase reconditioned electrical distribution equipment from just any company that reconditions these types of parts you want to buy those reconditioned electrical parts from a company that has an excellent record for those parts they sell and you want to make sure that the company has excellent reviews from places such as the Better Business Bureau and Google as well as testimonials on the company’s website.

When purchasing reconditioned electrical parts even from a reputable company here are some things you want to know about the reconditioning process before purchasing those parts.

Here are a few of the questions you want to ask.

1) What type of electrical parts does the company recondition? Does it recondition and sell the types of parts your manufacturing company needs?

2) Does the reconditioning Company completely disassemble the use part and clean all the parts and examine them to ensure that each of the smaller individual parts are in good condition?

3) Is the reconditioned used part then repainted with quality paint to give it that new like look and help to protect the part?

4) Is the reconditioned part tested once it is put back together and does the reconditioned part meet or exceed the Manufacturers UL certification.

5) Does the reconditioned part come with some type of warranty, so you can be assured that the money spent on the used part won’t be wasted?

By purchasing high quality reconditioned electrical components manufactures can save significant amounts of money when replacing those old worn out electrical parts for you manufacturing machinery. If your company is looking to cut operating costs, then buying reconditioned electrical parts for a reputable company may be one way do so.

Learn more about J & P Electrical Company and their vast line of new, surplus, and refurbished industrial electrical components including: circuit breakers, bus ducts, bus plugs, disconnects, fuses, panel switches, tap boxes, and transformers at www.jpelectricalcompany.com.  To contact one of our product reconditioning specialists, call 877.844.5514 today.

 

 

Making Your Home’s Roof More Energy Efficient

You may not give much thought of how your roof may be causing your energy bills to skyrocket, but if you cringe when you open your bill every month, you may want to open your mind as to why it is so high.  Think about how hot it can get up in your attic and how that heat can easily creep through to the other areas of your home.  Since we know that you do not want to sit in an extremely hot house all summer long, we know that you are cranking your air conditioning to compensate for all the extra heat that is seeping inside.

If you have finally had enough, you may want to consider hiring a roofing contractor to see how you can make your roof more energy efficient.

One of the best and easiest options that you have is increasing the insulation inside your attic.  Experienced roof contractors will be able to tell you which type of insulation is best for your home, as well as how much should be in place.  While you do not want too little insulation in your attic, you don’t want to put too much up there either.  The correct amount though, will get you in the right direction for energy efficiency and lower energy bills.

Dark colored shingles will absorb the heat from the sun quite easily, which is why many roofing contractors will recommend adding a cooling coating material to your roof.  Although, the cooling coating material can also be helpful if applied over lighter colored shingles as well.  This coating will not only decrease your energy bills, it will increase the UV and waterproofing protection and extend the life of your roof.

Of course, if your roof is quite old, you may not want to pay the price for a coating cooling material to be applied.  It may be better to replace your roof first and then have the material applied, as you will save more money in the long term.  When you are replacing your roof, we recommend choosing a material that has been designed to provide higher levels of energy efficiency.  We also recommend choosing a lighter color for your roof, as it will not attract and absorb all the heat and rays from the sun.  Instead, those lighter colors will reflect the sun’s rays, which will keep your home much cooler on those hot days.

An experienced roofing contractor can help you find ways to make your roof more energy efficient, which is why you should call them instead of trying to find a solution on your own.  You’ll find that you will see the difference much sooner if you accept their help, which means that you will be more comfortable in your home, while saving money, sooner than you ever thought.

Learn more about Home Pro Roofing and their vast line of custom roofing options installed by professional roofing contractors including: asphalt shingle roofing, metal roofing, roof repair, and new roof installation at www.homeproroofingmi.com.  Our roofing contractors offer services throughout Michigan including: Kalamazoo, Brighton, Lansing, and the surrounding areas.

How Long Does It Really Take to Plan A Wedding?

According to most bridal magazines and several wedding blogs it takes at least a year to plan a wedding. There are even check lists telling you when you should accomplish each goal needed to have the perfect wedding. However, as many wedding planners will tell you, it is possible to plan a wedding within a few months or even weeks.

 

The actual time it takes to plan a wedding will depend on several different things including:

 

Your Expectations

Many women imagine the perfect wedding from the time they are quite young. They may want a certain venue, band, location. In cases such as these your wedding plans may take longer depending on when the venue is available. On the other hand, if the location of your venue is more general and you have hired a wedding coordinator or wedding planner they may have a list of possible venues and vendors that you contact at book on short notice if they are not booked.

 

Type of Wedding

Casual weddings often take less time to plan than more formal and intricate weddings. Although it is possible to put together a large wedding with 16 bridesmaids in just a few months it is easier to put everything together for a backyard wedding with just a couple of bridesmaids and less fanfare in a short amount of time. In addition, if you are one of these couples who want an unusual theme for your wedding as a Medieval theme, then it may take time to find the right clothing or have dresses custom made to fit your wedding theme, which will add on time to the wedding planning.

 

How Much Help You Have Planning the Wedding

Having knowledgeable help when planning a wedding can make a huge difference in the length of time it takes to plan a wedding. Having a wedding planner who has planned several weddings in a short amount of time can help keep you organized when planning a wedding in a short amount of time. A wedding coordinator can be essential in helping you put together a wedding in just a few months.

 

Your Guests

If plan on inviting a lot of guest many of which live a good distance away, then it may take a bit more time to plan your wedding since your guests will need time to plan for both time off work and making travel plans. However, if most of your guest live locally then it is easier for them to get to the wedding on shorter notice.

 

Many people feel they need at least a year to save enough money for the wedding, but recent figures show that for each month over 6 months that it takes to plan a wedding 10% is added to the wedding cost so, it is cheaper to get married sooner than later.

 

The fact is that depending on the couples wants and their own eagerness to get married a wedding can be planned within any amount of time set by the couple and a wedding coordinator or wedding planner can help you with the arrangements.

 

Event Planning DC provides full event planning, partial event planning, month-of (day-of) event coordination, event styling/design and decorating services throughout DC, Maryland, and Virginia, with access to local and national vendors who may provide additional services suitable for your event and budget.  We pride ourselves on providing only the highest quality event coordination, giving you and your guests the perfect day, no matter what the occasion including exclusive corporate and non-profit events, weddings, Bar & Bat Mitzvahs, community events and milestone celebrations.  Contact the professionals at Event Planning DC http://www.eventplanningdc.com today!

 

 

 

Why It Is Better To Use A Realtor Than Going It Alone

At one point or the other in our lives we are faced with the problem of buying homes that meet our specific needs. Some people however, may decide to confront this problem by themselves. Thus, they begin to look for homes for sale. Good and cost saving as this approach might be the unforeseen problems associated with going it alone may wipe away the costs saved.

It is therefore advantageous to find a qualified realtor who has access to real estate listings that are available in one choice area. These realtors have the skills to hunt for homes that meet your taste, income and needs. This will save a considerable amount of time that might be used in productive activities. Realtors are experts that have been licensed to practice and they are guided by codes of conduct which if breached will attract serious penalties. They are expected to place the interests of their clients above their own, hence, they are expected to work for their clients’ satisfaction.

Going it alone may lead to paying more for a home than the actual value. Realtors are pricing experts who are conversant with the prices of different properties. They can come to the aid of their clients by making fair negotiations with sellers. The prices of homes for sale differs from one neighborhood to another depending on the facilities available. Realtors have information about different areas and they can offer valuable advice to prospective buyers. Most times when a property is chosen from real estate listings, it is the job of realtor to inspect the home and request for repairs where it is necessary on behalf of the buyer. A prospective buyer may not be able to handle this issue effectively, which may lead to friction with the seller. The realtors have adequate sense of what is fair when requesting that a home be repaired because of their experience in handling such cases.

The decision to go it alone without an expert realtor may affect negatively the proper transfer of the home to the buyer. It is the responsibility of the realtor to handle paper work. He must see to it that all the papers are signed by those who need to do so. Apart from that, the realtor has the duty to keep these records properly, so that they can be easily retrieved if the need arises in future. Secured record keeping is guaranteed when a realtor is involved in the transaction. There are some properties that are not in the real estate listings in other words such homes are not advertised. Realtors will know about such homes which the buyers can inspect and make choices that suit them.

To forestall future problems with homes for sale, a realtor has the duty of guiding prospective buyers in the choice of property so as to ensure peace of mind and eliminate potential problems. Although, saving a percentage of what a home costs is a good idea however, the problems and the stress associated with such purchase without the expert guidance of a realtor will wipe away such gain.

Learn more about C21 Lady of the Lakes Realtors and the numerous services they offer including: buying a new home, selling a home, or renting a home at www.ladyofthelakes.com.  To contact one of our real estate agents call 734-426-6060 today. 

Preventive Maintenance Increases the Lifespan of LINAC Systems

LINAC systems are just one of the methods that facilities use to administer radiotherapy to patients with cancer. The high cost of this technology necessitates that preventive maintenance be routinely undertaken to extend the life span of linear accelerator parts and other radiation oncology equipment. Linear accelerator parts should be serviced to ensure high quality service delivery to patients. This will go a long way in helping cancer patients to access quality treatment.

The main parts of LINAC systems consist of linear accelerator wave guide and the beam defining system. Other parts include: handle control, couch with controls, touch guard and wall panel to hide stand. Being that it is electrical equipment and it’s in continuous use, the systems will breakdown if not cared for properly which will lead to system breakdown. Therefore, preventive maintenance should be regularly done to ensure that the system works effectively and efficiently. A complex system such as linear accelerators and ct scanners depends on electrical connections, once there is poor connection the machine will malfunction. All parts work in cohesion and if one of them is faulty it will affect other parts.

Linear accelerator parts are expensive and the cost of purchasing a new one is prohibitive.  Proper preventive maintenance should be carried out from time to time. Most LINAC systems use water cooling because a constant temperature need to be maintained to ensure harmonious operation.  However, there is advanced air-cooled chillers for LINAC cooling. This cooling system is expensive but once it is replaced the system works as if it is a new one.

LINAC parts can be procured from the original equipment manufacturer or through local dealers. There are many advantages to buying parts through companies that offer several parts (and services) instead of a more expensive OEM dealer.  Often these companies offer less expensive, refurbished options and OEM parts with warranties.  If the parts should malfunction within the period of coverage of warranty, they can help.  However, one important decision one must make is that whether one should buy refurbished parts or new OEM parts. Refurbished parts are suitable for repairs and maintenance and the cost is lower than buying new ones. This decision is often mostly decided because of your budget however, just know that refurbished parts are just as reliable and as effective so either way you are getting quality parts.

A lot of factors need to be considered when servicing or maintaining LINAC system. One of such considerations is the response time of maintenance company versus original equipment manufacturer. The response time of maintenance companies tend to be quicker than that of the original manufacturer. Therefore, procuring the service of maintenance company will shorten the downtime of the medical equipment. Associated with this is the high level of expertise of engineers working with servicing and maintenance companies.

In most cases, these engineers were trained by original equipment manufacturers hence, the quality of service delivery. Another advantage of servicing and maintenance of linear accelerator parts is that servicing companies have favorable and flexible contract agreement, and this ensure that servicing of equipment is done comprehensively with minimal costs. This contract agreement includes periodical preventive maintenance without extra costs. Routine service and maintenance of LINAC parts are necessary for optimal functioning of the system and it greatly reduces the amount of downtime of the equipment and elongate its lifespan.

Learn more about Radparts and the variety of services and parts they offer to repair medical equipment including: linear accelerators parts, CT scanners parts, linac parts, and radiation oncology equipment at www.radparts.com.  To contact one of our medical equipment repair specialists for parts or service call toll free 877.704.3838 for 24/7/365 support.

What to Consider When Buying Aluminum Fencing Online

Before purchasing an aluminum fence, you will need to research your options carefully; after all, it is an investment that last for many decades to come. Your choice will affect the value of your property and it won’t easily be changed. When you are purchasing an aluminum fence, there are certain factors you need to consider before making your choice.

Some of the factors includes:

Choose an Online Retailer with Good Warranty

When you decide to buy an aluminum fence online and know what you desire then the next step is to locate a trustworthy online retailer. A reliable retailer is always going to offer the warranty of the products that they are offering. Generally, there is a bare minimum, but keep in mind that the first year will most likely go smoothly. It is with time that you will notice problems like chipping, peeling, discoloration, and other damages.  This is when you will need the warranty. Hence, a warranty should cover your aluminum fence for more than one year.

Quality Ingredients and Construction

You can’t build a high-quality fence with inferior materials. Before you purchase a fence, study the materials that create it.  Learn about the construction of the fence to be sure it is solid and well designed. It should have thick posts, rails and top-notch hinges, screws, and other hardware. If you select first-rate aluminum fence, you won’t have to worry about continuous maintenance.

Strength of Design

Aluminum fencing is available in different grades that vary in weight, such as residential, resort, commercial, and industrial. Although lighter, residential-grade fences are perfectly adequate for most homes, heavy-duty applications sometimes require heftier products. For example, a fence designed to contain horses should be heavier and stronger than a decorative residential fence.

Aesthetics

Fences come in many different heights and styles from the basic 2 rail fence to the more ornate, decorative 3 and 4 rail styles. Some are simple, others are more ornamental while others have matching posts, panels and gate options. Most online retailers allow you to choose from a variety of decorative options. In addition, aluminum fences are available in several different colors: classics like white and black and natural shades like brown, speckled tan and dark green. Powder coatings, which are incredibly protective and durable, allow for this color versatility.

Easy installation

Whether you wish to install the fence yourself or you plan to hire professionals for the job, you will benefit from selecting a product that is easy to install. If you do it yourself, the process is simple, especially with the detailed instructions that online retailers like www.iFenceUSA.com offer.

Price

You will need to find a fence within your budget. However, it is important to note that cost isn’t everything. A price that seems cheap may reflect inferior materials and poor design. If you’re wondering what to look for in an aluminum fence, search for a quality, affordable product.

iFenceUSA is an online manufacturer and distributor of wholesale aluminum fencing. With over 18 styles of aluminum fence panels and gates to choose from, we have aluminum fences that will meet your wants and need.  Choose from custom aluminum fencing options including: Commercial Grade Aluminum Fencing, Residential Grade Aluminum Fencing, Pool Grade Aluminum Fencing, and Industrial Aluminum Fencing all at https://ifenceusa.com/.  For more information contact one of our aluminum fence experts toll free 800.762.2907 or via email at info@ifenceusa.com.

Computer Maintenance: Everything You Need to Know

Computers have become a vital item that everyone needs to use on a regular, if not daily basis.  While many people, especially the younger generations, thrive with technology, some of us simply need to take things slow as we learn about each aspect of these devices.  Thankfully, the basics are extremely easy to learn about, which means that you can take care of some of your own minor computer needs and repairs.

One of the first things that you will want to ensure is completed on your computer is the installation of an anti-virus software.  Of course, once you have this software installed, you will want to make sure that it is scanning your computer for viruses frequently and that you keep the software up to date.  These scans can be set to automatically run in the background.

If you are noticing that your computer is running slower than usual or that you are having issues with certain websites, you may think that it is time to take your computer in for updates.  However, you may be able to solve these issues on your own by simply clearing the cache on your browser.

We know that you are grabbing snacks to devour as you are working on your computer, and while there is nothing wrong with that, you will find that your keyboard and computer can get a little dirty after a while.  A buildup of crumbs underneath the keys of your keyboard can also prevent you from typing the way that you want to, which is why we recommend keeping all these areas clean.  A damp cloth will keep surface stains away, while compressed air can eliminate all those crumbs and the dust that has become stuck to them.

Many people are tempted to keep their laptops plugged into the outlet for long periods of time, or forever, but it is not something that we recommend that you do.  The reason for this is that you will find that after a while, your battery will not be able to hold a charge for any length of time, which means that you will not be able to use it unless you have an outlet nearby.

One of the best things that you can do to prolong the life of your computer is making sure that you turn it off each night, or when you are done using it for the day.  This is one of the most important computer services that we recommend, and you will find that your computer will last months or even years longer than any of the ones that you have owned in the past.

It doesn’t take a certified technician to complete certain computer services or computer repairs, which is why we are confident that you can take care of the items above, as well as a few others.  Of course, there are certain computer repairs or computer services that only a person well-versed in computers should tackle, and those are the ones that you should steer clear of at all times!

Learn more about Creative Programs and Systems, CPS, and the IT solutions they provide including IT consulting, computer consulting, network consulting, networking, server installation, IT disaster recovery, computer repair, virus removal, malware removal, computer tune ups, data backup systems, computer troubleshooting, structured cabling, low voltage wiring, website design, graphic design, logo design, website hosting, search engine placement, iphone app programming, android app programming, and custom programming at www.cpsmi.com.  To contact one of our IT experts, call 810.224.5252 today or via email at info@cpsmi.com.

 

 

The Ins and Outs of Radiation Oncology Equipment

Radiation oncology occurs through the use of ionizing radiation to treat/cure disease such as cancer.  It can also be used to assist in the relief of symptoms when a cure or treatment is no longer a viable option.  Most often radiation is most frequently associated with cancer however can be used in treated in a limited range of benign or non-malignant illnesses.  Some of the equipment that is used within the radiation oncology department is linear accelerators, simulators, and CT scanners.

Linear Accelerator

Linear accelerator, LINAC systems are sophisticated pieces of medical equipment that are used to distribute radiation therapy treatments for patients with cancer. Linear accelerators can be used to treat most types of cancers.  During radiation therapy, treatment is provided by directing the beams on to the cancerous tumor.  Targeting the cancer and encompassing area to annihilate the main cancerous tumor and close cancer cells without causing undo harm to the healthy tissue around it.

Patients are placed on a treatment couch that moves, with the help of specifically planned out lasers and X-ray imaging panels, are manipulated to ensure that the beam is in the right position for treatment. The couch can be maneuvered in many planes with sub-millimeter accuracy. This occurs in sync with the LINAC gantry allows the radiation to be directed from any angle to reach the cancerous tumor from any angle.

Simulators and CT-simulators

A simulator is an advanced diagnostic x-ray unit that enables the localization of the tumor site.  The radiation beams are employed in the treatment process.  In addition, the simulator provides a component of the permanent record (verification) of the treatment plan. It is named as so because it has been fabricated to mimic several of the treatment positions that are possible within radiation treatment units.

Servicing and Repairing Linear Accelerator

Problems LINAC System Face

Linear accelerators are built by joining numerous small parts and sending very small radiation particles at very high speeds towards designated targets. Each part has its own function and in the grand scheme of things isnt linked to adjacent parts. This makes the LINAC a very fickle machine since any faulty part can lead to the entire machine going out of order. Hence, the LINAC is an unsustainable machine that can require very intricate maintenance. Therefore, the debate about whether to install spare parts or to change the machine entirely holds a lot of weight and is something that many professionals in the health industry constantly talk about.

Repairing LINAC system

Medical equipment parts used for repairing linear accelerators can be quite expensive especially if you choose to buy new OEM parts over refurbished. Instead of spending your valuable budget on new parts to repair equipment, there are a number of firms in the market that offer refurbishing of parts for radiation equipment. The refurbished parts are often returned very quickly, and this efficient process saves you half the money you would spend on a new part. Therefore, it is best to find a good servicing company for your LINACs to extend the lifespan of the equipment.

Acceletronics is an independent service company dedicated to delivering the best equipment performance and service reliability from Linear Accelerators and CT Scanners across all major brands and models. Learn more about Acceletronics and their selection of new and refurbished linear accelerators and CT scanners today at http://www.acceletronics.com.  To contact one of our LINAC experts call 610.524.3300.

 

Health Insurance Plans Available Through Medicare

Medicare and Medigap are health insurance plans sponsored by the federal government.  Being regulated by the government means that there is not a lot of leeway.  Much of Medicare is standardized and is the same throughout the United States however, Florida is unique.

The state of Florida is one of four states that allows the pricing of Medicare Supplemental Insurance Plans to be based on the age of enrollees.  “Issue Age” standard states that your Medicare Supplement rates cannot increase every year as you age.  The price can fluctuate because of normal inflation which on average is between three to four percent each year.

Medicare enrollees also have the option to enroll in Medicare Advantage instead of Original Medicare and the addition of supplemental insurance.  Only 3 out of 10 Medicare participants choose Medicare Advantage.  Most participants choose this option especially when they are on a limited, fixed income.  The state of Florida has a rate higher rate of enrollment in Medicare Advantage plans.  In fact, two out of five Florida enrollees participating in Medicare choose Medicare Advantage.  The insurance coverage with Medicare Advantage is often not as comprehensive as what participants would have with Medicare and Supplemental Insurance Plans however, it is a more affordable option.

As mentioned previously, Supplemental Insurance Plans are standardized throughout the United States.  Thus, meaning no matter what insurance company the insurance is purchased through or what state it is purchased in the coverage of the plans remains the same.  Unlike with Medicare Advantage, Supplemental Insurance Plans do not limit the doctors and specialists you can visit.  Another major difference is that Medicare Advantage Plans are not standardized, although they are regulated.  With Advantage Plans you are limited to doctors and specialists within your network.  There are higher co-pays and deductibles than with Supplemental Plans however the premium each month is lower.

Unlike other states, Florida has a different pricing structure on their Medicare Supplemental Insurance Plans. The plans that are priced the best are those with the best coverage.  These plans include, Medigap Plan F, Plans N and Plan F-HD.  If you are new enrollee within Medicare in Florida it is vital to investigate these three different supplemental plans before committing to a Supplemental Insurance Plan.  Medigap Plan F covers one hundred percent of your Medicare expenses; other than your premium enrollees do not have to cover out-of-pocket costs.  So, although the initial policy can be quite expensive it can pay off in the long run.

Learn more about Medigap plans and rates at http://emedigap-plans.com.  Medigap Insurance brokers will help you compare Medigap Insurance rates and plans.  To talk to an expert in Medigap coverage call toll free 888-452-7949!