Medicare in New York
According to the Centers for Medicare & Medicaid Services (CMS) in 2015, more than 3.3 million occupants of New York received Medicare benefits in one form or another. Numbers of Medicare beneficiary options are available to inhabitants of New York as a Medicare beneficiary. Original Medicare is the governmental health insurance program for all qualified American citizens and all legal permanent citizens of at least five continuous and consecutive years. You’re qualify when you are at the age of 65 years and older, some beneficiaries bellow the age of 65 years might also qualify by disability or through having a particular health conditions, such as Lou Gehrig’s disease or end-stage renal disease.
What does it cover?
In New York, Original Medicare includes Part A and Part B.
Medicare Part A covers Hospital insurance:
- Inpatient hospital.
- Skilled nursing facility.
- Some home health visits.
- Hospice care.
Medicare Part B Medical insurance:
Outpatient services including:
- Doctor visits.
- Some home health care.
- Preventive services.
- Durable medical equipment.
Medicare Supplemental Insurance in New York
(Medigap)
Medicare Supplemental Insurance (Medigap) which is also referred to as Medicare Advantage plans are offered by private insurance companies and can also help pay out-of-pocket costs for services enclosed under Original Medicare. Medicare Advantage plans are provided by private insurance companies that are having a contract with CMS. This is also known as Medicare Part C, and these plans must also provide the same level of Medicare benefits as Original Medicare, Part A and Part B, with the exception of hospice care. One of the benefit of Medicare Advantage plans is that most plans also covers an extra benefits such as routine dental and vision care, hearing and wellness programs. Also some plans, known as Medicare Advantage Prescription Drug plans, includes prescription drug benefits. All these plans covers all Medicare medical and prescription drug benefits by using a single plan.
Medicare resources in New York
New York State Office for the Aging:
This office provides information and services to seniors, in order to help them live independently and healthy into their retirement periods
The Medicare services provided by New York State Office for the Aging includes:
- Health Insurance Information Counseling and Assistance Program (HIICAP): This program provides free counseling service to the New York Medicare beneficiaries. , Counseling services are unbiased, because the office is not an affiliated of any specific insurance companies.
- NY Connects Service: When beneficiaries needs a long-term care, this program offers details about the choices and options available. They ensure that all beneficiaries have an easy access to a personalized counseling services.
- Senior Medicare Patrol (SMP) – This service is designed to help the New York Medicare beneficiaries in protecting themselves from fraud, through education, discovery, and prevention and also educates the beneficiaries about he steps to be taken in event of an error on their billing right.
New York State Department of Health:
This department helps Medicare beneficiaries, who are also qualify for Medicaid benefits, to get the information, support and assistance that they need. They also supplies details and information about Medicare Savings Programs that is available to beneficiaries who are unable afford their benefit premiums which includes beneficiaries who are qualify for both Medicare and Medicaid benefits, which is also known as dual-qualified beneficiaries.
Elder Care Resource Center:
This is a website that was created and designed as a partnership between the New York State Office for Aging and the New York Community Trust. The reason of the website being created is to offer New York inhabitants of New York with a wealth of resources and information regarding health-care choices and options, which includes information about Medicare plans.
Learn more about New York Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/newyork-medicare-supplement-plans. Our New York Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in New York. To talk to an expert in New York Medicare coverage toll free 877-202-9248 today!