Author: Creative Programs and Systems

10 Key Concerns to Know About Surety Bond Underwriting

Surety bond underwriting involves the pre-approval and evaluation of two primary performance requirements. These requirements, determined by the principals, are assessed to evaluate their risk level. The underwriting process encompasses a variety of concerns. Here are 10 key underwriting concerns you should be aware of:

  1. Job Profitability
    Reflects a contractor’s ability to estimate accurately and manage projects effectively.
  2. Overhead Expenses
    The operational costs that impact the financial health of a project.
  3. Experience and Track Record
    A history of successfully completed projects adds credibility.
  4. Geographic Familiarity
    Knowledge of local markets and environmental conditions.
  5. Debt-to-Worth Ratio
    Measures the financial stability of a business.
  6. Bank Line Usage
    Surety companies prefer to see availability rather than full utilization of credit lines.
  7. Outstanding Tax Liens
    Surety companies generally require a payment plan to be in place.
  8. Pending Lawsuits or Disputes
    Legal issues can indicate potential risks.
  9. Underbillings
    Concerns arise with underbillings due to unapproved change orders, which may indicate a “profit fade” or loss on a job. Underbillings due to timing are typically not a concern.
  10. Overbillings
    While generally positive, high overbillings paired with a low cash balance can signal borrowing against the project and cash flow issues.

It is crucial to address these concerns before proceeding with the underwriting process of a surety bond to avoid potential issues. Working with an experienced Surety Broker who understands how to navigate these concerns with underwriters is essential. As a specialized agency focused exclusively on surety bonds, and with decades of bonding experience, contact Construction Bonding Specialists to explore bonding solutions for all types of cases, from standard to challenging.

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At Construction Bonding Specialists, we work with new and experienced contractors to find the most satisfactory bond solutions. As a dedicated surety-bond-only agency with decades of bonding experience, we strive to discover surety solutions for all types of cases, ranging from routine to challenging. Contact us online or call us at 248-349-6227 to learn more.

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Identifying Bed Bugs and Taking Steps to Eliminate Them

Bed bugs can infest any location, regardless of cleanliness. They simply require hiding spots and a host to feed on, often hitching rides from various places like hotels, adjacent apartments, or public seating areas. Managing bed bugs is challenging but possible. Relying solely on insecticides is not the most effective approach. A comprehensive strategy that includes cleaning, decluttering, and other preventive measures is essential for effective bed bug control.

Before assuming you have bed bugs, confirm their presence. Many pests resemble bed bugs, and various factors can mimic bed bug bites. Identifying bed bugs requires finding the insects themselves, as bites alone are not reliable indicators. If unsure, consult a pest control professional, such as Front Range Pest, for accurate identification.

Looking for Bed Bugs

Bed bugs are small, reddish-brown insects, comparable in size and color to apple seeds. They thrive indoors, feeding exclusively on human blood and occasionally on other animals. Unlike other pests, they do not consume crumbs or skin cells. These insects are wingless, do not jump, and are adept at concealing themselves in tiny crevices. Bed bugs start off tan as nymphs and darken as they mature. Those that have recently fed appear swollen and more reddish. While bed bugs are not known to transmit diseases, their bites can cause itchy reactions, and the presence of bed bugs can lead to anxiety and sleep loss.

What to Look For

When searching for bed bugs, look out for the following signs:

  • Live or dead bed bugs
  • Shed skins from their growth stages
  • Eggs
  • Fecal stains or droppings

How to Inspect for Bed Bugs

Begin your search within 15 to 20 feet of sleeping areas, as this is where bed bugs are most likely to congregate. Move slowly through the area, using a flashlight angled along surfaces to better spot eggs and newly hatched bed bugs. It’s crucial to examine every nook and cranny that could harbor bed bugs. Use a tool like a putty knife, playing card, or nail file to probe into cracks and dislodge any hidden bed bugs. Consider taking notes on where you find signs of bed bugs to ensure all affected areas are remembered and treated later.

Treating Your Home for Bed Bugs

Once you’ve identified the areas of your home infested with bed bugs, hopefully, you’ve already taken the first steps by crushing and vacuuming any visible pests. Now, it’s time to proceed with a more thorough eradication process. Below is a summary of essential steps to effectively treat your home and eliminate bed bugs. Following as many of these steps as possible will ensure the best results, though some may need to be repeated for success. While treating bed bugs can be a time-consuming process, thorough and careful execution will help minimize the likelihood of reinfestation and return your home to its pre-pest condition.

1.  Gather your cleaning supplies and tools to remove pests.

2.   Isolate and encase clean mattresses and linens to prevent further infestation.

3.  Clean, declutter, and get organized. Wash clothes, shoes, linens, and pillows in a washer. Hard plastic items can go in the dishwasher, while books and fragile items should be sealed in plastic bags or bins to treat later.

4.  Vacuum everything and everywhere! Be sure to empty the vacuum contents into a trash bag and dispose of it immediately.

5.   Make necessary repairs: seal gaps in wall outlets, caulk moldings and joints, and fix peeling wallpaper to reduce hiding spots.

6.  Decide whether to treat or discard infested items. Upholstered furniture may be difficult to treat; if discarding, wrap it in plastic and label it as “infested with bed bugs” to prevent spreading them in your community.

7.   Wash all hard surfaces and furniture with soap and water, paying special attention to crevices and spaces in the frames.

8.  Treat with steam. Steam treatments are recommended as they kill all life stages of bed bugs. Be sure to steam before applying insecticides, as steam may lessen the effects of insecticide.

9.  Treat area with insecticides. Hiring a professional pest management company is preferable, as they have the expertise to safely and efficiently apply insecticides.

Why Professional Help Is Key for Bed Bug Treatment

Evaluate both the legal and practical considerations before attempting to treat bed bugs on your own. In many situations, particularly for renters or in public spaces, using pesticides without proper training may be illegal. Landlords are usually responsible for arranging professional pest control services. Eliminating bed bugs can be difficult without expert assistance. Licensed pesticide applicators are trained to accurately identify, isolate, and treat infestations, making professional intervention the fastest and safest solution to a bed bug problem.

For quick and discreet bed bug inspections, contact Front Range Pest for safe and effective insect treatments.

Front Range Pest is your trusted, family-owned pest and wildlife control company serving central Colorado and southern Wyoming. Our certified technicians have the expertise and credentials to ensure effective pest management for your home or business. As your all-in-one insect and wildlife specialists, we offer peace of mind by identifying wildlife entry points, removing nuisance pests, sealing access areas, performing cleanup, and making essential repairs. Schedule an inspection with us today.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Breaking Down DSCR Loans

DSCR or a Debt Service Coverage Ratio loan is the calculation used by lenders to assess the cash flow available to pay current debt obligations. The DSCR is calculated by dividing the property’s annual net operating income by its annual total debt service (the total amount of money required to cover loan payments over the year). In real estate investment loans, a higher DSCR suggests that the property generates adequate income to cover the loan payments, reducing the risk for lenders.

DSCR loans offer several benefits:

Focus on Property Income:

DSCR loans primarily consider the income generated by the property to determine loan eligibility, rather than the personal income of the borrower. This makes them ideal for investors who might have fluctuating personal incomes or for those who want to keep their personal finances separate from their investment ventures.

Less Documentation:

Since these loans do not focus on personal income, they often require less documentation than traditional loans. This can simplify the application process and make it faster, particularly beneficial for investors who may not qualify under more traditional loan criteria due to self-employment or inconsistent income records.

Expansion Opportunities:

For investors looking to expand their portfolios without tying up personal credit or revealing personal financial details, DSCR loans can provide the necessary funds based on the performance of the properties themselves.

Flexibility in Lending Criteria:

Lenders might offer more flexibility in underwriting criteria for DSCR loans compared to traditional mortgages. For instance, they may accept lower credit scores if the property’s income is sufficient to cover the loan payments.

Potential for Cash Out:

Many DSCR loans offer cash-out options, allowing investors to refinance existing properties and pull out equity to reinvest in more properties or cover property improvements and repairs, which can enhance the property’s value and increase its income potential.

Helps in Portfolio Growth:

They are particularly suited for investors aiming to grow a real estate portfolio quickly, as they can acquire multiple properties using similar financing structures without the usual constraints tied to the borrower’s personal income.

Risk Mitigation:

By basing the loan qualification on the income generated from the property rather than the borrower’s personal income, lenders mitigate the risk associated with fluctuations in the borrower’s personal financial circumstances

These benefits make DSCR loans a compelling option for real estate investors, particularly those looking to scale their operations or diversify their investments without undergoing the stringent qualifications required by traditional residential mortgages.

For nationwide commercial lending, contact EB Mortgage for more options and solutions at wholesale rates!

EB Mortgage is a locally owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us or e-mail us today! 

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

The Crucial Roles of Industrial Circuit Breakers

In the realm of electrical engineering, ensuring the safety and efficiency of power systems is paramount. Industrial circuit breakers are at the forefront of this endeavor, serving three critical functions: protection, switching, and monitoring. These devices are indispensable in managing electrical systems, safeguarding both human lives and equipment from potential hazards.

Protection: Safeguarding Your System

The primary role of a circuit breaker is to provide protection by discontinuing the flow of electricity whenever current reaches hazardous levels. These unsafe conditions can arise from several issues, including overloads, short circuits, and other electrical faults. By immediately interrupting the power flow, circuit breakers prevent damage to the electrical network and reduce the risk of fire or electrocution.

Example: SIEMENS Sentron Series Circuit Breaker

A prime example of an industrial-grade circuit breaker is the SIEMENS ED63B040 Sentron Series, which is designed for high-demand applications (image on the right). This 40 Amp, 600 Volt, 3 Pole circuit breaker is engineered to handle significant electrical loads typical in industrial settings, ensuring continuous protection against overloads and short circuits.

Switching: Control with Flexibility

Besides protection, circuit breakers also perform essential switching operations. This function allows for the control of electrical flows in the system, enabling maintenance, testing, and management of power without needing to manually disconnect and reconnect the power supply. This capability is especially crucial in industrial settings where large electrical loads operate regularly, and operational continuity is critical.

Monitoring: Continuous Oversight

Monitoring is another vital function provided by modern circuit breakers. Many advanced breakers are equipped with metering and alarm features that help in assessing the electrical system’s performance. These features facilitate the early detection of problems that might require intervention, thereby enhancing the system’s reliability and efficiency. Continuous monitoring allows for proactive management of electrical systems, helping to avoid costly downtime and equipment failures.

Example: Square D Powerpact Circuit Breaker with LSI Micrologic 5.0 

Another standout in the realm of industrial circuit protection is the Square D Powerpact Circuit Breaker, equipped with the Micrologic 5.0 electronic trip unit (refer to top image). The sophisticated trip unit enhances protection capabilities with highly precise trip settings and the ability to monitor real-time electrical parameters. This device meticulously measures vital electrical parameters, including current, voltage, power, and energy usage, facilitating effective energy management and comprehensive power consumption monitoring. Furthermore, it is equipped with an advanced alarm system capable of triggering alerts for conditions like overcurrent, short circuits, and ground faults, allowing for swift action to mitigate potential damage or operational disruptions.

Types and Features of Circuit Breakers

Circuit breakers come in various types, each designed to meet specific requirements of residential, commercial, or industrial environments. Advanced commercial and industrial circuit breakers, like the Siemens ED63B040 Sentron Series and the Square D Powerpact with Micrologic 5.0, feature integrated metering functions, sophisticated alarm systems, and capabilities for remote on/off control. These additional features are tailored to handle larger, more complex systems and provide enhanced control and safety in environments with high electrical demands.

High-Quality Electrical Standards

As we continue to rely more heavily on sophisticated electrical systems, the importance of circuit breakers grows. Industrial circuit breakers do more than just protect; they provide a comprehensive management tool that ensures the safety, reliability, and efficiency of electrical installations. By investing in high-quality circuit breakers and keeping abreast of the latest in safety technology, businesses and homeowners alike can ensure that their electrical systems are not only compliant with current standards but are also prepared to handle the challenges of future expansions and technological advancements.

For commercial and industrial-grade circuit breakers and other heavy-duty electrical equipment, contact J&P Electrical for hard-to-find, refurbished, and/or new parts.

J&P Electrical is a full-service electrical supply company. At J&P, we source contractors, end-users, and supply houses with new surplus, quality reconditioned, and obsolete electrical equipment. We also purchase a wide range of heavy industrial electrical equipment such as bus plugs, bus duct, transformers, circuit breakers, fuses, and switchboards. Call us at 877-844-5514 for assistance.  

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Selecting the Ideal Contractor for Your Home Remodel

Embarking on a kitchen or bathroom remodel can be an exciting venture, but the key to achieving the home of your dreams lies in choosing the right contractor. As a licensed builder specializing in these areas, JFC Remodeling understands the importance of partnering with a professional who can deliver quality results while ensuring a seamless process. Here are essential insights and practical tips on selecting the best contractor for your remodeling project.

1. Check Credentials and Licensing

First and foremost, verify that any contractor you consider is licensed to operate in your state. A valid license is a baseline requirement that ensures the contractor has met industry standards and adheres to local building codes. Additionally, check for any certifications from reputable industry organizations, which can be a testament to their commitment to their craft.

2. Experience and Specialization

Experience matters, especially when it comes to specialized spaces like kitchens and bathrooms. Look for a contractor with a robust portfolio of projects that are similar to your vision. Contractors who specialize in remodeling are likely to have a better understanding of the complexities and latest trends in these areas.

3. References and Reviews

Ask for references and contact them. Inquire about their overall experience with the contractor, the quality of work, adherence to budget and timeline, and how well they communicated throughout the project. Online reviews and ratings can also provide insight into the contractor’s reputation and reliability.

4. Detailed Quotes and Contracts

A professional contractor will provide a detailed quote that outlines all costs, including labor, materials, and other expenses. Be wary of quotes that seem vague or significantly lower than others—this could be a red flag. The contract should be comprehensive and clear, stating project scope, timeline, payment schedule, and warranty information.

5. Effective Communication

Effective communication is crucial. During your initial meetings, notice how well the contractor listens to your ideas and whether they offer practical solutions. They should be approachable and responsive, making you feel comfortable about how they will handle the project.

6. Red Flags to Watch Out For

Exercise caution with contractors who require a large deposit upfront or insist on cash-only transactions. Additional red flags include a hesitation to sign a formal contract and providing estimates without a thorough assessment of your home.

7. Sustainability Practices

If sustainability is important to you, ask about the contractor’s practices regarding energy-efficient materials and waste reduction. This can not only help the environment but also potentially save you money on utility bills.

8. After-Service Support

Good contractors stand behind their work. Inquire about the warranty offered on both materials and labor. A contractor who provides robust after-service support is a sign that they are confident about the quality of their work and care about customer satisfaction.

Choosing the right contractor for your home remodeling project is about more than just finding someone to execute a project—it’s about finding a partner you can trust to bring your vision to life. Take your time, do your research, and choose someone who meets these criteria and feels right for you. Remember, the best outcomes are achieved through collaboration between a well-informed homeowner and a contractor who excels at bringing those visions to life.

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JFC Remodeling is committed to providing top-quality home reconstruction services to clients throughout Livingston County. With over 30 years of experience in the industry, our licensed contractors create unique, individualized, and polished renovations. Whether the site requires improvement, repair, or is a new construction, you can trust our experts to deliver remarkable results. Call or email us to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Work Smarter, Not Harder: Let CPS Simplify Your Business Tech Needs

In today’s fast-paced business world, leveraging technology is not just an advantage; it’s a necessity. Yet, for many businesses, the complexity of integrating digital solutions poses significant challenges. These often require a professional to oversee all aspects—from email settings and properly configured hardware to network infrastructure, secure data backups, and everything else that may arise. This is where Creative Programs and Systems (CPS) comes in. We offer IT solutions to businesses of all sizes, resolving technological inefficiencies and enhancing operational capabilities.

Identifying Your IT Needs

Every business has unique needs and challenges. Whether you’re struggling with outdated systems that slow down operations or you lack the right tools to track and analyze data, CPS can help you determine the most appropriate solution. We assess whether a solution is a ‘good fit’ or ‘overkill’ for your needs, as being efficient and good stewards of our and your resources is paramount to us. Our technicians put themselves in your shoes, learning your day-to-day operations so we can customize IT solutions that integrate seamlessly with your existing processes, ensuring minimal disruption and maximum efficiency.

Custom IT Solutions

Our approach is simple: understand your challenges and deliver solutions that make sense. We strive to develop a partnership that enables us to better manage your company’s digital needs. From setting up basic IT infrastructure to tackling complex cloud-based systems, and addressing data security, privacy, and compliance risks—no challenge is too big or too small for us. When it comes to a company’s sensitive information, there is no room for error. Our team of experts, with over 30 years of training in the industry, will provide competent advice on the latest, proven technology solutions that will work for you and your business needs.

Affordable, Manageable IT Help

Concerned about costs? CPS offers affordable, transparent pricing models that make it easy for you to budget and plan. Moreover, our Managed IT service plans mean you don’t have to worry about the ongoing maintenance of your computer systems—our techs will assume responsibility for you. It’s like having your own internal IT department without the cost of payroll or the supervision involved. We’ll proactively monitor your infrastructure, allowing us to rectify problems before they occur, keeping your systems running smoothly and avoiding costly downtime. With hassle-free, remote, or on-site IT support when needed, our team will handle everything, allowing you to focus on what you do best—running your business.

Is Your Business Ready for 2025?

Don’t let another year pass by under the shadow of inefficient technology. Set a New Year’s goal to streamline and enhance your business operations. Our team is ready to assist you in simplifying your technology, so you can work smarter, not harder, setting you up for digital success. Contact us today and let us show you how easy we can make IT!

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Founded in 1994, Creative Programs and Systems delivers professional results for all your computer needs. We design, create, and code various custom software programs and websites. Additionally, we offer superior digital marketing services, including enhanced Search Engine Optimization (SEO) and paid advertising. We also repair and support commercial computer infrastructure, build custom systems and servers, and provide secure data backups. Need assistance or want to learn more? Call (810)224-5252 or email info@cpsmi.com us!

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Cluster Flies: Fall’s Persistent Home Invaders

As autumn settles in, bringing cooler nights and shorter days, several insects start seeking cozy spaces for overwintering. Among them are cluster flies, a name that accurately reflects their habit of clustering together in sunny spots on walls or inside your home as they prepare to hibernate.

Unlike some pests that overwinter as eggs or pupae, cluster flies and other insects like Boxelder bugs, multicolored Asian lady beetles, and western conifer seed bugs survive the cold as adults. This necessity to find warm refuge makes them more noticeable as they invade homes during the fall.

The cluster fly, scientifically known as Pollinia rudis, particularly stands out due to its large size and tendency to gather in noticeable numbers, earning less flattering nicknames like “bunch o’ flies.” Although they are similar in appearance to the common housefly—dull black and gray with golden hairs—they are not indicative of poor housekeeping. Instead, their presence is more about the luck of your location and a thriving outdoor earthworm population, on which their larvae parasitize.

Tackling Cluster Flies

Dealing with cluster flies involves the same measures as controlling other fall-time home invaders. This includes ensuring your home is well-sealed with proper caulking around doors, windows, and other entry points, and checking for gaps around utility boxes and dryer vents where pests could enter. Unfortunately, once inside, cluster flies can be quite a nuisance. They may end up in living spaces, attics, or wall voids, and on warm winter days, they might reappear, disoriented and sluggish, near windows.

Targeted Pest Management

While some may reach for the fly swatter, a more effective and lasting solution involves professional intervention. Northern Pest offers specialized control strategies that not only address cluster flies but also provide preventative measures against future invasions. Instead of battling pests on your own, consider enlisting expert help to ensure your home remains comfortable and pest-free this season.

Have an insect problem? Contact Northern Pest for all your pesky wildlife animal needs.

Northern Pest: Our family serving yours! We are licensed and insured to provide insect and wildlife pest control. Our crew has the expertise to track wildlife entry points and remove pests of all kinds, including our licensed builders, who can make any of the necessary repairs caused by wildlife. Northern Pest is a member of the MDAT and the NWCOA. We are certified by the IICRC to offer professional mold mitigation services caused by animal damage. At Northern Pest, we do it all!

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Can AI Improve Early Detection of Breast Cancer in MRI Studies?

Recent research indicates that using artificial intelligence (AI) to reevaluate breast MRIs deemed high-risk could markedly enhance early breast cancer detection. A retrospective study published in Academic Radiology examined the effectiveness of a convolutional neural network trained on breast MRI data to predict breast cancer development within a year following initially negative MRI results. The study involved 3,029 MRI scans from 910 patients (average age 52), including 115 cases where breast cancer was later diagnosed on MRI. Initially, all patients received a BI-RADS assessment of less than 3.

The study found that the AI model predicted breast cancer within one year with a 72 percent accuracy as measured by the area under the receiver operating characteristic curve (AUC). Of the initial MRI scans, 83 out of 115 cases showed visual correlations with biopsy-proven breast cancer, with the majority of these correlations measuring less than 0.5 cm.

The researchers emphasized that using the AI model to reassess MRIs identified as high-risk could improve early breast cancer detection rates by up to 30 percent. “It’s crucial to recognize that the reported 30% sensitivity refers to cancers that would likely have remained undetected until the subsequent exam. These are additional detections, supplementing those already identified with high sensitivity by radiologists,” explained lead study author Dr. Lukas Hirsch of the City College of New York.

The study also highlighted that with the AI model’s reassessment, the positive predictive value (PPV) could reach 6 percent for high-risk MRI scans. If radiologists were to recall only half of these cases, they would achieve the PPV standard for tissue diagnosis and detect at least an additional 15% of tumors, representing a clinically significant improvement.

Furthermore, the AI model successfully pinpointed the future location of breast cancer in 57 percent of the cases, with a 71 percent accuracy rate in the 35 true positive cases.

Despite the promising results, the study’s authors acknowledged several limitations, including the single-center, retrospective nature of the study, the assessment limited to sagittal scans, and the small number of cancers detected through screening.

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RadParts, a TTG Imaging Solutions Company, is the world’s largest independent distributor of OEM replacement parts. We specialize in low-cost parts for repairing linear accelerators and radiation equipment. Our mission is to provide high-quality, user-friendly, low-cost components and support for linear accelerators and radiation equipment. Contact RadParts at 877-704-3838 to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

When is the Best Time of Year to Drain and Refill a Pool?

Maintaining your pool with routine care is crucial for keeping it clean, safe, and enjoyable. Regular water testing and balance are key, but sometimes, chemicals alone can’t correct water issues. In such cases, draining and refilling the pool becomes necessary. It’s important to know the optimal time to perform this task to avoid damage and expensive repairs. Read on to understand why and when pool draining is needed, the risks involved, and the best timing for it.

To Drain or Not to Drain?

Draining a pool might seem straightforward, but it carries risks and can cause significant damage if not done properly. Here are two main reasons you might need to drain your pool:

1. Poor Water Quality: Issues like high levels of Total Dissolved Solids (TDS), Cyanuric Acid (CYA), or Calcium Hardness can degrade water quality. If TDS levels surpass 2,500 ppm, it becomes difficult to balance the water, requiring a drain and refill. Similarly, excessive CYA or Calcium Hardness can disrupt water chemistry, sometimes necessitating a complete pool drain.

2. Maintenance and Repairs: Draining may also be necessary for removing stains, scale, or algae on pool surfaces that can’t be treated with the water in. Acid washing, for instance, requires an empty pool to effectively remove these blemishes. Additionally, structural repairs like fixing cracks or resurfacing necessitate draining the pool to access and fix the issues properly.

Optimal Timing for Draining and Refilling Your Pool

The ideal times to drain and refill your pool are during the spring or fall. These seasons provide mild weather, reduced risk of storms, and ample time to complete the process before harsh conditions arise. Draining in the spring prepares your pool for the summer swimming season.

Times to Avoid Draining Your Pool:

  • After Heavy Rain: Avoid draining after significant rainfall, as the increased water table can exert pressure that may cause an empty pool to shift or “pop out” of the ground.
  • Before Water Rates are Calculated: Most states calculate annual water rates in the first three months of the year; draining your pool just before this period can unexpectedly increase your costs.

By choosing the right time to drain and refill your pool, you can ensure it remains in top condition while avoiding unnecessary complications and expenses.

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Pound Pool Plastering services residential and commercial pools in applying a wide variety of pool plaster finishes and complete renovations. We offer Diamond Brite, Sunstone, Hydrazzo, and Marcite – and a great selection of tile choices and coping stones. Owner Dale Pound personally oversees each pool project to ensure the highest quality is delivered. Call or email us for a free estimate.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Colorado’s Harboring Pests: When to Call in the Professionals

Living in Colorado, residents often enjoy the natural beauty and wildlife the state has to offer. However, not all local wildlife is welcome, especially when it involves pests like earwigs, boxelder bugs, cluster flies, and stink bugs. These pests can become more than a nuisance, invading your home and creating discomfort for you and your family. Here’s how you can keep these common pests at bay and recognize when it’s time to call in the professionals, such as Front Range Pest Control.

Identifying Common Colorado Pests

  1. Earwigs: These small, dark, narrow insects have pincers on their tails and are often found in moist areas. Earwigs sometimes swarm homes in search of shelter from extreme weather conditions. During periods of dry, hot weather, they look for cooler, moist places to survive. During heavy rains, earwigs come indoors to escape saturated soils.
  2. Boxelder Bugs: Recognizable by their black and red markings, these bugs are typically found on or around boxelder trees during warmer months. In the fall, boxelder bugs congregate in significant numbers as they search for a warm spot to overwinter. They tuck themselves into tiny cracks and crevices within walls to shield themselves from the cold.
  3. Cluster Flies: Larger than the common housefly, cluster flies have a golden sheen over their thorax and are slow flyers. Known for their tendency to huddle together, cluster flies don’t enter your home in search of food or to bread; instead, they are entering diapause (similar to hibernation.)
  4. Stink Bugs: Known for their shield-like shape and the unpleasant odor they release when disturbed or crushed, stink bugs swarm in search of shelter from decreasing temperatures and shorter days. Once a stink bug finds a suitable location, it releases a pheromone that attracts other stink bugs to the area. The more stink bugs gather, the more odor they can produce.

Preventive Measures

  • Seal Entry Points: Inspect the exterior of your home for cracks, holes, and gaps, especially around windows, doors, and the foundation. Sealing these can prevent pests from entering.
  • Maintain the Yard: Keep your garden tidy and debris-free. Trim overhanging branches that might provide a pathway to your home.
  • Reduce Moisture: Fix leaky faucets and ensure proper drainage around the home. Pests like earwigs thrive in moist conditions.
  • Use Screens: Install screens on windows and vents. Check them regularly for holes and tears and repair them promptly.

Natural Deterrents

  • Diatomaceous Earth: A non-toxic powder that can effectively kill pests by dehydrating them. Sprinkle around the home’s foundation and potential entry points.
  • Essential Oils: Oils such as peppermint, lavender, and eucalyptus can deter many types of insects. Apply diluted solutions around window sills and doorways.

Regularly inspect your home for signs of infestation, such as pest droppings, damaged plants, and unusual smells. Early detection can often allow for simpler, more effective treatment options. If preventative measures and home remedies do not control the infestation, or if the infestation becomes severe, it’s time to call professional pest control services. Front Range Pest specializes in safely and effectively eliminating and controlling insects in your home. We understand the behaviors of these common pests and can provide tailored solutions to keep your home pest-free.

Don’t let a small insect problem become a big one; contact us before an infestation gets out of control!

Front Range Pest is your trusted, family-owned pest and wildlife control company serving central Colorado and southern Wyoming. Our certified technicians have the expertise and credentials to ensure effective pest management for your home or business. As your all-in-one insect and wildlife specialists, we offer peace of mind by identifying wildlife entry points, removing nuisance pests, sealing access areas, performing cleanup, and making essential repairs. Schedule an inspection with us today.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.